When you’re drowning in debt, side hustles can be a real lifesaver. But even when you need the money, finding the motivation for a side gig on top of a full-time job can seem impossible. After a long workday, the last thing you want to do is run errands for someone else or walk a neighbor’s dog.
If you’re short on cash and time and wondering how to make easy money, you’re in luck. There are apps and sites out there that let you earn money right from your couch (or bed — no judgment).
24 ways to make extra money
We compiled a list of the 24 best ways to make extra money without ever having to leave your home. Which ones will you try?
1. Invest your spare change with Acorns
Investing is a great way to make your money work for you, but finding the cash to invest when you’re on a tight budget is hard. The investing app Acorns solves that problem by helping you invest your spare change.
Acorns connects with your other financial accounts to track your spending. Every time you make a purchase, Acorns rounds up the price to the nearest dollar and invests the difference. You can get started with as little as $5, and over time your investments can grow.
2. Play games on your phone with AppKarma
If you’re always playing games on your smartphone, turn that habit into cash with AppKarma. After downloading the app, you earn points and rewards for playing mobile games. Those rewards can later be redeemed for cash or gift cards. The app also has low payout minimums, so you can get extra money in your bank account quickly.
3. Sell old books through BookScouter
College students, recent graduates, and devoted readers often have stacks of books at home. You might have books you read years ago or old textbooks you can sell.
Instead of allowing those books to keep taking up space, you can use BookScouter to find the best sites to sell your books. Type in the book’s title, instantly view a list of vendors, and see which one is offering the highest price.
4. Sign up for a Chase bank account
If you’re looking for a new checking or savings account, you can earn up to $500 by opening an account with Chase.
Open a new checking account and sign up for direct deposit, and you’ll receive $200. To get an additional $300, open a savings account, deposit $15,000 or more within 10 business days, and maintain a $15,000 balance for 90 days.
5. Invest in cryptocurrency with Coinflash
Cryptocurrency is the hottest thing in finance right now, and investing in it can be a quick way to make extra money. But figuring out how to invest in cryptocurrency, and finding the money to do so, can be challenging.
Like Acorns, Coinflash simplifies the process by connecting to your accounts and rounding up your purchases to the next dollar. It deposits that extra change into your Coinflash account and invests in cryptocurrency for you. The service does cost $1 a month, but it’s an easy way to invest in a growing area.
6. Shop for clothes with Does It Fit My Butt?
If you love shopping for new clothes and accessories, you can turn that passion into real cash. Does It Fit My Butt (DIFMB) is an app that encourages you to post pictures of your outfits and great shopping finds. You enter the details of each clothing item and your measurements.
Customers use the DIFMB app to find clothes that match their own measurements. If they find an outfit they like, they pay a $1 fee to get the item’s information, such as brand name and size. As the shopper who posted the photo, you get half of the fee. There’s no limit to how much you can earn, and one photo can generate a lot of money.
7. Earn cash-back rewards with Ebates
If you’re wondering how to make easy money, Ebates might be one of the simplest ideas. Ebates allows you to make money by shopping online for everything from household essentials to clothes.
Ebates gives you a percentage of your purchase price back as cash back. You can earn as much as 10 percent with some retailers. You can receive a payout via PayPal or check as soon as you accumulate $5.01.
8. Sell unused household items on eBay
You might not realize it, but you likely have hundreds of dollars just laying around the house. If you have old toys, sports equipment, or collectibles, you can earn extra cash by selling those things on eBay.
eBay’s mobile app lets you create and post a new listing in just a few minutes. You can sell items quickly and get a nice sum.
9. Earn travel rewards through eMiles
eMiles is a way to earn valuable travel rewards, such as gift cards for airlines and hotels, by doing small tasks and sharing your opinion. You can watch ads, purchase products, and give feedback to retailers to earn points.
The company says you can earn between $20 and $30 by spending less than an hour on the app — useful funds that can help stretch your travel budget.
10. Sell photos online with Foap
If you regularly take pictures with your smartphone, you can turn that hobby into real income with Foap.
Sign up for an account to start uploading and selling your latest photos. Depending on what type of license you offer on each photo, you could earn between $5 and $250 from every purchase. Plus, photos can be purchased by multiple people, so one great picture can generate passive income.
11. Sell unused gift cards on Gift Card Spread
Gift cards are a common birthday present or holiday gift. But if you don’t love the store or restaurant behind the card, it’s likely sitting in a drawer gathering dust.
Instead of wasting unused gift cards, turn them into cash by selling them on Gift Card Spread. Depending on the card retailer, you could get up to 90 percent of the card’s value as cash.
12. Lose weight with HealthyWage
If you’re looking to lose weight, you can earn money doing it with HealthyWage.
With the app, you place a bet on yourself. You set up your weight loss goal and how long you think it will take to get there; the odds are dependent on how aggressive your goal is and how much you have to lose. According to the company, if you meet your goal, the prize could be substantial — one woman earned $4,000 through the site.
13. Turn your receipts into cash with Ibotta
Your receipts can be a serious moneymaker. With Ibotta, you can earn cash rebates by buying specific products from participating stores and taking a picture of your receipts.
Participating retailers include grocery stores, pharmacies, and big-name stores like Walmart, so it’s easy to rack up rebates just by doing your routine shopping.
14. Provide feedback with InboxDollars
InboxDollars lets you earn money by making your routine purchases, sharing your opinion, and watching videos. Each activity allows you to earn points, which you can then redeem for cash.
You can complete some of the activities when you need to kill time, such as in the waiting room at the doctor’s office, and earn money.
15. Take surveys with the i-Say app
With Ipsos’ i-Say app, you can earn money for taking surveys and sharing your feedback about products and advertising campaigns. The more involved you are with the i-Say app, the more you can earn. As you spend more time with it, more lucrative opportunities open up for you.
You can redeem points for actual products rather than cash, so it’s an easy way to buy something on your wish list without spending a dime.
16. Snap pictures of help wanted signs with Job Spotter
Have you ever passed a “help wanted” sign and taken a picture to send to a friend? If so, you can make money by doing the same thing with the Job Spotter App.
Managed by job search giant Indeed, the Job Spotter app collects information about local businesses that are hiring. After downloading the app, keep an eye out for help wanted signs as you go about your daily commute. If you see any, use the app to snap a picture of the sign and the business’ building and submit it to Indeed.
You earn points for every help wanted sign you submit and those points can be redeemed for gift cards to stores like Amazon.
17. Sell your stuff locally with LetGo
If you have items you want to sell but don’t want to deal with packaging and shipping, use LetGo. It connects sellers with buyers in their area. Selling items to your neighbors makes it easier to clear things out, especially when you have bulky items like furniture.
18. Earn gift cards by using MyPoints
The MyPoints rewards program allows you to earn points for watching videos, taking surveys, shopping with certain retailers, and playing games. You can even earn points just for downloading coupons for your favorite stores.
Once you’ve accumulated at least 480 points, you can redeem your points for gift cards to places such as Applebee’s, Home Depot, and Old Navy.
19. Get refunds with Paribus
Nothing is more frustrating than seeing an item you just bought go on sale after you purchased it. Although many retailers allow you to apply for a price adjustment, that can take time and it’s hard to keep track of your previous purchases’ prices.
Paribus simplifies the process. Paribus connects with your email account and scours it for receipts and order confirmations. Then, it compares them with retailers’ latest prices. If the price drops, Paribus files price adjustment claims for you and sends you the refund.
20. Turn your fashion sense into cash with PoshMark
If you have clothes, shoes, accessories, or even makeup you no longer wear or use, you can sell those items on Poshmark.
Unlike eBay, Poshmark was specifically designed with fashion in mind. It has a strong community too, so much more traffic can end up on your listings than with other sites.
21. Help your dollars grow with Stash
Stash is an app that allows you to start investing in the stock market with as little as $5. But unlike some other investing apps, Stash helps you learn about investing, like the types of funds and stocks and stock market trends, so you can be a more informed investor.
Stash also has investment portfolios that match your interests, such as environmentally friendly companies or the most innovative technology firms.
22. Turn your opinions into dollars with Survey Junkie
Brands are continually looking for feedback to make their products and services better. As a Survey Junkie influencer, you’ll share your opinion via customer surveys and rack up points. You can then redeem those points for either cash or gift cards.
23. Clear out clutter with ThredUp
If you have a lot of old clothes, shoes, or accessories and just don’t have the time or motivation to list and ship each item, ThredUp can be a great solution.
With ThredUp, you simply request a bag. Once it arrives, you pack it full of your items and send it back to the company. They’ll go through the bag and make you a cash offer for your items. It’s a quick and easy way to declutter and get some money for your efforts.
24. Find hidden money with Unclaimed.org
It sounds unbelievable, but there could be hundreds or even thousands of dollars waiting for you to claim it. Millions of dollars go unclaimed each year. Old savings accounts, overpayments on insurance premiums, inheritances, and more often go unnoticed and unclaimed.
Use Unclaimed.org to find unclaimed money or property under your name. If you find out that there is money owed to you, complete a form and mail it to the state treasury office. Within a few weeks, you’ll get a check in the mail.
Turn your spare time into cash
If your budget is tight but you don’t have time to dedicate to a side hustle, using these apps can help you earn a steady stream of income. Although none of these apps will allow you to quit your day job, they can be a smart way to save for your other financial goals.
Signing up for one or more of these ways to make extra money today can help you earn much-needed spare cash with little to no effort.
Want to get started investing?
Here are the top investing options for 2018!
Name Commission Account Minimum $10/month $0 0.5% $0 0.15% – 0.35% $0 0.49% – 0.89% $25,000 0.25% $500