Ditch the Commute With These 31 Work-From-Home Jobs

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As the remote work movement gets more popular, there are more work-from-home jobs than ever before. In fact, FlexJobs found that remote job listings increased by 52 percent between 2015 and 2017.

Some stay-at-home jobs are part time or project based, while others offer full-time schedules and salaries. If you’re ready to go remote — and skip the traffic-filled commute — read on for 31 legitimate work-at-home jobs.

1. Virtual assistant

You don’t need to be sitting in an office to help it run smoothly. A number of companies look for virtual assistants to schedule appointments, maintain calendars, and perform other administrative tasks.

For this role, you’ll need to be comfortable on the computer and phone. Strong communication and organizational skills will be useful, too.

Although you can find virtual assistant jobs on traditional job boards, you might also have luck with companies such as Worldwide 101, Contemporary VA, and Virtual Office Temps. According to PayScale, virtual assistants make an average of $15.57 per hour.

2. Blogger or content writer

If you’ve got a way with words, consider joining the tribe of bloggers writing online stories.

You might find a full-time writing role with a company, or you could pitch your freelance ideas to online publications. Listverse, Funds for Writers, and International Living, for instance, are just three sites that will pay for your articles.

Alternatively, you could create your own blog and build an audience. Once you get traffic, find a way to monetize your site with ads or affiliate marketing. Most bloggers move onto a new job within 10 years, according to PayScale, but make an average yearly salary of $49,132.

3. Salesperson

Salespeople work across a variety of industries to connect individuals and businesses with products. You’ll need excellent people skills, plus you’ll need to understand your product inside and out.

You might work in software sales with VMware, travel services with World Travel Holdings, or media and infrastructure with General Electric (GE). While salaries can vary widely, PayScale estimates the average is $42,153 per year.

4. Transcriptionist

If you’ve got solid typing skills and an eye for detail, you could enjoy working from home as a transcriptionist. This role typically involves turning audio recordings into written documents.

For flexible gigs, check out TranscribeMe, Quicktate, and Rev. Once you’ve got some experience, you could find a full-time role in the medical or legal field. Expect to make an average salary of $15.22 per hour, according to PayScale.

5. Programmer or web developer

Since programmers do most of their work online, it’s no surprise many work from home. You might find web development projects through a site such as Fiverr or Freelancer.com, or you could find a full-time role at a remote company.

You’ll need solid coding skills, which you can acquire through school or a coding bootcamp like Bloc. Once you’ve snagged a job, you could be making $79,840 per year, according to the Bureau of Labor Statistics (BLS).

6. ESL teacher

Teaching English to international students is one of the best ways to make money while traveling the world — but you can also teach ESL from the comfort of your own living room. Companies like Berlitz, Open English, and Englishunt hire ESL teachers to work with students online.

For this role, you’ll likely need to be a native English speaker with a bachelor’s degree. A TEFL certificate could also boost your resume. Although this job can be flexible and fulfilling, you might have to keep unusual hours if you’re working with students in different time zones.

7. Test prep tutor

For decades, standardized tests like the SAT, GRE, and GMAT have struck fear in the hearts of students. You can help people conquer these high-stakes tests by working from home as a test-prep tutor.

Companies such as Chegg and Aim4A Tutoring hire online tutors to help students get ready. According to Glassdoor, SAT and GRE tutors make around $23 per hour.

8. Registered nurse

Believe it or not, many registered nurses work from home by providing advice over the phone. In fact, the medical and health care industry is the largest provider of work-at-home jobs, according to FlexJobs.

Some companies with the most stay-at-home jobs include UnitedHealth Group, Humana, and Aetna. Even though you work from home, you’ll need the same educational qualifications — a degree in nursing and state licensure, for example — as any other registered nurse.

9. Customer service representative

As a customer service representative, you’ll answer questions and provide support. Some roles are entirely online, while others are conducted primarily over the phone.

To find work-from-home jobs as a customer service representative, check out companies such as Amazon, Sykes Home, and TeleTech. Although the pay isn’t great — PayScale estimates an average of $13.37 per hour — some of these roles come with healthcare and 401(k) benefits.

10. Marketing manager

aSince most marketing is done online, it’s not surprising that some marketing managers work from home. Your best bet is to search for job opportunities at remote companies. FlexJobs, Student Loan Hero, Toggl, and You Need a Budget (YNAB) are just a few companies with distributed teams.

A degree in marketing or communications will be helpful, as will some professional experience in marketing. According to the BLS, marketing managers make an average of $127,560 per year, and job opportunities are supposed to increase by 9 percent over the next few years.

11. Information security specialist

If you know how to protect websites against hacks, you could work from home as a security specialist. According to PayScale, companies pay security specialists a median salary of $73,825 to help them protect their data.

Check out Working Nomads for a curated list of remote cybersecurity jobs. You can also use traditional job boards like Indeed or SimplyHired to find remote web security opportunities.

12. Accountant

Head to freelance marketplace Upwork and you’ll find dozens of accountants offering their services. If you’re a financial whiz, you could help others with tax preparation or bookkeeping.

According to the BLS, the accounting field is expected to grow by 10 percent over the next few years. If you’re a certified public accountant, you can expect to make about $63,165 per year, reported PayScale.

13. Social media manager

Who knew all those hours browsing Facebook were actually preparation for a lucrative career? If you’re savvy with social media, you could work from home as a community manager. Some companies with remote social media jobs include BuzzFeed, Meredith, and Sinclair Broadcast Group.

You might manage a company’s Facebook page, along with its Pinterest, Instagram, or Twitter channels. Although you might have to start with freelance projects, PayScale shows you could bring in over $48,000 per year in a full-time role.

14. Proofreader

If you’ve got an eye for grammar, look for work-from-home proofreading jobs. Proofreaders work in a range of fields — academia, law, and medical, to name a few — so you’ll need to figure out where your skills lie.

To get started, search for freelance projects or register with a site like Gramlee or ProofreadingServices.com.

15. Web search evaluator

When you search for something online, you expect to find your answer right away. Web search evaluators help ensure your search results are useful and accurate.

Companies like Appen, Leapforce, and Lionbridge hire search engine evaluators to give feedback on internet search results. Although hourly pay varies, Appen pays between $9 and $15 per hour for this flexible, work-from-home job.

16. Survey taker

You’ve got opinions, and companies want to hear them. InboxDollars, Fusion Cash, and CashCrate are just a few online platforms that will pay you cash in exchange for taking surveys.

Although you probably can’t pay rent on your survey-taking income, you could earn some extra cash to buy groceries or make extra payments on your student loans.

17. Website tester

Having a user-friendly website is a key part of success for most companies. You could make money by providing your feedback on websites and apps.

Although salaries vary, PayScale put the average hourly wage at $23.58. To start making money as a website tester, register on sites like Userlytics or User Testing.

18. Online juror

Beyond sharing your opinion on websites, you could also get paid for your impressions about a court case. Attorneys use online mock juries to get ready for trials. By participating in a mock trial, you could make upwards of $60 per case, according to OnlineVerdict.com.

Check out eJury.com or OnlineVerdict.com to get started. Since you’ll be working from home, no one will object if you bring your own gavel.

19. Graphic designer

If you love creating images or designing logos, you can find lots of work-from-home jobs as a graphic designer. Freelance sites like Upwork are full of opportunities. Plus, you might find a full-time role on a job board like FlexJobs or We Work Remotely.

For this creative role, PayScale puts your annual pay at $41,764.

20. Consultant

Whatever your area of expertise, you could work from home as a consultant. In fact, FlexJobs identified consultants as one of the most popular job titles among telecommuting roles.

Consultants work in a variety of industries, from IT to business to health care. Even big companies like Aetna, IBM, and Wells Fargo hire consultants to advise various departments on best practices.

Sites such as Clarity can connect experts with individuals and businesses seeking advice. You can set your own per-minute rate. Your clients leave reviews after your call. You might even start your own consulting business after establishing yourself as an authority in your field.

21. Voice actor

If your friends are always encouraging you to start a podcast, you might make a great voice actor. To start building your portfolio with freelance projects, you’ll need a decent microphone, recording equipment, audio-editing software, and a space without any disruptive background noise.

Share your talent and find jobs on voice talent marketplaces like Voice123 and Voices.com. As for rates, voice-over production studio Edge Studio suggests charging between $100 and $500 per hour. If you belong to a voice actor union, it will set a base rate.

22. Executive

If working from home is your dream, you don’t have to sacrifice career mobility to realize it. As Virgin Group founder Richard Branson said, “Yours truly has never worked out of an office, and never will.”

Thanks to technology, it’s entirely possible for high-level executives to manage companies and employees without setting foot in an office. For especially high-level remote positions, check out the listings on Crossover, particularly in the “executive management” category.

23. Data scientist

If you’ve got a background in data science, you could find work-at-home jobs in the field. Although the majority of data scientist jobs aren’t remote, you can find telecommute opportunities on sites such as Remote OK.

24. Data entry

Entering data into spreadsheets might not be the most exciting job, but Glassdoor shows that kind of work can bring in $27,536 or more each year. Figure Eight and Clickworker are two companies that hire people for small tasks involving data entry and collection.

25. Animator

Like computer programming and graphic design, animation is great for people who want to pick up regular freelance work. Build up your portfolio by completing projects through Upwork or Fiverr. According to PayScale, animators make around $50,000 annually.

26. Artisan

Thanks to Etsy, you don’t need a brick-and-mortar store to sell your arts and crafts. It’s easy — and free — to set up your own Etsy store and connect with customers all over the world.

Make sure to upload clear, well-lit pictures with accurate descriptions that can easily be found through the site’s search engine. For more tips on running a successful online store, check out Etsy’s support page.

27. Online boutique owner

Similarly, you could sell clothes, antiques, or other goods online. Clothing giant Nasty Gal, for instance, started as a one-woman operation on eBay before turning into a multimillion-dollar company.

Sites like eBay and VarageSale make it easy to connect with customers. You could use your site to make some extra cash or even build a business.

28. YouTube personality

YouTube users watch over a billion hours of video each and every day. If you can build an audience for your channel, you could make some serious money.

According to Forbes, the highest-paid YouTube celeb, who goes by the name PewDiePie, made $15 million in 2016. Although this level of internet stardom is rare, you can still generate some income with a smaller following.

29. Instagram influencer

If photography is more your thing, try your hand at affiliate marketing on Instagram. Once you have a large enough audience, partner with brands and feature them on your account. When your followers click on an ad or buy a product, you’ll make a commission.

This kind of job is best for people who are skilled at social media, photography, and visual branding.

30. Daycare owner

Many work-from-home jobs are done online or over the phone, but you can bring your clients directly to you by running a daycare out of your home. Before embarking on this venture, read over the home daycare laws in your state. You’ll need to provide a safe, enriching environment where kids can learn and play.

31. Therapist or mental health counselor

Anyone with a degree in mental health counseling can offer services from home. You could open a private practice from your house or offer online services. BetterHelp and Breakthrough, for instance, both hire licensed counselors to work with clients online or over the phone.

Counselors typically have a master’s degree and certification at the state level. On average, mental health counselors make an annual salary of $46,050, reported the BLS.

Where to find legitimate work-from-home jobs

Although work-from-home jobs are more popular than ever, you still have to be careful to avoid scams. If an ad promises a big paycheck in exchange for little work, it might be too good to be true.

Make sure to do a background check on all potential employers, even ones you find through reputable sites. And if you’re looking for a full-time remote position, check out this list of the best websites with stay-at-home jobs.

Working from home doesn’t mean sacrificing your career goals. On the contrary, you can build a successful career while working from anywhere you want.

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1 Important Disclosures for Earnest.

Earnest Disclosures

To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.

Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 5.87% APR (with Auto Pay). Variable rate loan rates range from 2.47% APR (with Auto Pay) to 5.87% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of Month/Day/Year, and are subject to change based on market conditions and borrower eligibility.

Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.

The information provided on this page is updated as of 08/21/18. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at hello@earnest.com, or call 888-601-2801 for more information on ourstudent loan refinance product.

© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.


2 Important Disclosures for Laurel Road.

Laurel Road Disclosures

  1. VARIABLE APR – APR is subject to increase after consummation. The variable interest rates are based on a Current Index, which is the 1-month London Interbank Offered Rate (LIBOR) (currency in US dollars), as published on The Wall Street Journal’s website. The variable interest rates and Annual Percentage Rate (APR) will increase or decrease when the 1-month LIBOR index changes.

3 Important Disclosures for SoFi.

SoFi Disclosures

  1. Student loan Refinance: Fixed rates from 3.899% APR to 8.179% APR (with AutoPay). Variable rates from 2.570% APR to 6.980% APR (with AutoPay). Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan. SoFi rate ranges are current as of September 14, 2018 and are subject to change without notice. See APR examples and terms. Lowest variable rate of 2.570% APR assumes the current index rate derived from the 1-month LIBOR of 2.08% plus 0.740% margin minus 0.25% AutoPay discount. Not all borrowers receive the lowest rate. If approved for a loan, the fixed or variable interest rate offered will depend on your creditworthiness, and the term of the loan and other factors, and will be within the ranges of rates listed above. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. *To check the rates and terms you qualify for, SoFi conducts a soft credit inquiry. Unlike hard credit inquiries, soft credit inquiries (or soft credit pulls) do not impact your credit score. Soft credit inquiries allow SoFi to show you what rates and terms SoFi can offer you up front. After seeing your rates, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit inquiry. Hard credit inquiries (or hard credit pulls) are required for SoFi to be able to issue you a loan. In addition to requiring your explicit permission, these credit pulls may impact your credit score.
  2. Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)

4 Important Disclosures for LendKey.

LendKey Disclosures

Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.


5 Important Disclosures for CommonBond.

CommonBond Disclosures

  1. Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). The following table displays the estimated monthly payment, total interest, and Annual Percentage Rates (APR) for a $10,000 loan. The Annual Percentage Rate (APR) shown for each in-school loan product reflects the accruing interest, the effect of one-time capitalization of interest at the end of a deferment period, a 2% origination fee, and the applicable Repayment Plan. All loans are eligible for a 0.25% reduction in interest rate by agreeing to automatic payment withdrawals once in repayment, which is reflected in the interest rates and APRs displayed. Variable rates may increase after consummation. All variable rates are based on a 1-month LIBOR assumption of 2.08% effective July 25, 2018.

6 Important Disclosures for Citizens Bank.

Citizens Bank Disclosures

  1. Education Refinance Loan Rate DisclosureVariable rate, based on the one-month London Interbank Offered Rate (“LIBOR”) published in The Wall Street Journal on the twenty-fifth day, or the next business day, of the preceding calendar month. As of August 1, 2018, the one-month LIBOR rate is 2.07%. Variable interest rates range from 2.57%-8.17% (2.57%-8.17% APR) and will fluctuate over the term of the borrower’s loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a cosigner. Fixed interest rates range from 3.75%-8.69% (3.75%-8.69% APR) based on applicable terms, level of degree earned and presence of a cosigner. Lowest rates shown require application with a cosigner, are for eligible, creditworthy applicants with a graduate level degree, require a 5-year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures. The maximum variable rate on the Education Refinance Loan is the greater of 21.00% or Prime Rate plus 9.00%. Subject to additional terms and conditions, and rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Citizens Bank is required to provide every potential borrower with disclosure information before they apply for a private student loan. The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of their loan.
  2. Federal Loan vs. Private Loan Benefits: Some federal student loans include unique benefits that the borrower may not receive with a private student loan, some of which we do not offer with the Education Refinance Loan. Borrowers should carefully review their current benefits, especially if they work in public service, are in the military, are currently on or considering income based repayment options or are concerned about a steady source of future income and would want to lower their payments at some time in the future. When the borrower refinances, they waive any current and potential future benefits of their federal loans and replace those with the benefits of the Education Refinance Loan. For more information about federal student loan benefits and federal loan consolidation, visit http://studentaid.ed.gov/. We also have several resources available to help the borrower make a decision at http://www.citizensbank.com/EdRefinance, including Should I Refinance My Student Loans? and our FAQs. Should I Refinance My Student Loans? includes a comparison of federal and private student loan benefits that we encourage the borrower to review.
  3. Citizens Bank Education Refinance Loan Eligibility: Eligible applicants may not be currently enrolled, must be in repayment of their existing student loan(s) and must make the minimum number of payments after leaving school. Primary borrowers must be a U.S. citizen, permanent resident or resident alien with a valid U.S. Social Security Number residing in the United States. Resident aliens must apply with a co-signer who is a U.S. citizen or permanent resident. The co-signer (if applicable) must be a U.S. citizen or permanent resident with a valid U.S. Social Security Number residing in the United States. For applicants who have not attained the age of majority in their state of residence, a co-signer will be required. Citizens Bank reserves the right to modify eligibility criteria at anytime. Interest rate ranges subject to change. Education Refinance Loans are subject to credit qualification, completion of a loan application/consumer credit agreement, verification of application information, certification of borrower’s student loan amount(s) and highest degree earned.
  4. Loyalty Discount Disclosure: The borrower will be eligible for a 0.25 percentage point interest rate reduction on their loan if the borrower or their co-signer (if applicable) has a qualifying account in existence with us at the time the borrower and their co-signer (if applicable) have submitted a completed application authorizing us to review their credit request for the loan. The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, or other student loans owned by Citizens Bank, N.A. Please note, our checking and savings account options are only available in the following states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT and some products may have an associated cost. This discount will be reflected in the interest rate disclosed in the Loan Approval Disclosure that will be provided to the borrower once the loan is approved. Limit of one Loyalty Discount per loan and discount will not be applied to prior loans. The Loyalty Discount will remain in effect for the life of the loan.
  5. Automatic Payment Discount Disclosure: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their student loans owned by Citizens Bank, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designates. Discount is not available when payments are not due, such as during forbearance. If our loan servicer is unable to successfully withdraw the automatic deductions from the designated account three or more times within any 12-month period, the borrower will no longer be eligible for this discount.
  6. Co-signer Release: Borrowers may apply for co-signer release after making 36 consecutive on-time payments of principal and interest. For the purpose of the application for co-signer release, on-time payments are defined as payments received within 15 days of the due date. Interest only payments do not qualify. The borrower must meet certain credit and eligibility guidelines when applying for the co-signer release. Borrowers must complete an application for release and provide income verification documents as part of the review. Borrowers who use deferment or forbearance will need to make 36 consecutive on-time payments after reentering repayment to qualify for release. The borrower applying for co-signer release must be a U.S. citizen or permanent resident. If an application for co-signer release is denied, the borrower may not reapply for co-signer release until at least one year from the date the application for co-signer release was received. Terms and conditions apply.
  7. Estimated average savings amount is based on 14,659 Education Refinance Loan customers who saved on loans between August 1, 2017 and July 31, 2018. The calculation is derived by averaging monthly savings across Education Refinance Loan customers whose payment amounts decreased after refinancing, calculated by taking the monthly payment prior to refinancing minus the monthly payment after refinancing. We excluded monthly savings from customers that exceeded $4,375 and were lower than $20 to minimize risk of data error skewing the savings amounts. Savings will vary based on interest rates, balances and remaining repayment term of loans to be refinanced. Borrower’s overall repayment amount may be higher than the loans they are refinancing even if monthly payments are lower.

2.57% – 6.98%3Undergrad
& Graduate
Visit SoFi
2.47% – 5.87%1Undergrad
& Graduate
Visit Earnest
2.80% – 6.22%2Undergrad
& Graduate
Visit Laurel Road
2.51% – 8.03%4Undergrad
& Graduate
Visit Lendkey
2.48% – 6.25%5Undergrad
& Graduate
Visit CommonBond
2.57% – 8.17%6Undergrad
& Graduate
Visit Citizens
Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.