Federal Perkins Loan Cancellation And Discharge

Depending on your circumstances and profession, you may qualify to have the rest of your Federal Perkins loans completely canceled.

Am I eligible?

If you have a Federal Perkins loan, you could qualify to have 50 or 100 percent of it discharged. Eligible borrowers must apply to the school that made the loan or the designated loan servicer.

Here are the conditions and professions that could make you eligible for Perkins loan cancellation:

  • Permanent disability or death of the borrower
  • Bankruptcy, if the court rules that repaying loans would cause severe hardship
  • School closing before you completed your program
  • Service in armed forces in a hostile fire or imminent danger area
  • Firefighter
  • Law enforcement or corrections officer
  • Nurse or medical technician
  • VISTA or Peace Corps volunteer
  • Librarian with a Master’s degree in a Title I school or public library serving Title I schools
  • Attorney in a federal public or community defender organization
  • Employee of a non-profit child- or family-services agency
  • Employee in Head Start educational program
  • Staff member in state-regulated child care program
  • Provider of early intervention services for people with disabilities
  • Special education teacher in a public school or educational service agency
  • Full-time teacher in certain subjects in a teacher shortage area or educational service agency serving low-income students
  • Faculty member at a tribal college or university

Which loans qualify?

• Federal Perkins loans

How do I apply?

Learn more about Federal Perkins Loan Cancellation and Discharge here. Contact your school or designated loan servicer with questions or to apply.


Questions? Contact Us!
or Go Back to Student Loan Repayment Plans