We hope you crushed it in 2015! Here are our top student loan posts from the SLH blog in 2015 to help you keep paying off your student loans in 2016!
Want to pay off your student loans fast? There’s more than one way to do it. Check out these 14 ways to pay off your student loans faster.
Student loan forgiveness is basically like getting free money. But the challenge is finding different programs and figuring out if you’re eligible. To make it easy, here’s our complete list of student loan forgiveness options.
3. Are Your Extra Student Loan Payments Being Applied Correctly? Follow These Steps to Make Sure You’re Maximizing Savings on Interest
When you’re making extra student loan payments, it’s often confusing how these payments are being applied. And when things go wrong, you could be losing money. Read this to make sure you’re maximizing your interest savings.
Parents owe about $62 billion in Parent PLUS loans they’ve taken on for a child’s education. If you have Parent PLUS loans, see the best options for repaying them here.
Before deciding to refinance your student loans you might have a ton of questions. Find out if student loan refinancing is right for you in this post.
6. Student Loan Hero Success Story: How Blake Paid off $380,000 in Student Loan Debt in Just 21 Months
Dental school graduate Dr. Blake Hillstead racked up $380k in student loan debt. Determined to be debt free as soon as possible, he paid off all his debt in just 21 months. Here’s how Blake did it.
Paying off student loans can be a balancing act with other financial goals. But if you’re paying your loans for years to come, how can you save to buy a house? Find out how here.
Doctors graduate with an average of about $176,000 in student loan debt. But they also have some key advantages for paying off student loan debt. See the student loan repayment strategies for doctors here.
One of the best ways to pay off your student loans is by earning extra income and applying it to your student loans. Even if you already have a full-time job, find out how you can earn more with a side hustle here.
10. Wage Garnishment For Student Loans, Or How The Government Can Take 15% of Your Paycheck To Cover Missed Payments
If you stop paying your student loans and end up in default, your student loans might end up in default, which could lead to your wages being garnished. If this happens to you, here’s how to deal with wage garnishment.
Interested in refinancing student loans?Here are the top 6 lenders of 2018!
|Lender||Variable APR||Eligible Degrees|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 5.87% APR (with Auto Pay). Variable rate loan rates range from 2.47% APR (with Auto Pay) to 5.87% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of Month/Day/Year, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 08/21/18. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at firstname.lastname@example.org, or call 888-601-2801 for more information on ourstudent loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
2 Important Disclosures for Laurel Road.
Laurel Road Disclosures
3 Important Disclosures for SoFi.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.57% – 6.98%3||Undergrad & Graduate||Visit SoFi|
|2.47% – 5.87%1||Undergrad & Graduate||Visit Earnest|
|2.47% – 8.03%4||Undergrad & Graduate||Visit Lendkey|
|2.80% – 6.22%2||Undergrad & Graduate||Visit Laurel Road|
|2.48% – 6.25%5||Undergrad & Graduate||Visit CommonBond|
|2.57% – 8.17%6||Undergrad & Graduate||Visit Citizens|