Going to college comes with a huge price tag.
Luckily, there are thousands of scholarships out there to ease the financial burden. Even a small scholarship can help reduce the amount you take out in student loans. You can find scholarships that award students for anything from studying computer science to being a natural redhead.
But how do you find these scholarships? To help you in your quest, here are the best scholarship search tools.
Scholly has helped students win more than $50 million in college scholarship money. It’s both an online search engine and mobile app. Just create an account, enter information about your location and activities, and Scholly will match you with local and national scholarships.
Scholly is the brainchild of Christopher Gray. After growing up poor in Alabama, Gray managed to win an incredible $1.3 million in scholarship money. Now, he’s on a mission to help others gain funding for college, too.
2. College Board Scholarship Search
College Board’s Scholarship Search engine has long been an industry leader for locating scholarship and grant money. It partners with over 2,200 programs and has a number of filters to help you narrow down your options.
You can enter personal and academic information to find scholarships for which you’d qualify or you can search for scholarships by type. Some scholarships honor academic achievement, while others prioritize students involved in certain activities.
For even more scholarships and grants, head to Fastweb. After going through a quick sign-up process, you can sift through over 1.5 million scholarships worth over $3.4 billion. The site has a user-friendly design and is easy to navigate.
Plus, you can organize your finds into different lists. One list could be for academic achievement scholarships, another could be for California residents, and a third for field hockey players. Fastweb is a useful tool for staying organized that will help you find lots of scholarship money.
Scholarships.com offers a robust database of grants across the country. In fact, the site has collected over 3.7 million scholarships adding up to $19 billion. To get your hands on some of this cash, create a profile with Scholarships.com. Then, narrow down your options with personalized filters.
Each scholarship will have its own application requirements, but some may overlap enough so you can use the same materials to apply.
Cappex is another huge directory of scholarships totaling over $11 billion in funding. It offers a frequently updated database, so you can find exactly what you’re looking for.
But Cappex doesn’t just offer a scholarship database. It also gives advice on the college application process, offers college reviews, and provides overviews of different majors.
The Chegg scholarship finder is another great tool that will help you find scholarships for school. If you sign up, you’ll get additional filters to customize your search. But if you prefer, you can get started without one and search by location, GPA, and application type.
If you’re burnt out with application essays, narrow the list down to scholarships that don’t require an essay. Chegg also offers a monthly $1,000 grant. To apply, you’ll answer creative questions such as “If you started a company, what would it be and why?”
Head to the Niche scholarship search engine for a user-friendly directory with no required sign-up process. One of its best categories is the “Easy to Apply” filter. Here, you can search for scholarships that don’t have an essay, GPA, or recommendation requirement.
With such an easy application process, it will be even easier to give these scholarships your best shot.
8. Scholarship Monkey
On Scholarship Monkey, you’ll find tons of scholarships that are searchable by keyword. Plus, you can create a profile and save scholarships to revisit at a later time.
Scholarship Monkey doesn’t have as many navigation filters as some other sites. You’ll have to do a little more digging to find the right opportunities. But if it saves you money on college, it’s worth it.
9. Look locally
Finally, don’t forget to search locally for scholarship opportunities. Your school counselors are an excellent resource, as they work with students year after year to find college funding. You can even ask around at a community center or Rotary Club about college funding.
Many local scholarships only award $1,000 or less, but the pool of applicants is smaller than many national awards. Even small scholarships will help pay your living costs and reduce the amount you take out in student loans.
Start that scholarship search
When choosing a college, the cost of tuition is an important consideration. Before ruling out an expensive school, search for scholarships that will lower the cost.
Scholarships are free money that you don’t have to repay and there are thousands of them out there. You don’t have to stop the scholarship search once you get to college either. Even if you’re already a year or two into your education, you can qualify for grants for your remaining years at school.
The most coveted scholarships cover the full cost of college tuition. Check out this guide for eight full-ride scholarships that cover tuition and more.
Need a student loan?Here are our top student loan lenders of 2019!
|1 Important Disclosures for Ascent.
Before taking out private student loans, you should explore and compare all financial aid alternatives, including grants, scholarships, and federal student loans and consider your future monthly payments and income. Applying with a cosigner may improve your chance of getting approved and could help you qualify for a lower interest rate. Ascent Student Loans may be funded by Richland State Bank (RSB). Ascent Student Loan products are subject to credit qualification, completion of a loan application, verification of application information and certification of loan amount by a participating school. Loan products may not be available in certain jurisdictions, and certain restrictions, limitations; and terms and conditions may apply. Ascent is a federally registered trademark of Turnstile Capital Management (TCM) and may be used by RSB under limited license. Richland State Bank is a federally registered service mark of Richland State Bank.
* Application times vary depending on the applicants ability to supply the necessary information for submission.
2 Important Disclosures for CollegeAve.
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
Information advertised valid as of 2/1/2019. Variable interest rates may increase after consummation.
3 Important Disclosures for Discover.
* The Sallie Mae partner referenced is not the creditor for these loans and is compensated by Sallie Mae for the referral of Smart Option Student Loan customers.
4 = Sallie Mae Disclaimer: Click here for important information. Terms, conditions and limitations apply.
5 Important Disclosures for SunTrust.
Before applying for a private student loan, SunTrust recommends comparing all financial aid alternatives including grants, scholarships, and both federal and private student loans. To view and compare the available features of SunTrust private student loans, visit https://www.suntrust.com/loans/student-loans/private.
Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue this loan program without notice. Availability of all loan programs is subject to approval under the SunTrust credit policy and other criteria and may not be available in certain jurisdictions.
SunTrust Bank, Member FDIC. ©2019 SunTrust Banks, Inc. SUNTRUST, the SunTrust logo and Custom Choice Loan are trademarks of SunTrust Banks, Inc. All rights reserved.
6 Important Disclosures for LendKey.
Additional terms and conditions apply. For more details see LendKey
7 Important Disclosures for CommonBond.
A government loan is made according to rules set by the U.S. Department of Education. Government loans have fixed interest rates, meaning that the interest rate on a government loan will never go up or down.
Government loans also permit borrowers in financial trouble to use certain options, such as income-based repayment, which may help some borrowers. Depending on the type of loan that you have, the government may discharge your loan if you die or become permanently disabled.
Depending on what type of government loan that you have, you may be eligible for loan forgiveness in exchange for performing certain types of public service. If you are an active-duty service member and you obtained your government loan before you were called to active duty, you are entitled to interest rate and repayment benefits for your loan.
A private student loan is not a government loan and is not regulated by the Department of Education. A private student loan is instead regulated like other consumer loans under both state and federal law and by the terms of the promissory note with your lender.
If your private student loan has a fixed interest rate, then that rate will never go up or down. If your private student loan has a variable interest rate, then that rate will vary depending on an index rate disclosed in your application. If the interest rate on the new private student loan is less than the interest rate on your government loans, your payments will be less if you refinance.
If you don’t pay a private student loan as agreed, the lender can refer your loan to a collection agency or sue you for the unpaid amount.
Remember also that like government loans, most private loans cannot be discharged if you file bankruptcy unless you can demonstrate that repayment of the loan would cause you an undue hardship. In most bankruptcy courts, proving undue hardship is very difficult for most borrowers.
8 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|4.26% – 13.26%1||Undergraduate and Graduate|
|4.20% – 11.44%2||Undergraduate, Graduate, and Parents|
|4.84% – 13.49%3||Undergraduate and Graduate|
|4.62% – 11.47%*,4||Undergraduate and Graduate|
|4.38% – 13.38%5||Undergraduate and Graduate|
|5.85% – 6.99%6||Undergraduate and Graduate|
|3.95% – 9.81%7||Undergraduate, Graduate, and Parents|
|4.47% – 12.34%8||Undergraduate, Graduate, and Parents|