Debt to Income

There’s nothing like applying for new credit to give you a crash course in financial vocabulary.  All of a sudden, terms you’ve never heard... Read more

If you’re applying for a mortgage or refinancing your home, you likely have come across the term “debt-to-income ratio” (DTI). This ratio... Read more

Do you ever feel like your entire paycheck goes straight to loans and other debts? There’s a logical reason for this — your debt-to-income ratio... Read more

You recently applied for student loan refinancing, a car loan, or maybe a mortgage, but soon after are notified that your application was not... Read more

If you’ve been out of college for a little while — or a long while — then you might be thinking about leaping homeownership. But if you also... Read more

So you’ve decided to buy a house. But you might not be sure how large a mortgage you can realistically afford. After all, you might still... Read more