Eligibility and regulations



This Student Loan Hero Smart Money Giveaway (the “Sweepstakes”) is sponsored by LendingTree, LLC, 1415 Vantage Park Drive, Suite 700, Charlotte, North Carolina 28203 (“Sponsor”). The Sweepstakes will be held from 12:00 a.m. (Eastern Time) February 8, 2021 until 11:59 p.m. (Eastern Time) January 31, 2022 (the “Sweepstakes Period”).


2. How To Enter.
In order to enter, each participant must complete the entry form (the “Entry Form”), available at www.LendingTree.com during the Sweepstakes Period. The information requested and marked “optional,” if any, on the Entry Form may be answered at the participant’s discretion. Additionally, participants may enter by sending a stamped business-size (#10) envelope with a 3×5 card with the participant’s name, address, email (if any), and phone number hand printed (also referred to herein as an “Entry Form”) to: LendingTree Scholarship Giveaway, 1415 Vantage Park Drive, Suite 700, Charlotte, North Carolina 28203 (the “Sweepstakes Location”). Method of entry does not affect the participant’s ability to win a prize. All Entry Forms must be completed during the applicable Sweepstakes Period. Mail-in Entry Forms must be postmarked during the Sweepstakes Period and received by Sponsor at the Sweepstakes Location on or before January 7, 2022. By completing and submitting an Entry Form, each participant receives one (1) entry for the drawing associated with the applicable Sweepstakes Period. The maximum number of entries is one (1) per person, regardless of the method of entry. By submitting an Entry Form, a participant consents to these Rules and Regulations.

3. Drawing.
One random drawing to select a winner will be held within 15 days after the conclusion of each calendar month in the Sweepstakes Period. There will be a total of 12 drawings. The first entry drawn for each drawing will be declared the “Winner.” Sponsor will conduct the drawings. Participants need not be present to win. Each Winner will be notified in person or by phone, email, or mail within approximately 15 days of the drawing based on the information provided in his or her Entry Form. All qualified entries will be placed in the drawing. Odds of winning a prize depend on the number of eligible entries received. No person is eligible to win more than one drawing. In the event the Winner does not timely accept the prize associated with his or her drawing or is otherwise ineligible under these Rules and Regulations, Sponsor may, but shall not be required to, select an alternate Winner.

4. Prize.
Each Winner will receive one (1) American Express gift card in the amount of $1,000.00. Income and other taxes (if any) are the sole responsibility of each Winner. The use of “American Express” or any other third party trademark in connection with this section or this Sweepstakes is solely for the purpose of describing the prize and is not intended to suggest any ownership rights, sponsorship or affiliation.

Each Winner should allow thirty (30) days from acceptance for delivery of the prize. Sponsor reserves the right to substitute any prize for a prize of equal or greater value. All prizes are non-transferable and are not redeemable for cash. The failure to accept any prize within fifteen (15) days after notification shall result in a forfeiture of any prize awarded hereunder, unless otherwise determined in Sponsor’s sole and absolute discretion. Use of the prize shall be subject to all terms and conditions associated with the prize, which shall be provided with the prize or made accessible in connection with the prize. The maximum retail value of all of the prizes in the Sweepstakes is $12,000.

5. Eligibility.
The Sweepstakes is open to legal residents of the U.S. residing in the 48 contiguous states and the District of Columbia 18 years or older or the age of majority in any such state if the age of majority is greater than 18. Individuals who are or were employees of Sponsor or its affiliates, manufacturers, sales representatives, subsidiaries or parent companies, advertising/sales promotion agencies, or judging organizations since September 1, 2020 and the immediate families of each are not eligible.

6. Conditions.
All federal, state, and local laws and regulations apply. Void where prohibited. Sponsor shall not be responsible for any expenses incurred by participants in connection with participating in the Sweepstakes or claiming or using any prize awarded in the Sweepstakes, including, without limitation, any expenses associated using the prize. By submitting an Entry Form, each participant agrees to be bound by these Sweepstakes Rules and Regulations. Any decisions related to the Sweepstakes, the Sweepstakes Rules and Regulations, the operation of the Sweepstakes, and the qualifications and eligibility of any participant are at the sole discretion of Sponsor and are final. Each participant agrees to release and hold Sponsor and its employees, officers, directors, shareholders, agents, representatives, and their subsidiaries, parent companies, or other affiliated companies harmless from any and all damages, losses, claims, and liabilities arising out of his or her participation in the Sweepstakes or resulting from accepting or claiming any prize awarded hereunder. Sponsor reserves the right, in its sole discretion, to terminate, suspend, or otherwise cancel the Sweepstakes at any time for any reason. Each Winner will be required to complete an Affidavit of Eligibility and Liability/Publicity Release or his or her prize will be forfeited (except where prohibited by law). Participation in the Sweepstakes constitutes permission (except where prohibited by law) to use each Winner’s name, likeness, biographical information, photographs, and any statements or remarks made about winning or participating in the Sweepstakes for advertising and promotional purposes (in any medium) without additional compensation. Participants acknowledge and agree that Sponsor may share any and all information collected through the Sweepstakes from time to time with its subsidiaries, parent companies, or other affiliated companies. Sponsor may verify that all Winners are qualified. Entry materials become the property of Sponsor and will not be acknowledged or returned. In no event shall Sponsor be liable for, and participant, hereby waives all rights to claim, indirect, punitive, incidental and consequential damages of any kind. Except where prohibited, participant agrees that any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the state and federal courts of Charlotte, North Carolina. Except where prohibited, the parties agree that the Sweepstakes shall be governed by and construed in accordance with the laws of the State of North Carolina without regard to any conflict of law provisions. In connection with any claims and causes of action arising out of or connected with this Sweepstakes or any prize awarded, the prevailing party shall be entitled to recover reasonable attorneys’ fees. In the event a Winner is determined, in Sponsor’s sole discretion, to be ineligible or is otherwise disqualified from the Sweepstakes, Sponsor may, but shall not be required, to select an alternate Winner. Sponsor is not responsible for (i) lost, late, damaged, misdirected, or illegible Entry Forms; (ii) any theft, tampering, alteration, or destruction associated with the Sweepstakes, including, without limitation, the Entry Forms; or (iii) unsuccessful attempts to notify any Winner. Additionally, Sponsor shall not be responsible for any lost, interrupted or unavailable network, server or other connections, miscommunications, computer hardware or software malfunctions or other technical failures of any kind, ISP/network/website accessibility or availability, garbled or jumbled transmissions or other errors of any kind, whether human, mechanical or electronic, including, without limitation, the incorrect or inaccurate capture of entry information regardless of cause. Any attempt to damage or undermine the fair and legitimate operation of the Sweepstakes shall result in disqualification and may be prosecuted to the fullest extent of the law.

7. Rules and Winners List.
To obtain a complete copy of the official Rules and Regulations or, after the end of the Sweepstakes Period, the names of the Winners, send a self-addressed, stamped envelope (unless the law of your state does not require return postage) to: LendingTree Scholarship Giveaway, 1415 Vantage Park Drive, Suite 700, Charlotte, North Carolina 28203. You must specify whether you want a copy of the Rules and Regulations or the names of the Winners in order to process your request.