With over 20 colleges across the state, New Hampshire has a booming student population. In fact, between 2009 and 2014, the state’s number of college students increased by 44%, according to a report from the New Hampshire Department of Education.
Unfortunately, those students won’t find a ton of New Hampshire grants to help them pay for college. As of 2011, the state stopped offering its own financial aid programs, with the exception of the Unique Scholarship Programs and the Scholarships for Orphans of Veterans.
That said, you might still qualify for private scholarships, as well as grants from New Hampshire colleges. If you’re looking for help covering tuition, read on for the full list of New Hampshire grants and scholarships.
New Hampshire grants for state residents
Here are the only New Hampshire grants currently available for students residing in the Granite State.
Unique Scholarship Programs
The Unique Scholarship Programs, offered by the New Hampshire Treasury, contains two subprograms: the Unique Endowment Allocation Program (UEAP) and the Unique Annual Allocation Program (UAAP). Both award scholarships to students who have financial need and who are attending an eligible New Hampshire college.
The UEAP looks for students who qualify for the Pell Grant, while the UAAP gives awards to students with an Expected Family Contribution of $0. The former program offers awards of at least $1,000; the latter awards $800.
Besides submitting the Free Application for Federal Student Aid (FAFSA), you don’t need to take any steps to apply for this scholarship. Your college will include a Unique Scholarship in your financial aid offer if you qualify.
Scholarships for Orphans of Veterans
This program from the New Hampshire Division of Higher Education offers scholarships to students aged 16 to 25 who lost a parent in the armed services or due to a service-related disability. You must attend a public university in New Hampshire, and you can use this scholarship for supplemental costs, such as room and board or books.
Check out the New Hampshire Department of Education website for an application form.
New Hampshire scholarships from private organizations
Here are some notable New Hampshire scholarships students can look into to help pay for college.
New Hampshire Charitable Foundation (NHCF)
With 338 scholarship funds, the NHCF is the largest provider of public scholarships in the state of New Hampshire. Each year, it awards more than $5.5 million in scholarships to 1,500 students.
The NHCF looks for promising students with a demonstrated financial need. Undergraduate students at four-year colleges typically receive awards between $250 and $7,500, with the average award totaling $4,600.
You can apply for an NHCF scholarship through the website after creating an account.
New England Regional Student Program (RSP)
New Hampshire residents attending a New England college might get a tuition break from this regional program. The RSP allows out-of-state students to pay up to 175% of a school’s in-state tuition rate. Students who receive the tuition break save an average $8,000 each year.
For the full list of eligible schools, check out the RSP’s brochure for New Hampshire residents.
The American Legion Department of New Hampshire
The American Legion Department of New Hampshire administers a number of scholarship programs for residents:
- The Department of New Hampshire Scholarship offers $2,000 to students enrolling in a four-year college who have at least a B average in their junior and senior years of high school.
- The Raymond K. Conley Memorial Scholarship awards $2,000 for students in a two- or four-year program working toward a career in physical or mental rehabilitation.
- The Vocational Education Scholarship offers $2,000 for students entering a two-year program leading to an associate degree.
- The John A. High Child Welfare Scholarship awards $2,000 for students with financial need whose parent is a member of the New Hampshire American Legion or American Legion Auxiliary.
- The Albert T. Marcoux Memorial Scholarship awards $2,000 for a student whose parent is a member of the New Hampshire American Legion or American Legion Auxiliary.
Plan New Hampshire Scholarship and Fellowship Program
This program awards college and grad students committed to improving New Hampshire’s built environment. While the program doesn’t have a required major, qualifying students tend to study architecture, interior design, engineering, or environmental science.
Although the program doesn’t state the award amount, it charges a $10 fee to apply. You can find more details, along with the application form, on the Plan New Hampshire website.
New Hampshire grants and scholarships from colleges
Besides state grants and private scholarships, you could receive grant or scholarship money directly from your college.
The University of New Hampshire, for instance, offers a number of scholarships, including the Presidential Scholarship, Dean’s Scholarship, and Hamel Scholarship. Students can also apply for a variety of fellowships and stipends offered by the Hamel Center for Undergraduate Research.
Check with your college’s financial aid website to find out about institutional opportunities for free money. Most schools will automatically consider accepted students for these awards, but you should ask if there are any additional steps you can take to qualify.
Don’t forget about national grant and scholarship opportunities
Although state residents have access to special scholarships, all students across the country are eligible for national grants.
The Pell Grant and Federal Supplemental Educational Opportunity Grant, for instance, go to students with financial need. Meanwhile, the Barry Goldwater Scholarship awards $7,500 to students planning a research career in a natural science, mathematics, or engineering field.
To put yourself in the running for financial aid, make sure to submit the FAFSA as soon as possible. Submitting it on time is key since a lot of state and federal aid is distributed on a first-come, first-served basis.
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|2 Important Disclosures for College Ave.
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
(1)All rates shown include the auto-pay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.
(2)This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7% variable Annual Percentage Rate (“APR”): 96 monthly payments of $179.28 while in the repayment period, for a total amount of payments of $17,211.20. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
(3)As certified by your school and less any other financial aid you might receive. Minimum $1,000.
Information advertised valid as of 5/22/2019. Variable interest rates may increase after consummation.
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Before applying for a private student loan, SunTrust recommends comparing all financial aid alternatives including grants, scholarships, and both federal and private student loans. To view and compare the available features of SunTrust private student loans, visit https://www.suntrust.com/loans/student-loans/private.
Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue this loan program without notice. Availability of all loan programs is subject to approval under the SunTrust credit policy and other criteria and may not be available in certain jurisdictions.
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A government loan is made according to rules set by the U.S. Department of Education. Government loans have fixed interest rates, meaning that the interest rate on a government loan will never go up or down.
Government loans also permit borrowers in financial trouble to use certain options, such as income-based repayment, which may help some borrowers. Depending on the type of loan that you have, the government may discharge your loan if you die or become permanently disabled.
Depending on what type of government loan that you have, you may be eligible for loan forgiveness in exchange for performing certain types of public service. If you are an active-duty service member and you obtained your government loan before you were called to active duty, you are entitled to interest rate and repayment benefits for your loan.
A private student loan is not a government loan and is not regulated by the Department of Education. A private student loan is instead regulated like other consumer loans under both state and federal law and by the terms of the promissory note with your lender.
If your private student loan has a fixed interest rate, then that rate will never go up or down. If your private student loan has a variable interest rate, then that rate will vary depending on an index rate disclosed in your application. If the interest rate on the new private student loan is less than the interest rate on your government loans, your payments will be less if you refinance.
If you don’t pay a private student loan as agreed, the lender can refer your loan to a collection agency or sue you for the unpaid amount.
Remember also that like government loans, most private loans cannot be discharged if you file bankruptcy unless you can demonstrate that repayment of the loan would cause you an undue hardship. In most bankruptcy courts, proving undue hardship is very difficult for most borrowers.
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Citizens Bank Disclosures
|3.99% – 11.32%2||Undergraduate, Graduate, and Parents|
|4.50% – 11.35%*,3||Undergraduate and Graduate|
|4.84% – 13.49%4||Undergraduate and Graduate|
|4.25% – 11.30%5||Undergraduate and Graduate|
|4.50% – 9.47%6||Undergraduate and Graduate|
|3.74% – 9.72%7||Undergraduate, Graduate, and Parents|
|4.45% – 12.32%8||Undergraduate, Graduate, and Parents|