Personal finance books offer a plethora of information to help you manage your money, investments, debt, and retirement savings, but the web offers even more — often for free!
If you’re looking to level up your personal finance knowledge, check out some of these great resources to help you along the way.
Find a personal finance newsletter that fits your interests
Before you sign up for a personal finance newsletter, take a moment to consider what type of content is important to you.
Do you need budgeting help so you can save more money? Want career advice so you can earn more income? Or student loan information that can answer complex questions about your type of debt?
Confirm what your priorities are before handing out your email address, and your inbox will be filled with helpful info — not clogged with annoying spam. Start your search with these newsletters, and see which fits your needs best.
I Will Teach You to Be Rich
Ramit Sethi has a blog, a book, and a handful of courses designed to do exactly what the site’s name says: teach you to be rich.
While Sethi points out that his advice, guides, and courses are far from get-rich-quick schemes, following along with his teachings can help you better manage your investments, improve your finances, and work towards your next raise at work.
He thinks penny pinching is a waste of time and prefers to focus on big financial wins, negotiating with credit card companies, and growing your income through the career you already have.
Sethi has a strict policy that people in debt cannot join his expensive courses. But for those with student loans, have no fear: His excellent personal finance newsletter is 100 percent free, so you can start earning and saving more to put towards your loan payments.
Sign up at I Will Teach You To Be Rich.
Michael Kitces’ Nerd’s Eye View
Michael Kitces is one of the most widely recognized faces of financial advising on social media. He is where financial advisors go to learn how to better help their clients. Take out the middle man and go straight to the source with his email newsletter.
Kitces has eight degrees and certifications and 16 years of financial advising experience. He knows taxes, insurance, retirement, debt management, and financial planning — and he’s a fun guy with a sense of humor, making his advice entertaining to read.
Sign up for his newsletter at Kitces.
Student Loan Hero Weekly Digest
You’re already reading the Student Loan Hero blog, but what happens when there’s a helpful article and you didn’t remember to swing by the website? Never miss a post again with our free newsletter.
Check out the archive of past issues here to see exactly what you can expect with the Student Loan Hero weekly digest. While you’re perusing, drop your email address in the box to join 100,000+ of your peers and get a free copy of 5 Steps to Student Loan Refinancing and Consolidation.
Take charge of your debt and gain insightful student loan information by signing up in the right sidebar.
Founded in 2013, Rockstar Finance features three of the top finance articles on the web five days a week. Curated by Budgets are Sexy blogger J. Money, this newsletter is a one-stop shop for the very best from the personal finance blogging community.
The site also features a list of personal finance books and personal finance blogs, so you can constantly discover new ways to manage your money and loans.
Check it out and join the newsletter at Rockstar Finance.
Smart Passive Income
Pat Flynn’s Smart Passive Income is not specifically focused on personal finance knowledge. Instead, this website and newsletter focus primarily on earning more income — money that can help you get out of debt faster.
If you’re struggling to make your payments, earning more can be life changing. It was for me, and Pat Flynn’s Smart Passive Income newsletter is an amazing resource to both inspire you and, more importantly, lead to action that will help you increase your income.
You get some fun resources right away when you join, and more through the newsletter. Sign up at Smart Passive Income.
Bonus: Warren Buffett’s annual letter to shareholders
While not technically a newsletter, Warren Buffett earns a mention on this list for his annual letter to shareholders. In this letter released each year by the Oracle from Omaha, Buffett shares views and guidance on Berkshire Hathaway’s sprawling business along with wisdom on business and the economy.
The letter is released every year with the annual shareholder report, but you can read every single edition since Buffett began penning his annual letter in 1977 for free at the Berkshire Hathaway website.
This is one of the best financial educations in the world, and it’s absolutely free. Read the letters at Berkshire Hathaway.
No matter which type of personal finance newsletter you choose, signing up is the first step towards better money management. Once you find advice that resonates with your financial situation, put those tips into action and improve your financial forecast.
Interested in refinancing student loans?Here are the top 6 lenders of 2019!
|Lender||Variable APR||Eligible Degrees|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for SoFi.
2 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 7.89% APR (with Auto Pay). Variable rate loan rates range from 2.50% APR (with Auto Pay) to 7.27% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of April 17, 2019, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 04/17/2019. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at firstname.lastname@example.org, or call 888-601-2801 for more information on our student loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
3 Important Disclosures for Laurel Road.
Laurel Road Disclosures
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the fixed rate will decrease by 0.25%, and will increase back up to the regular fixed interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the variable rate will decrease by 0.25%, and will increase back up to the regular variable interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
All credit products are subject to credit approval.
Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $4 billion in federal and private school loans. Laurel Road also offers a suite of online graduate school loan products and personal loans that help simplify lending through customized technology and personalized service. In April 2019, Laurel Road was acquired by KeyBank, one of the nation’s largest bank-based financial services companies. Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. All loans are provided by KeyBank National Association, a nationally chartered bank. Member FDIC. For more information, visit www.laurelroad.com.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.
All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 2.49% effective March 10, 2019.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.50% – 7.27%1||Undergrad & Graduate|
|2.50% – 7.12%3||Undergrad & Graduate|
|2.53% – 8.79%4||Undergrad & Graduate|
|2.50% – 6.65%2||Undergrad & Graduate|
|2.55% – 7.12%5||Undergrad & Graduate|
|3.00% – 9.74%6||Undergrad & Graduate|