When clicking submit on an online job application, you’ve probably stared straight into your computer screen and wondered whether your application would ever be seen.
These uneasy feelings are compounded when you apply for a job in another state. Even if your resume lands into human hands, something as simple as your mailing address could hold you back.
Join the club. About 86 percent of millennials — and 77 percent of employees overall — say they’re willing to relocate for work, according to a 2017 Bamboo report.
3 times being out of state could hurt you
When submitting your application for an out-of-state position, you’ve probably reconsidered including your home address on your rockstar resume. Some applicants even worry about the area code of their contact phone number.
Hiding your location from hiring managers might get your resume chosen from the stack. But it will be revealed during the interview process.
Here are three scenarios when living out of state might prevent you from getting a job.
1. The job and city are in high demand
If you’re using big job boards with little results, you might already be aware of a simple phenomenon: The more widely shared a job post, the more applicants it attracts, and the harder it is to score an interview.
These days, you might see application tickers noting how many views a job post has received, or even how many applications it has garnered.
So if you’re living in a smaller city and looking to make a move to San Francisco, New York, or somewhere in between, realize you’re not alone.
Human resources managers might be concerned that even if you’re the better candidate, you’re also a riskier one. You’ll be making a big move and having to juggle your new living situation with your new job.
To make yourself more attractive, you could use your cover letter to show you have a handle on the new city. You could mention, for example, that you already have a new home lined up. You might even cite examples of times you adapted to new surroundings in the past.
2. The position is entry level
Companies expand their budgets to hire senior employees; some are willing to go far and wide to bring in the right leaders. For entry-level roles, however, a human resources team might not want to devote part of its budget to flying in and hosting out-of-state job interviews. New graduates with general skillsets are easy to find locally.
“Nobody wants to be on the hook for the expenses involved with funding your relocation if the relationship doesn’t last,” said Tyson Spring, founder of Elever Professional, an executive search firm and staffing company.
If you’re a new or recent graduate, you could erase a company’s concerns over cost by offering to pay for your moving expenses.
3. The role requires local knowledge
If you want to work for the state government, many states like Colorado require you to have been a resident for at least a year. In the private sector, you might see similar requirements on job descriptions or learn about them during a first interview.
Even if no requirement exists, you might be penalized for a lack of familiarity with a city or region.
“The tech scene in Austin has a far different culture than the tech scene in Silicon Valley and the Bay Area; the New York advertising and media culture differs dramatically from Los Angeles,” Spring said.
“This is not to say that people can’t make the switch,” he continued, “but when faced with two very similar skillsets, the off-the-resume attributes start to come into the assessment.”
Spring added that a candidate’s network and knowledge of a given city could make a local candidate a better bet. The stronger network might make the new hire more helpful with recruiting and employee referrals, for example.
Strengthen your connections in the city where you’re hoping to live and work. You can do this by joining a national association tied to your field and attending conferences. You might also look through your LinkedIn connections to see if any of your college classmates ended up working in your preferred city.
3 times being out of state could actually help
Many job applications will ask you if you’re willing to relocate for the position. That reveals your status as an out-of-state applicant right away.
Here are three scenarios when that status might help your case.
1. You offer unique skills or experience
The scope of your desired role should tell you a lot about whether the hiring manager will prefer a local candidate. If you’re hoping to work for a national corporation that happens to be housed in Portland, Oregon, for example, you won’t be expected to be an expert in the Pacific Northwest. In fact, they might even value an outsider that adds diversity to the team.
But there will still be a cost to bringing you on board.
“In instances where relocation is budgeted [for], your chances of being hired are probably just as good as someone local,” said Tiffani Murray, a human resources consultant. “The reason for this is that the company has already decided, through researching … the market for talent, that they may have to look outside of the city for the best hire.”
Having unique experience or skills can push you over the top. When applying for out-of-state roles, ask yourself what helps you stand out from the competition. If you’re a content marketer who can also code webpages or design infographics, for example, that might set you apart.
When you discover whatever it is that’s unusually useful about your background, highlight it in your application. Make the case that it’s worth paying for at least the travel expenses required for an in-person interview.
2. You have connections to the city
Understandably, hiring managers are put off by out-of-state applicants who say they’re willing to shift their entire life to take a particular job. They’d feel especially guilty if you moved across the country only for the job to not work out months later.
When possible, being transparent about your interest in a job and your ties to the company’s city can help your case. Maybe you tell the hiring manager about your nearby friends or family, your past trips to the city, or that you’re moving with a significant other who’s already found a job.
These sorts of reasons for relocating give a company the impression that you know what you’re getting yourself into, that you’re ready to lay down roots. That lessens their risk of hiring an out-of-state applicant who sours on the new city and decides to quit the job.
If you don’t have ties to the city, don’t worry. You might also try to use the opposite to your advantage. If you’re leaving San Francisco for the lesser-known Santa Fe, for example, you might pitch yourself as someone having big-market experience who can help drive innovation.
3. You can cover your moving expenses
If you’re feeling bold, you can offer to cover your own moving expenses, helping reduce the company’s cost of hiring you.
I have secured entry- and mid-level jobs in big cities on three separate occasions, in part, by explaining to the hiring manager that I:
- Was planning to move to their city anyway
- Was able to cover my moving costs
- Was familiar with the region
- Had family or friends nearby
Being a relatively recent graduate furthered my argument. The companies knew I was green and ready to pay my own way toward more professional experience. But you don’t have to be in your early 20s for this strategy to work.
Consider covering the following details in your killer cover letter:
- When you’re relocating
- Whether you have ties to the city
- What experience you can bring from other cities
You might wait for the company to ask whether you’re willing to finance your move, in case they make the offer first. Just ensure that you lay out the timeline of your move. A company might be willing to wait on you if you’re paying your way to town.
Start applying for out-of-state jobs
When you’re an out-of-state job applicant, you don’t just have to prove you’re right for the job. You also have to prove you’re right for the area.
Unlike local candidates, you’ll have to show you can adjust to the cost of living and a potentially different salary in a new state. It’d be wise to perform your own research on the job’s pay, the state’s taxes, and your possible living situation before even applying.
If the math makes sense and the job description is a match, it’s up to you to put in the work to make the job happen.
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1 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 7.89% APR (with Auto Pay). Variable rate loan rates range from 2.47% APR (with Auto Pay) to 6.97% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of Month/Day/Year, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 08/21/18. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at firstname.lastname@example.org, or call 888-601-2801 for more information on ourstudent loan refinance product.
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2 Important Disclosures for Laurel Road.
Laurel Road Disclosures
APR stands for “Annual Percentage Rate.” Rates listed include a 0.25% EFT discount, for automatic payments made from a checking or savings account. Interest rates as of 11/8/2018. Rates subject to change.
Variable rate options consist of a range from 3.27% per year to 6.09% per year for a 5-year term, 4.64% per year to 6.14% per year for a 7-year term, 4.69% per year to 6.19% per year for a 10-year term, 4.94% per year to 6.44% per year for a 15-year term, or 5.19% per year to 6.69% per year for a 20-year term, with no origination fees. APR is subject to increase after consummation. The variable interest rate will change on the first day of every month (“Change Date”) if the Current Index changes. The variable interest rates are based on a Current Index, which is the 1-month London Interbank Offered Rate (LIBOR) (currency in US dollars), as published on The Wall Street Journal’s website. The variable interest rates and Annual Percentage Rate (APR) will increase or decrease when the 1-month LIBOR index changes. The variable interest rates are calculated by adding a margin ranging from 0.98% to 3.80% for the 5-year term loan, 2.35% to 3.85% for the 7-year term loan, 2.40% to 3.90% for the 10-year term loan, 2.65% to 4.15% for the 15-year term loan, and 2.90% to 4.40% for the 20-year term loan, respectively, to the 1-month LIBOR index published on the 25th day of each month immediately preceding each “Change Date,” as defined above, rounded to two decimal places, with no origination fees. If the 25th day of the month is not a business day or is a US federal holiday, the reference date will be the most recent date preceding the 25th day of the month that is a business day. The monthly payment for a sample $10,000 loan at a range of 3.27% per year to 6.09% per year for a 5-year term would be from $180.89 to $193.75. The monthly payment for a sample $10,000 loan at a range of 4.64% per year to 6.14% per year for a 7-year term would be from $139.65 to $146.76. The monthly payment for a sample $10,000 loan at a range of 4.69% per year to 6.19% per year for a 10-year term would be from $104.56 to $111.98. The monthly payment for a sample $10,000 loan at a range of 4.94% per year to 6.44% per year for a 15-year term would be from $78.77 to $86.78. The monthly payment for a sample $10,000 loan at a range of 5.19% per year to 6.69% per year for a 20-year term would be from $67.05 to $75.68.
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the variable rate will decrease by 0.25%, and will increase back up to the regular variable interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
3 Important Disclosures for SoFi.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.
All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 2.28% effective October 10, 2018.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.57% – 6.97%1||Undergrad & Graduate|
|2.47% – 6.99%3||Undergrad & Graduate|
|2.68% – 8.77%4||Undergrad & Graduate|
|3.24% – 6.66%2||Undergrad & Graduate|
|2.61% – 7.35%5||Undergrad & Graduate|
|3.01% – 9.75%6||Undergrad & Graduate|