Melissa Brock worked as a social worker, but when she had a baby, she decided to stay home to raise her child. Although she found her new role fulfilling, she worried about her family’s finances.
“I’d get this nagging feeling that I wasn’t helping to contribute enough to the family,” she said. “We were also getting further into debt on top of the student loans that I’m still paying off.”
Then she heard about Foap, a mobile app that allows users to sell smartphone photos online. Since she signed up, she has earned nearly $900 by selling her pictures.
“Foap isn’t steady income, but it was a breath of fresh air,” said Brock. “It has allowed me to do something I love without any judgment and I can earn a few extra bucks on the side.”
If you’re looking for a new side gig, here’s everything you need to know about making money with Foap.
What is Foap?
Foap is a free app available for iOS and Android devices. When you sign up for the app, you can upload your smartphone photos and sell them through the Foap marketplace.
Many small businesses, marketing agencies, large corporations, and other companies use Foap to buy photos for their websites, blogs, and social media accounts. You take home half of the sale price of your photos.
You can sell pictures more than once. If you have an in-demand photo, it might sell hundreds of times.
Although selling photos with Foap won’t generate a full-time salary, it can be a good source of passive income. Your photos can earn money for you for months and even years after you upload them, without any further effort from you.
How to sign up for Foap
To start selling your photos via Foap, download the app onto your smartphone. It will prompt you to create an account by entering your email or logging in via Facebook. You need to enter your full name, birthdate, and location.
Then, you can start uploading photos from the albums on your phone or take pictures directly through the app. Foap requires that each photo have a resolution of at least 1280 x 960 pixels.
For example, the iPhone 6, 6 Plus, and newer versions can take photos with the required resolution. Newer Android phones also have the proper resolution. You can adjust your camera’s default resolution by going into your phone’s settings and selecting the camera features.
As of March 23, 2018, Foap pays photographers only via PayPal. So you’ll need to enter your PayPal information to get paid.
5 tips for selling more photos
Although Foap can be a good side hustle for earning extra cash, the amount you make is dependent on your efforts and the quality of your photos. You can increase your chances of selling more photos by using these five tips.
1. Post many photos
Catherine Douma found the signup process to be very simple and it’s been a lucrative source of side income for her.
“Since joining up, I know I’ve made $2,000 at least,” said Douma. To replicate her success, Douma recommends posting many photos on the app’s marketplace to increase your chances of making a sale.
“Upload lots of photos,” she said. “You cannot expect to upload 10 photos and immediately start selling, so don’t give up on the app immediately.”
2. Diversify your photo subjects
Don’t limit yourself to one type of photo. Instead, use a range of subjects to maximize your chances of finding a buyer. According to Foap, some of the most popular photos are authentic images featuring everyday situations.
For example, candid photos of friends enjoying coffee, people walking their dogs, or photos of people shopping will sell.
3. Use relevant tags
When you upload your photos, the app will prompt you to submit tags and a description so that companies can find them.
Entering relevant tags, which are words to describe the images, can increase your chances of making a sale. You can enter five to 100 tags for each photo.
4. Join ‘Mission’ contest
Instead of earning small amounts for a photo, you can get more by doing what the company calls a “Mission,” which has a starting prize of at least $50.
Missions are contests containing requests for specific types of photos from brand-name companies. Photographers submit photos and one winner is chosen. However, the companies might buy some of the other photos submitted even if they didn’t win.
Some brands will send you their products for free, so you can use them in your Mission submissions. Brock says she’s received free notebooks, gloves, cleaning supplies, and even cosmetics.
5. Research what sells
Although photos of landscapes can be beautiful, they aren’t often used by brands. Instead, companies use stock photos that are relevant to their products.
On the Foap app, you can research which photos sell by clicking on the “Explore” tab. You can view recently sold photos to get ideas on what companies are buying.
Making money online
Although selling photos through Foap can be a helpful side gig, it’s an irregular source of income. One month you might sell dozens of photos, and the next, you might not sell any. Because your earnings can vary so much, it’s a good idea to view Foap income as an occasional windfall rather than something you rely on to pay the bills.
For more ideas on how to make money, check out our list of the best side hustles.
Interested in refinancing student loans?Here are the top 6 lenders of 2020!
|Lender||Variable APR||Eligible Degrees|
|1.99% – 7.10%1||Undergrad & Graduate|
|1.99% – 6.65%2||Undergrad & Graduate|
|1.99% – 6.24%3||Undergrad & Graduate|
|2.39% – 6.01%||Undergrad |
|1.99% – 5.64%4||Undergrad & Graduate|
|3.18% – 6.06%5||Undergrad & Graduate|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Splash Financial.
Splash Financial Disclosures
Splash Financial loans are available through arrangements with lending partners. Your loan application will be submitted to the lending partner and be evaluated at their sole discretion. For loans where a credit union is the lender, or a purchaser of the loan, in order to refinance your loans, you will need to become a credit union member.
The Splash Student Loan Refinance Program is not offered or endorsed by any college or university. Neither Splash Financial nor the lending partner are affiliated with or endorse any college or university listed on this website.
You should review the benefits of your federal student loan; it may offer specific benefits that a private refinance/consolidation loan may not offer. If you work in the public sector, are in the military or taking advantage of a federal department of relief program, such as income based repayment or public service forgiveness, you may not want to refinance, as these benefits do not transfer to private refinance/consolidation loans.
Splash Financial and our lending partners reserve the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen and meet our lending partner’s underwriting requirements. Lowest rates are reserved for the highest qualified borrowers. This information is current as of May 1, 2020.
Fixed APR: Annual Percentage Rate [APR] is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments. Fixed Rate options range from 2.88% (without autopay) to 7.27% (without autopay) and will vary based on application terms, level of degree and presence of a co-signer. Rates are subject to change without notice. Fixed rate options without an autopay discount consist of a range from 2.88% per year to 6.21% per year for a 5-year term, 3.40% per year to 6.25% per year for a 7-year term, 3.45% to 5.08% for a 8-year term, 3.89% per year to 6.65% per year for a 10-year term, 4.18% per year to 5.11% per year for a 12-year term, 4.20% per year to 7.05% per year for a 15-year term, or 4.51% per year to 7.27% per year for a 20-year term, with no origination fees. The fixed interest rate will apply until the loan is paid in full (whether before or after default, and whether before or after the scheduled maturity date of the loan).
Variable APR: Annual Percentage Rate [APR] is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments. Variable rate options range from 1.99% (with autopay) to 7.10% (without autopay) and will vary based on application terms, level of degree and presence of a co-signer. Our lowest rate option is shown with a 0.25% autopay discount. Our highest rate option does not include an autopay discount. The variable rates are based on the Variable rate index, is based on the one-month London Interbank Offered Rate (“LIBOR”) published in The Wall Street Journal on the twenty-fifth day, or the next business day, of the preceding calendar month. As of April 27, 2020, the one-month LIBOR rate is 0.43763%. The interest rate on a variable rate loan is comprised of an index and margin added together. The margin is a fixed amount (disclosed at the time of your loan application) added each month to the index to determine the next month’s variable rate. Variable rate options without an autopay discount consist of a range from 2.01% per year to 6.30% per year for a 5-year term, 4.00% per year to 6.35% per year for a 7-year term, 2.09% per year to 3.92% per year for a 8-year term, 4.25% per year to 6.40% per year for a 10-year term, 2.67% per year to 4.56% per year for a 12-year term, 3.44% per year to 6.65% per year for a 15-year term, 4.75% per year to 6.93% per year for a 20-year term, or 5.14% per year to 7.10% for a 25-year term, with no origination fees. APR is subject to increase after consummation. Variable interest rates will fluctuate over the term of the borrower’s loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer. The maximum variable rate may be between 9.00% and 16.00%, depending on loan term. The floor rate may be between 0.54% and 4.21%, depending on loan term. These rates are subject to additional terms and conditions, and rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change.
2 Important Disclosures for Laurel Road.
Laurel Road Disclosures
All credit products are subject to credit approval.
Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $4 billion in federal and private school loans. Laurel Road also offers a suite of online graduate school loan products and personal loans that help simplify lending through customized technology and personalized service. In April 2019, Laurel Road was acquired by KeyBank, one of the nation’s largest bank-based financial services companies. Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. All loans are provided by KeyBank National Association, a nationally chartered bank. Member FDIC. For more information, visit www.laurelroad.com.
As used throughout these Terms & Conditions, the term “Lender” refers to KeyBank National Association and its affiliates, agents, guaranty insurers, investors, assigns, and successors in interest.
Assumptions: Repayment examples above assume a loan amount of $10,000 with repayment beginning immediately following disbursement. Repayment examples do not include the 0.25% AutoPay Discount.
Annual Percentage Rate (“APR”): This term represents the actual cost of financing to the borrower over the life of the loan expressed as a yearly rate.
Interest Rate: A simple annual rate that is applied to an unpaid balance.
Variable Rates: The current index for variable rate loans is derived from the one-month London Interbank Offered Rate (“LIBOR”) and changes in the LIBOR index may cause your monthly payment to increase. Borrowers who take out a term of 5, 7, or 10 years will have a maximum interest rate of 9%, those who take out a 15 or 20-year variable loan will have a maximum interest rate of 10%.
KEYBANK NATIONAL ASSOCIATION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.
This information is current as of June 23, 2020. Information and rates are subject to change without notice.
3 Important Disclosures for SoFi.
4 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 2.98% APR (with Auto Pay) to 5.79% APR (with Auto Pay). Variable rate loan rates range from 1.99% APR (with Auto Pay) to 5.64% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of July 31, 2020, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 7/31/2020. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at [email protected], or call 888-601-2801 for more information on our student loan refinance product.
© 2020 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
5 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 0.18% effective July 10, 2020.