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Extended Repayment is a student loan repayment option that extends the term of a federal student loan from the standard 10 year repayment term to a 25 year repayment term.
A 25 year repayment term would lower your monthly student loan payments, but also increase the amount of interest you accrue over the lifetime of the student loan. It would also take an extra 15 years to repay the debt.
Contact your federal student loan servicer and tell them you want to enroll in an extended repayment plan. You will most likely need to fill out additional paperwork to enroll.