Egg freezing, a benefit that’s on the rise among competitive companies like Apple, Facebook, and Google, appeals to professional women for a variety of reasons. The birth rate among American women in their thirties now surpasses that of women in their twenties, due in part to advances in fertility-related science. Egg freezing allows participants to delay their reproductive plans until the right time arises for them, expanding possibilities for women who wish to experience motherhood at a point in the future.
However, sources like Bloomberg Businessweek attribute the increased popularity of egg freezing to the rise of women in the workplace, claiming that a large percentage of egg-freezing clients make their choice for the sake of professional advancement. The New York Times recently refuted this claim, conducting interviews with over 150 American women to gather their reasons for freezing their eggs. The Times states that only 2 of the interviewed women cited their careers as the primary impetus for their decision to freeze their eggs, while the overwhelming majority claimed that they opted to freeze because “they still hadn’t found a man to build a family with.”
The Times’ study indicates that women rarely elect for egg-freezing purely based on their career aspirations, but Fairygodboss decided to seek out first-hand accounts of what prompted a trio of women to make this major decision:
1. “[I wanted to] find the right balance between career and personal goals.”
For Rebecca Kilduff, a Virginia-based marketing executive and the brains behind the Eggcicle blog (in which she discusses her decision to freeze her eggs), the choice to freeze her eggs occurred based on a combination of professional ambitions and a desire to extend her timeframe for finding the right partner with whom to start a family. “I chose to freeze my eggs a few years after getting my MBA, as I saw my marketing career had taken off but my husband hunt had not! I wanted to hedge my bets on having children and set out to freeze my eggs long before anyone ever talked about such things. The confidence that I had [in taking] this step was reassuring over the next several years while I grew my skills and industry connections. I would highly recommend egg freezing to young women trying to find the right balance between career and personal goals,” Kilduff told Fairygodboss.
2. “You may think you have time to start a family, but your fertility is not guaranteed.”
Ashley Jacobs, the Californian founder of the Sitting For A Cause pet-sitting company, put her career-related aspirations at the top of her to-do list until an unexpected diagnosis caused her to reevaluate: “I’ve been extremely focused on my career and getting my company off the ground for the past few years, so dating and starting a family have been on the back burner for me. Like most women, I thought I had plenty of time to get to that chapter of my life! When I was diagnosed with Hereditary Hemochromatosis in 2017 and learned that it could impact my fertility, I decided egg freezing was something I should do. After doing extensive research on fertility clinics and drug costs throughout the US in order to make the price of egg freezing more manageable, I traveled to Gilbert, AZ to freeze my eggs with New Direction Fertility Centers. I now have 28 eggs frozen and the peace of mind that has brought me as I continue to focus on my professional endeavors has been a huge relief. I would recommend all women consider egg freezing and speak with their doctors about it. You may think you have time to start a family, but your fertility is not guaranteed. Being proactive about protecting your options can help ensure you have a better shot at the life you one day envision for yourself.”
3. “My company offered so many important healthcare benefits, but fertility was the missing piece.”
As the CEO of Carrot, a startup that designs customizable fertility benefit packages for companies, Tammy Sun feels strongly that all employees be granted access to processes and treatments that can improve their reproductive odds. She speaks from first-hand experience, as some of her past employers failed to provide these valuable benefits.
“I chose to freeze my eggs at 34 because I wanted to prepare for the future. My company offered so many important healthcare benefits, but fertility was the missing piece. This is true for millions of other women and men, too. I founded Carrot because fertility is a human experience –– not just for women, and not only for male-female couples who are struggling with a medical diagnosis of infertility. [We want] to make inclusive fertility benefits as commonplace as medical, dental, and vision coverage.
I would recommend anyone that feels strongly about freezing their eggs, embryo or sperm to pursue it, but also to do their research. Egg freezing for a trans man can be more complicated and costly, while sperm freezing for males is dramatically more affordable. Fertility care can often be an intensive process and, as I know first-hand, a pricey one. If you feel strongly that fertility care is a vital part of healthcare but the cost or convenience are holding you back, then talk to your HR team about programs [that can help],” Sun told Fairygodboss.
A version of this post previously appeared on Fairygodboss, the largest career community that helps women get the inside scoop on pay, corporate culture, benefits, and work flexibility, and was written by Taylor Tobin. Founded in 2015, Fairygodboss offers company ratings, job listings, discussion boards, and career advice.
Interested in refinancing student loans?Here are the top 6 lenders of 2019!
|Lender||Variable APR||Eligible Degrees|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for SoFi.
2 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.50% APR (with Auto Pay) to 7.89% APR (with Auto Pay). Variable rate loan rates range from 2.49% APR (with Auto Pay) to 7.27% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of April 17, 2019, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 04/17/2019. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at email@example.com, or call 888-601-2801 for more information on our student loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
3 Important Disclosures for Laurel Road.
Laurel Road Disclosures
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the fixed rate will decrease by 0.25%, and will increase back up to the regular fixed interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the variable rate will decrease by 0.25%, and will increase back up to the regular variable interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
All credit products are subject to credit approval.
Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $4 billion in federal and private school loans. Laurel Road also offers a suite of online graduate school loan products and personal loans that help simplify lending through customized technology and personalized service. In April 2019, Laurel Road was acquired by KeyBank, one of the nation’s largest bank-based financial services companies. Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. All loans are provided by KeyBank National Association, a nationally chartered bank. Member FDIC. For more information, visit www.laurelroad.com.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 2.48% effective April 10, 2019.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.49% – 7.27%1||Undergrad & Graduate|
|2.49% – 6.65%3||Undergrad & Graduate|
|2.49% – 7.41%4||Undergrad & Graduate|
|2.50% – 6.65%2||Undergrad & Graduate|
|2.49% – 7.11%5||Undergrad & Graduate|
|2.98% – 9.72%6||Undergrad & Graduate|