National Institutes of Health (NIH) Student Loan Forgiveness

If you’re a health professional with a doctoral degree involved in research, read on to see if you meet the criteria for NIH Loan Forgiveness.

Am I eligible?

First thing’s first, you must be a U.S. citizen, U.S. national, or U.S. permanent resident to qualify for this award. You must also have a health professional doctoral degree and qualified educational debt in excess of 20 percent of your institutional base salary.

Furthermore, you must perform research that is supported by a domestic nonprofit foundation, university, professional association, U.S. government agency, or other nonprofit. This research has to consume at least 20 hours per week during each quarterly service period during the contract.

How much is the award?

If you are eligible, you can receive one-quarter of your eligible debt up to $35,000 for each year of the award.

Which loans qualify?

• Stafford loans
• Grad PLUS loans
• Consolidation loans
• Perkins loans
• State-issued loans (includes Washington, D.C., Puerto Rico, and any U.S. held territory)
• Academic institution loans
• MEDLOANS
• Private student loans

Note: Spousal consolidation loans cannot be included.

How do I apply?

If you think you’re eligible, you can apply to the National Institutes of Health Student Loan Repayment program here.


Questions? Contact Us!
or Go Back to Student Loan Repayment Plans