What’s one of the most popular things on a high school senior’s wish list? One likely possibility is getting a college scholarship.
But searching for scholarships can feel like a full-time job — and high school seniors don’t exactly have much free time. Still, a search for scholarships for high school seniors doesn’t have to be all-consuming.
Below is a guide to help you plot out a strategic path to searching and applying for these scholarships.
Where you can find college scholarships for high school seniors
Here’s a list of five great places to start your quest for college scholarships for high school seniors:
1. The Free Application for Federal Student Aid (FAFSA)
You’ve probably already heard about the FAFSA for getting student loans, but did you know it can put you in the running for grants as well? Like scholarships, grants are free money for school. And even beyond federal grants, some scholarship applications require you to fill out the FAFSA first to identify your financial need.
The sooner you fill out your FAFSA, the better — the federal funding for loans and grants are first-come, first-served. Not only that, but some schools have earlier deadlines for the FAFSA than others.
In short, you would do well to make this the first form you fill out. It’s available every year at the beginning of October.
2. CSS Profile
The CSS Profile works similarly to the FAFSA except for the fact that the aid you’re applying for isn’t from the federal government, but rather from a specific school. When you fill out the CSS Profile, you can list any schools you’re applying to in order to see what kind of institutional aid they might offer you.
However, the CSS Profile isn’t free. There’s a one-time $25 fee to fill out an application and send it to one school. Then there’s an additional $16 for every school you add. (There are fee waivers for students in need, though.)
When you fill out the CSS Profile, you’ll be applying for institutional aid in the form of grants and loans. Focus on the grants, as this can be another opportunity to get free money for college. This form is available in early October; is first-come, first-served; and might be easiest done in conjunction with the FAFSA.
3. Your future college
For high school seniors in search of scholarships, it’s easy to forget one of the most obvious sources: your future college.
If you already know the school (or schools) you want to go to, call their financial aid offices to see what kind of need-based scholarships they offer. And if you already have an idea of what you want to study, you can call the relevant department to ask about merit-based scholarships as well.
This website from the U.S. Department of Labor can be used to start plotting a map to your future career. It begins with a free scholarship search tool to help you obtain funding for your education.
With this tool, you can sift through thousands of scholarships, grants, and fellowships. And there are various ways to search — by keyword, location, and more. Even better, you can set the filters to prioritize the scholarships with the closest deadlines.
5. Free scholarship search websites
There are so many different scholarship-search websites that it can be hard to know which one to start with. And if you feel pressured to try them all, you might become too overwhelmed to even try.
Keep it simple and start with some of these popular sites to see what might be out there for you:
Up for making phone calls? You could even contact your state’s department of education to see what kind of grants might be available for students where you live.
Top nationwide scholarships for high school seniors
Below are some of the highest-paying college scholarships for high school seniors available nationwide:
- AXA Achievement Scholarship: Win $2,500-$25,000 by highlighting your “ambition and self-drive.”
- Cameron Impact Scholarship: Full four-year scholarships for students who excel in school, community, and extracurriculars.
- Coca-Cola Scholars Program Scholarship: Win $1,000-$20,000 in various scholarships for both four-year and two-year colleges.
- Dr. Pepper Tuition Giveaway: Make a video about how you want to change the world, and you could win $2,500-$100,000 for school.
- Elks National Foundation Scholarship Program: You don’t have to be a member to win, and you could take home $4,000-$50,000 for college.
- GE-Reagan Foundation Scholarship Program: Demonstrate “leadership, drive, integrity, and citizenship,” and you could get a renewable $10,000 scholarship.
- H&R Block Budget Challenge: Play a game to test your financial literacy, and if you win, you could earn a $20,000 scholarship.
- Jack Kent Cooke Foundation College Scholarship Program: High achievers with financial need can earn $40,000 per year for school.
- Live Más Scholarship: “Innovators, creators, and dreamers” can showcase their skills to earn $5,000-$25,000 in scholarships from Taco Bell.
- Teen Drive 365 Video Challenge: Win $1,000-$15,000 for creating the top inspirational video teaching teens safety tips for driving.
- VFW Youth Scholarships: Students with a strong love of country can earn $1,000-$30,000 for college.
The scholarships on the list above are available to all, regardless of major and other personal factors. For specifically targeted scholarships — including those for Latino, black, or LGBTQ students, students from your home state, or countless other groups — check out the scholarship search engines listed in the previous section.
How to apply for these scholarships and still have a life
This list might seem overwhelming, but if you tackle it strategically, you can still have time to fulfill your other senior year requirements and even have time left for fun. Here’s how:
1. Create a master document to help with applications and essays
Try streamlining your process by writing a master document to use both in your scholarship search and in any essays you might need to write for scholarship applications.
Consider this a personal branding exercise. What’s your “elevator pitch”? In other words, how can you describe yourself and what you hope to achieve after college in one to two sentences?
If you’re not sure, consider what drives you. Is there something you feel called to work on, even if you’re not sure about how? Conversely, do you have a skill that you love to utilize, but you’re not sure how it translates into a career?
Once you have this down, write out a few paragraphs and bullet points, including key phrases about it. Taking the time to do this now should make it easier to know what kind of scholarships to search for and to write essays for your scholarship applications — and even your college applications as well.
Just remember to write a new essay for each scholarship. Copying and pasting one essay into every application might help you get through the process quickly, but it won’t help you win the scholarship.
2. Prioritize scholarship applications by deadline
Once you have a list of scholarships you want to apply for, order that list by upcoming deadlines. Scholarships.com COO Kevin Ladd warns that you might need more time than you think to apply for some of these scholarships (many require essays, or even videos), so there’s no time too early to start.
Try creating a master spreadsheet and add the name, link, and due date of each scholarship you want to apply for. Then filter by the date, and mark it off when you’re finished.
3. Apply for scholarships large and small
If you see a few scholarships that don’t even come close to covering your tuition, don’t ignore them just because of their size. If you can win a few such scholarships, the free money towards your education will start to add up.
What’s more, these small scholarships can help with some of the expenses that don’t get grouped into tuition, such as books and supplies. When it comes to the high cost of college — and all of the things that go into it — every little bit of help count. Plus, there could be less competition for these awards.
4. Start with a small list, then expand
Although it might be tempting to make a huge list of scholarships and think you can get them all in before winter break, you might want to think more strategically.
Ladd suggests starting with a list of 10 scholarships (again, ordering them by due date, with the first due on top). Work your way through that list, he says, and then go back to add 10 more, and then another 10 more.
Starting small will enable you to get to know the process without becoming overwhelmed. And as you build momentum, you’ll start to build confidence as well. With this strategy, you can learn how to efficiently and effectively apply without completely derailing your schedule.
5. Follow the rules
Ladd, who has also been a judge for scholarship applications, stresses the importance of following the applications’ rules. If you miss even one, you could come off as lacking attention to detail at best — and potentially disrespectful at worst.
You might not think it’s a big deal to go a few words over a word count or to slightly veer off track on a video. Or you might choose to do these things to stand out. Don’t — following the rules is one of the most important things you can do on scholarship applications.
6. Not a scholar or athlete? Consider outside scholarships
Yes, playing three varsity sports while doing community service and earning straight A’s can help you win a scholarship. But these expectations aren’t realistic for most, nor should they be a baseline requirement to deserve a scholarship.
According to Ladd, if you look at brands geared to young people (Taco Bell and Dr. Pepper, for example), you’ll find scholarships that give you a chance to step outside of the box to show your work ethic and creativity. And if you enjoy giving back to your community, your work can earn you scholarships from non-profits and community-based organizations.
Either way, don’t discount yourself as a solid scholarship applicant just because your face isn’t on the local sports page every weekend or you’re not at the top of your class. Keep searching and you’ll find scholarship opportunities that enable you to highlight what you have to offer.
7. Beware of scholarship scams
It’s unfortunate that there are websites that might want to scam students looking for scholarships, but it’s a reality nonetheless. Federal Student Aid, which is part of the U.S. Department of Education, offers some advice to help you avoid getting taken:
- Remember that the FAFSA is free — any company offering to do it for you for a fee is a scam. And although the CSS Profile isn’t free, filling it out is very similar to the FAFSA, so there’s no need to pay someone to do this for you.
- Ignore any company or website that claims to guarantee you a scholarship or grant.
- Keep in mind that there are plenty of free scholarship search engines — you don’t need to pay for access to scholarships.
Spend some time on your search now, and reap the rewards in college
So why go to all this trouble to find a scholarship when you could just get loans?
Because you have to repay student loans — usually with significant interest costs — that number you borrowed at the beginning will grow significantly over the course of the loan.
To be sure, finding college scholarships for high school seniors is a lot of work, but you’ll thank yourself for years to come if you can graduate with less debt. And in the meantime, look at it this way: This is a chance to practice the time-management skills you’ll need once you get started on your college career.
Need a student loan?Here are our top student loan lenders of 2018!
|1 Important Disclosures for CollegeAve.
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
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3 Important Disclosures for Ascent.
Before taking out private student loans, you should explore and compare all financial aid alternatives, including grants, scholarships, and federal student loans and consider your future monthly payments and income. Applying with a cosigner may improve your chance of getting approved and could help you qualify for a lower interest rate. Ascent Student Loans may be funded by Richland State Bank (RSB) or Turnstile Capital Management, LLC (TCM), which are not affiliated entities. Certain restrictions and limitations may apply. Ascent Student Loan products are subject to credit qualification, completion of a loan application, verification of application information and certification of loan amount by a participating school. All loan products may not be available in certain jurisdictions. Other terms and conditions apply. Ascent is a federally registered trademark of TCM and may be used by RSB under limited license. Richland State Bank is a federally registered service mark of Richland State Bank.
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5 Important Disclosures for PNC.
PNC Bank is one of the nation’s largest education loan providers. For over 40 years, PNC has been committed to helping students and their families make possible the adventure of college.
6 Important Disclosures for SunTrust.
Before applying for a private student loan, SunTrust recommends comparing all financial aid alternatives including grants, scholarships, and both federal and private student loans. To view and compare the available features of SunTrust private student loans, visit https://www.suntrust.com/loans/student-loans/private.
Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue this loan program without notice. Availability of all loan programs is subject to approval under the SunTrust credit policy and other criteria and may not be available in certain jurisdictions.
SunTrust Bank, Member FDIC. ©2018 SunTrust Banks, Inc. SUNTRUST, the SunTrust logo and Custom Choice Loan are trademarks of SunTrust Banks, Inc. All rights reserved.
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Additional terms and conditions apply. For more details see LendKey
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A government loan is made according to rules set by the U.S. Department of Education. Government loans have fixed interest rates, meaning that the interest rate on a government loan will never go up or down.
Government loans also permit borrowers in financial trouble to use certain options, such as income-based repayment, which may help some borrowers. Depending on the type of loan that you have, the government may discharge your loan if you die or become permanently disabled.
Depending on what type of government loan that you have, you may be eligible for loan forgiveness in exchange for performing certain types of public service. If you are an active-duty service member and you obtained your government loan before you were called to active duty, you are entitled to interest rate and repayment benefits for your loan.
A private student loan is not a government loan and is not regulated by the Department of Education. A private student loan is instead regulated like other consumer loans under both state and federal law and by the terms of the promissory note with your lender.
If your private student loan has a fixed interest rate, then that rate will never go up or down. If your private student loan has a variable interest rate, then that rate will vary depending on an index rate disclosed in your application. If the interest rate on the new private student loan is less than the interest rate on your government loans, your payments will be less if you refinance.
If you don’t pay a private student loan as agreed, the lender can refer your loan to a collection agency or sue you for the unpaid amount.
Remember also that like government loans, most private loans cannot be discharged if you file bankruptcy unless you can demonstrate that repayment of the loan would cause you an undue hardship. In most bankruptcy courts, proving undue hardship is very difficult for most borrowers.
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