Studying abroad can be an invaluable part of a college education, but you might be worried about the cost. Fortunately, it is possible to support yourself out of the country if you figure out how to make money while studying abroad.
Some visas let you take part-time jobs, or you could work under-the-table as a tutor or babysitter. Plus, thanks to the internet, it’s easy to make money abroad by working online.
How to make money while studying abroad
If you’re looking for ways to finance a semester or two outside of the U.S., here are 10 options for study abroad jobs, as well as factors to consider as you decide whether to seek your fortune abroad.
1. Teach English
2. Tutor students in test prep
3. Work as a freelancer online
5. Offer translation services
6. Become a tour guide
7. Help out at a hostel
8. Wait tables (visa permitting)
9. Work on-campus
10. Create your own travel blog (and keep at it)
Plus: Should you work abroad as a student?
The ability to speak English is a hot commodity. As the international language of business, English is coveted across the globe. Who knew speaking English was such a marketable skill?
It’s easy to connect with students looking for English tutors. Advertise your services on campus or online. Many cities have local discussion boards or Facebook groups where students and tutors can connect.
Besides meeting up in person, you can also teach English online. Companies such as Udemy, Verbling and Italki connect you with students all over the world through Skype. Let’s say you made $15 an hour teaching English. If you worked 10 hours a week, then you’d be pulling in $150 each week, or $600 a month.
In addition to tutoring in English, look for students who want help preparing for U.S. admissions tests, such as the SAT or ACT. Besides helping students ace these tests, you can guide them through the college admission process.
As with teaching English, you can meet up with local students or tutor online. Student Tutors, for instance, is one company that hires college students as online tutors.
Do you have other marketable skills to offer online besides teaching or tutoring? Some fields with abundant freelance opportunities are writing, editing, programming and website design. Check out work-from-home sites like Upwork and Freelancer to see what roles are available.
These sites let you apply to jobs and offer services. Pay varies depending on the service and length of the project. Helping someone write their dating profile, for example, would earn you just $5 on Fiverr. Designing a website for a company through Upwork could make you $500 or more.
If you enjoy spending time with kids, consider finding a babysitting job. Babysitting is typically flexible, and it pays well. Plus, you’ll connect with a family and get a deeper sense of your host country’s language and culture.
Check your college’s job board for babysitting opportunities. Alternatively, look for local websites that connect babysitters with families. Care.com, for instance, operates in 20 countries around the world matching families with caregivers.
Do you have a working knowledge of your host country’s language? If you’re fluent, offer translation services. Translators generally set their own rates by the word depending on their experience level and efficiency. Translating will let you make money working abroad while honing your language skills and building a portfolio.
Would you love to bring people on tours around your new city? Reach out to tourism companies and see if any are looking for tour guides. This role is a fun way to learn more about your host city and meet new people as you make money abroad. Just don’t lead any pub crawls the night before a big exam.
Working at a hostel is another avenue to consider if you’re thinking about how to make money while studying abroad. Hostels don’t always update their openings online. Your best bet is to go in person and inquire about any opportunities.
Some student visas let you work part-time. If yours has this allowance, look for work in a cafe or restaurant. In the busy environment of food services, you’ll be fluent in your host country’s language in no time.
If you’re studying abroad through a university, rather than an external program, then the college may offer on-campus jobs. Eligible students may be able to find work-study jobs on the branch campus. Speak with the study abroad office to learn about your options for making money abroad. Maybe the office will even set you up with an on-campus job before you arrive.
Finally, you can try to make money abroad by starting your own travel blog. While study abroad travel blogs are a dime a dozen, most of them are more personal than professional. If you’re serious about it, look for a way to fill a niche, produce stand-out content and monetize your blog.
Of course, you’ll need to write posts on a continuous basis, which can be tough as a full-time student. Plus, blogs take several months to a year to start generating revenue. Starting your own blog may make you money eventually, but it’s probably not your best option for immediate income.
Working abroad has its challenges. You have to work around a language barrier, learn new customs and adapt to different ways of doing things. By meeting these challenges, though, you’ll sharpen your language skills and broaden your horizons. Along the way, you’re sure to gain lots of self-confidence.
If your job takes too much energy from your studies, then it might not be worth it. However, with the range of opportunities for making money while studying abroad, you’ll be able to find a flexible role. By working abroad, you’ll take the pressure off your finances and hopefully reduce the amount you need to borrow in student loans.
For more tips, check out this guide for six ways to pay for study abroad without going into debt.
Interested in refinancing student loans?Here are the top 9 lenders of 2022!
|Lender||Variable APR||Eligible Degrees|
|2.49% – 11.72%1||Undergrad & Graduate|
|2.50% – 6.30%2||Undergrad & Graduate|
|4.13% – 7.39%3||Undergrad & Graduate|
|2.49% – 7.99%4||Undergrad & Graduate|
|2.49% – 7.99%5||Undergrad & Graduate|
|3.24% – 8.24%6||Undergrad & Graduate|
|2.48% – 7.98%||Undergrad |
|1.74% – 7.99%7||Undergrad & Graduate|
|3.69% – 9.92%8||Undergrad & Graduate|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Splash Financial.
Splash Financial Disclosures
Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Federal loans carry special benefits not available for loans made through Splash Financial, for example, public service loan forgiveness and economic hardship programs, fee waivers and rebates on the principal, which may not be accessible to you after you refinance. The rates displayed may include a 0.25% autopay discount.
The information you provide to us is an inquiry to determine whether we or our lenders can make a loan offer that meets your needs. If we or any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. We do not guarantee that you will receive any loan offers or that your loan application will be approved. Offers are subject to credit approval and are available only to U.S. citizens or permanent residents who meet applicable underwriting requirements. Not all borrowers will receive the lowest rates, which are available to the most qualified borrowers. Participating lenders, rates and terms are subject to change at any time without notice.
To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
Splash Financial and our lending partners reserve the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen and meet our lending partner’s underwriting requirements. Lowest rates are reserved for the highest qualified borrowers. This information is current as of September 6, 2022.
2 Important Disclosures for Laurel Road.
Laurel Road Disclosures
All credit products are subject to credit approval.
Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $9 billion in federal and private school loans. Laurel Road also offers a suite of online graduate school loan products and personal loans that help simplify lending through customized technology and personalized service. In April 2019, Laurel Road was acquired by KeyBank, one of the nation’s largest bank-based financial services companies. Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. All loans are provided by KeyBank National Association, a nationally chartered bank. Member FDIC. For more information, visit www.laurelroad.com.
As used throughout these Terms & Conditions, the term “Lender” refers to KeyBank National Association and its affiliates, agents, guaranty insurers, investors, assigns, and successors in interest.
Assumptions: Repayment examples above assume a loan amount of $10,000 with repayment beginning immediately following disbursement. Repayment examples do not include the 0.25% AutoPay Discount.
Annual Percentage Rate (“APR”): This term represents the actual cost of financing to the borrower over the life of the loan expressed as a yearly rate.
Interest Rate: A simple annual rate that is applied to an unpaid balance.
Variable Rates: The current index for variable rate loans is derived from the one-month London Interbank Offered Rate (“LIBOR”) and changes in the LIBOR index may cause your monthly payment to increase. Borrowers who take out a term of 5, 7, or 10 years will have a maximum interest rate of 9%, those who take out a 15 or 20-year variable loan will have a maximum interest rate of 10%.
KEYBANK NATIONAL ASSOCIATION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.
This information is current as of April 29, 2021. Information and rates are subject to change without notice.
3 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
Subject to floor rate and may require the automatic payments be made from a checking or savings account with the lender. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments. The lowest advertised variable APR is only available for loan terms of 5 years and is reserved for applicants with FICO scores of at least 810.
As of 09/09/2022 student loan refinancing rates range from 4.13% APR – 7.39% Variable APR with AutoPay and 2.99% APR – 9.93% Fixed APR with AutoPay.
4 Rate range above includes optional 0.25% Auto Pay discount. Important Disclosures for Earnest.
You can choose between fixed and variable rates. Fixed interest rates are 3.99% – 8.74% APR (3.74% – 8.49% APR with Auto Pay discount). Starting variable interest rates are 2.74% APR to 8.24% APR (2.49% – 7.99% APR with Auto Pay discount). Variable rates are based on an index, the 30-day Average Secured Overnight Financing Rate (SOFR) plus a margin. Variable rates are reset monthly based on the fluctuation of the index. We do not currently offer variable rate loans in AK, CO, CT, HI, IL, KY, MA, MN, MS, NH, OH, OK, SC, TN, TX, and VA.
5 Important Disclosures for Navient.
6 Important Disclosures for SoFi.
Fixed rates range from 3.99% APR to 8.24% APR with a 0.25% autopay discount. Variable rates from 3.24% APR to 8.24% APR with a 0.25% autopay discount. Unless required to be lower to comply with applicable law, Variable Interest rates on 5-, 7-, and 10-year terms are capped at 8.95% APR; 15- and 20-year terms are capped at 9.95% APR. Your actual rate will be within the range of rates listed above and will depend on the term you select, evaluation of your creditworthiness, income, presence of a co-signer and a variety of other factors. Lowest rates reserved for the most creditworthy borrowers. For the SoFi variable-rate product, the variable interest rate for a given month is derived by adding a margin to the 30-day average SOFR index, published two business days preceding such calendar month, rounded up to the nearest one hundredth of one percent (0.01% or 0.0001). APRs for variable-rate loans may increase after origination if the SOFR index increases. The SoFi 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. This benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. The benefit lowers your interest rate but does not change the amount of your monthly payment. This benefit is suspended during periods of deferment and forbearance. Autopay is not required to receive a loan from SoFi.
7 Important Disclosures for Purefy.
Purefy Student Loan Refinancing Rate and Terms Disclosure: Annual Percentage Rates (APR) ranges and examples are based on information provided to Purefy by lenders participating in Purefy’s rate comparison platform. For student loan refinancing, the participating lenders offer fixed rates ranging from 2.73% – 7.99% APR, and variable rates ranging from 1.74% – 7.99% APR. The maximum variable rate is 25.00%. Your interest rate will be based on the lender’s requirements. In most cases, lenders determine the interest rates based on your credit score, degree type and other credit and financial criteria. Only borrowers with excellent credit and meeting other lender criteria will qualify for the lowest rate available. Rates and terms are subject to change at any time without notice. Terms and conditions apply.
8 Important Disclosures for Citizens.
Education Refinance Loan Rate Disclosure: Variable interest rates range from 3.69%-9.92% (3.69%-9.92% APR). Fixed interest rates range from 4.49%-10.11% (4.49%-10.11% APR).
Undergraduate Rate Disclosure: Variable interest rates range from 6.39%- 9.60% (6.39% – 9.60% APR). Fixed interest rates range from 6.58% – 9.79% (6.58% – 9.79% APR).
Graduate Rate Disclosure: Variable interest rates range from 3.69% – 9.16% (3.69% – 9.16% APR). Fixed interest rates range from 4.49% – 9.35% (4.49% – 9.35% APR).
Education Refinance Loan for Parents Rate Disclosure: Variable interest rates range from 3.69%- 9.09% (3.69%- 9.09% APR). Fixed interest rates range from 4.49% – 9.28% (4.49% – 9.28% APR).
Medical Residency Refinance Loan Rate Disclosure: Variable interest rates range from 3.69% – 9.16% (3.69% – 9.16% APR). Fixed interest rates range from 4.49% – 9.35% (4.49% – 9.35% APR).