Private Loan Refinancing Application


Below is information about private student loan refinancing via our banking partner, LendKey Student Loans.

LendKey is a network of 160+ not-for-profit credit union lenders and community banks that provide student loan borrowers with private student loan refinancing and new private student loans. LendKey is managed by a CUSO (Credit Union Service Organization) called Member Student Lending, LLC.

LendKey Student Loan Refinancing

  • Higher chance of approval with LendKey’s network of not-for-profit lenders
  • Check real refinancing rates in 2 minutes with one form and no impact on your credit score
  • No handoffs – you’ll be with our fully trained customer care team from your application to your final payment
  • Refinancing and consolidation of private and federal student loans
  • Available for both undergraduate and graduate school student loans
  • Fixed rates from 3.49% ARP to 8.72% APR (with autopay)
  • Variable rates from 2.47% ARP to 7.99% APR (with autopay)
  • 5, 7, 10, 15, 20 year repayment terms
  • 0.25% Interest Rate Reduction – available to all borrowers when making automatic payments
  • Unemployment protection – longest period (18 months) of paused loan payments while in-between jobs
  • Cosigner release – available after 12 on-time payments
  • Minimum balance to refinance: $5,000
  • Minimum income of $24,000/year
  • No application or origination fees, and no prepayment penalties
  • Keep payments low with interest only repayment available for initial four years of some 15yr term loans
Click here to start your Application with LendKey.