Interest Rates

If you have student loan debt, you know how quickly your balance can grow due to interest charges. But how does student loan interest work? For... Read more

Capitalized interest is unpaid interest that is added on to your principal — the amount you actually borrowed — so you end up paying interest on... Read more

If you're having trouble understanding all the different types of loans, this guide will... Read more

Note that the government has paused all repayment on federally held student loans through the end of 2022, with no interest to be charged during that... Read more

Note that the government has paused all repayment on federally held student loans through the end of 2022, with no interest to be charged during that... Read more

When you borrow a private student loan, you often have the choice between fixed and variable rate student loans. Variable rates often start lower... Read more

What is APR, and how does it help you compare loans and credit cards? Well, APR (annual percentage rate) represents the fees and interest you’ll... Read more

Variable-rate student loans can be an attractive option, but most students (as a practical matter) stick with fixed-rate student loans. When looking... Read more

What's the difference between APR and APY? We looked at the two methods of expressing interest rates — APR versus APY — and how they affect your... Read more

If you have student debt and are doing OK financially, you might ask yourself: Should I pay off my student loans early? The answer really depends on... Read more

From December 2015 until now, the Federal Reserve’s target interest rate has increased eight times. Although rate hikes tend to be a sign of a... Read more

If you're looking for a personal loan, Upgrade could be your lender. Read this full review to learn what you need to know about Upgrade personal... Read more