Work-from-home side jobs that can earn you more than $15 an hour include transcribing audio and video or instructing an online course. The income from online side jobs can help you reach financial goals like paying off student loans faster, and with a broad selection of side hustles available, you’re likely to find one that’s a good match for your needs.
4 work-from-home online side jobs that can pay $15-plus an hour
Taking on a second job online can be an effective way to boost your cash flow, but side gigs are known for their variable pay. While the following online side jobs often pay more than $15 an hour, there’s no guarantee because of variations such as location and time spent.
If you have a few extra hours on weekends or an extra hour a day, you could generate income by transcribing audio and video recordings.
Kollin Lephart, founder and CEO of digital marketing agency Destination M+PR, earned extra money this way to pay off her student loans while traveling abroad. She used Rev, which pays up to 90 cents a minute for transcribing audio or video or up to $3 a minute for translating subtitles. A transcriber who earned the maximum 90 cents a minute would earn $54 an hour.
To get started with Rev, you must:
- Be proficient in English
- Take a grammar quiz
- Submit a transcription sample
If approved, you can start transcribing as soon as possible. Recordings might be a few minutes or several hours, so you can choose based on how much time you have. Lephart, who did the work in her spare time, said she normally saw 10 to 20 jobs available when she logged in, and transcribed while drinking coffee and eating breakfast, as well as before she went to bed.
Lephart noted that it can take awhile to get good at transcribing, but she earned an average of $250 a week. Rev pays weekly via PayPal for completed projects.
Personal trainer and nutrition coach Niccole Hendrickson discovered her opportunity as an online course instructor by accident. When she moved from San Diego to Denver, building out the business online enabled her clients to remain with her.
She started by creating documents that outlined basic nutrition and fitness plans, then added video clips of exercises. According to Hendrickson, her online business brought in an extra $500 to $1,000 a month.
You could consider Udemy, which doesn’t charge instructor fees, to get started. To meet Udemy’s requirements, your courses must include:
- 30 minutes of video content
- At least 5 lectures or learning modules
To offer paid courses, you’ll need to submit a premium instructor application, which is typically reviewed within two business days.
Although you have a level of control over the price of your course, Udemy has price tiers. For U.S. courses:
- The minimum price tier is $19.99
- The maximum price tier is $199.99
When a student purchases a course, the instructor receives a percentage of that amount. Instructors receive monthly payouts via PayPal or Payoneer.
With sites like CloudPeeps, you can start a side job as a freelance social media marketer without having to chase down clients yourself.
The average Facebook user spends 38 minutes each day on the platform, while the average Instagram user is active 27 minutes a day. If you learn how to use social media for business marketing, you can help businesses develop a social media strategy that resonates with their brand. Tasks may include:
- Setting key performance indicators
- Tracking metrics across multiple social media platforms
- Reworking the content that’s posted to increase engagement
CloudPeeps notes that social media marketers are offered rates between $50 and $150 an hour. If you’re a social media marketer looking for work through CloudPeeps, there are three plans:
- Free (client transaction fee is 15%)
- Standard: $9 a month (client transaction fee is 10%)
- Plus: $29 a month (client transaction fee is 5%)
After you submit an invoice, your client has five days to review it and request changes; otherwise, their card on file is automatically charged. Clients can also opt to immediately pay the invoice. Payments are disbursed as direct deposits via Stripe.
Other sites, such as Contently, enable you to build an online marketing business as well, although that’s geared toward professional freelance writing rather than just social media.
If you’re detail-oriented and organized, virtual assistant work might be the perfect way to earn extra money online. There might be a challenge in fitting this side gig in with a day job, though the hours required will ultimately depend on your clients. The current hourly pay for this side hustle averages $15.70 an hour.
Blogger and virtual assistant coach Kayla Sloan earned $15 an hour out of the gate doing this work. She loved it because she could work from home, set her own schedule and skip the commute.
Sloan’s advice is to begin with your network, including any entrepreneurs or small-business owners you might know. If you come up empty, Sloan suggests finding online side jobs as a virtual assistant on job boards, though she does warn that jobs posted on such sites typically pay less.
You can also post your availability as a virtual assistant on freelance sites like Upwork and PeoplePerHour.
How to find more side hustles
Discovering work-from-home side jobs and offline gigs can be easy. The examples above are just a handful of ideas you can try that can pay at least $15 an hour.
Additional ideas for side jobs online or offline that can help you increase your monthly income include gigs as a:
- Delivery courier (e.g., DoorDash and Postmates)
- Vacation rental host (e.g., Vrbo and Airbnb)
- Ride-share driver (e.g., Lyft and Uber)
- Pet sitter or dog walker (e.g., Wag and Rover)
- In-person tutor (e.g., at a high school or through private clients)
By leveraging your existing skills or taking on an easy-to-do offline side hustle, you can start earning $15 an hour or more sooner than you realize. Whether you prefer the ease of using an established platform to find a second job online, or you want to build an online side hustle that’s entirely your own, there are many options to get started.
Jennifer Calonia contributed to this report.
Interested in refinancing student loans?Here are the top 9 lenders of 2021!
|Lender||Variable APR||Eligible Degrees|
|1.88% – 6.15%1||Undergrad & Graduate|
|1.88% – 5.64%2||Undergrad & Graduate|
|2.50% – 6.85%3||Undergrad & Graduate|
|1.89% – 5.90%4||Undergrad & Graduate|
|2.25% – 6.39%5||Undergrad & Graduate|
|1.88% – 5.64%6||Undergrad & Graduate|
|1.90% – 5.25%7||Undergrad & Graduate|
|2.39% – 6.01%||Undergrad |
|2.13% – 5.25%8||Undergrad & Graduate|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Splash Financial.
Splash Financial Disclosures
Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Federal loans carry special benefits not available for loans made through Splash Financial, for example, public service loan forgiveness and economic hardship programs, fee waivers and rebates on the principal, which may not be accessible to you after you refinance. The rates displayed may include a 0.25% autopay discount
The information you provide to us is an inquiry to determine whether we or our lenders can make a loan offer that meets your needs. If we or any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. We do not guarantee that you will receive any loan offers or that your loan application will be approved. Offers are subject to credit approval and are available only to U.S. citizens or permanent residents who meet applicable underwriting requirements. Not all borrowers will receive the lowest rates, which are available to the most qualified borrowers. Participating lenders, rates and terms are subject to change at any time without notice.
To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
Splash Financial and our lending partners reserve the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen and meet our lending partner’s underwriting requirements. Lowest rates are reserved for the highest qualified borrowers. This information is current as of June 1, 2021.
2 Rate range above includes optional 0.25% Auto Pay discount. Important Disclosures for Earnest.
Interest Rate Disclosure
Actual rate and available repayment terms will vary based on your income. Fixed rates range from 2.59% APR to 5.79% APR (excludes 0.25% Auto Pay discount). Variable rates range from 1.88% APR to 5.64% APR (excludes 0.25% Auto Pay discount). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 36% (the maximum allowable for these loans). Earnest variable interest rate student loan refinance loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 2.04% and 5.8% to the one month LIBOR. Earnest rate ranges are current as of 6/8/2021, and are subject to change based on market conditions.
Auto Pay Discount Disclosure
You can take advantage of the Auto Pay interest rate reduction by setting up and maintaining active and automatic ACH withdrawal of your loan payment. The interest rate reduction for Auto Pay will be available only while your loan is enrolled in Auto Pay. Interest rate incentives for utilizing Auto Pay may not be combined with certain private student loan repayment programs that also offer an interest rate reduction. For multi-party loans, only one party may enroll in Auto Pay.
Student Loan Refinancing Loan Cost Examples
These examples provide estimates based on payments beginning immediately upon loan disbursement. Variable APR: A $10,000 loan with a 20-year term (240 monthly payments of $72) and a 5.89% APR would result in a total estimated payment amount of $17,042.39. For a variable loan, after your starting rate is set, your rate will then vary with the market. Fixed APR: A $10,000 loan with a 20-year term (240 monthly payments of $72) and a 6.04% APR would result in a total estimated payment amount of $17,249.77. Your actual repayment terms may vary.Terms and Conditions apply. Visit https://www.earnest. com/terms-of-service, e-mail us at [email protected], or call 888-601-2801 for more information on our student loan refinance product.
Earnest Loans are made by Earnest Operations LLC or One American Bank, Member FDIC. Earnest Operations LLC, NMLS #1204917. 535 Mission St., Suite 1663, San Francisco, CA 94105. California Financing Law License 6054788. Visit earnest.com/licenses for a full list of licensed states. For California residents (Student Loan Refinance Only): Loans will be arranged or made pursuant to a California Financing Law License.
One American Bank, 515 S. Minnesota Ave, Sioux Falls, SD 57104. Earnest loans are serviced by Earnest Operations LLC with support from Navient Solutions LLC (NMLS #212430). One American Bank and Earnest LLC and its subsidiaries are not sponsored by or agencies of the United States of America.
© 2021 Earnest LLC. All rights reserved.
3 Important Disclosures for CommonBond.
Offered terms are subject to change and state law restriction. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900), NMLS Consumer Access. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 0.15% effective Jan 1, 2021 and may increase after consummation.
4 Important Disclosures for Laurel Road.
Laurel Road Disclosures
All credit products are subject to credit approval.
Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $4 billion in federal and private school loans. Laurel Road also offers a suite of online graduate school loan products and personal loans that help simplify lending through customized technology and personalized service. In April 2019, Laurel Road was acquired by KeyBank, one of the nation’s largest bank-based financial services companies. Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. All loans are provided by KeyBank National Association, a nationally chartered bank. Member FDIC. For more information, visit www.laurelroad.com.
As used throughout these Terms & Conditions, the term “Lender” refers to KeyBank National Association and its affiliates, agents, guaranty insurers, investors, assigns, and successors in interest.
Assumptions: Repayment examples above assume a loan amount of $10,000 with repayment beginning immediately following disbursement. Repayment examples do not include the 0.25% AutoPay Discount.
Annual Percentage Rate (“APR”): This term represents the actual cost of financing to the borrower over the life of the loan expressed as a yearly rate.
Interest Rate: A simple annual rate that is applied to an unpaid balance.
Variable Rates: The current index for variable rate loans is derived from the one-month London Interbank Offered Rate (“LIBOR”) and changes in the LIBOR index may cause your monthly payment to increase. Borrowers who take out a term of 5, 7, or 10 years will have a maximum interest rate of 9%, those who take out a 15 or 20-year variable loan will have a maximum interest rate of 10%.
KEYBANK NATIONAL ASSOCIATION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.
This information is current as of April 29, 2021. Information and rates are subject to change without notice.
5 Important Disclosures for SoFi.
Fixed rates from 2.74% APR to 6.74% APR (with autopay). Variable rates from 2.25% APR to 6.39% APR (with autopay). All variable rates are based on the 1-month LIBOR and may increase after consummation if LIBOR increases; see more at SoFi.com/legal/#1. If approved for a loan your rate will depend on a variety of factors such as your credit profile, your application and your selected loan terms. Your rate will be within the ranges of rates listed above. Lowest rates reserved for the most creditworthy borrowers. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. SoFi loans are originated by SoFi Lending Corp. or an affiliate (dba SoFi), a lender licensed by the Department of Financial Protection and Innovation under the California Financing Law, license #6054612; NMLS #1121636 (www.nmlsconsumeraccess.org). Additional terms and conditions apply; see SoFi.com/eligibility for details. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.
6 Important Disclosures for Navient.
7 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
Subject to floor rate and may require the automatic payments be made from a checking or savings account with the lender. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments. The lowest advertised variable APR is only available for loan terms of 5 years and is reserved for applicants with FICO scores of at least 810.
As of 04/07/2021 student loan refinancing rates range from 1.90% APR – 5.25% Variable APR with AutoPay and 2.95% APR – 7.63% Fixed APR with AutoPay.
8 Important Disclosures for PenFed.
Annual Percentage Rate (APR) is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments. Fixed Rates range from 2.89%-4.78% APR and Variable Rates range from 2.13%-5.25% APR. Both Fixed and Variable Rates will vary based on application terms, level of degree and presence of a co-signer. These rates are subject to additional terms and conditions and rates are subject to change at any time without notice. For Variable Rate student loans, the rate will never exceed 9.00% for 5 year and 8 year loans and 10.00% for 12 and 15 years loans (the maximum allowable for this loan). Minimum variable rate will be 2.00%. These rates are subject to additional terms and conditions, and rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change.