Oregon makes getting scholarships easier than some other states. Oregon’s Office of Student Access and Completion (OSAC) awards more than $18 million in scholarships every year. That’s a huge chunk of change to help you pay for school.
Scholarships and grants offer free money that doesn’t need to be paid back. Grants are based on financial need, while scholarships typically are based on merit, with factors including GPA and test scores. Here are some of the best Oregon scholarships to consider.
6 of the best Oregon scholarships
Since Oregon offers hundreds of scholarships, it can be difficult to find the one that’s best for you. You can browse through the OSAC catalog by your high school or by the requirements of the college you’d like to attend.
Some scholarships need you to complete the Free Application for Federal Student Aid (FAFSA), while others have different rules. Make sure you know the requirements of the scholarships before applying.
1. Beat the Odds Scholarship
If you’re a high school senior enrolled in a public school in Oregon, you might qualify for the Beat the Odds Scholarship. You’ll need to demonstrate financial need as well as show a strong GPA. You also will need to prove you’ve succeeded despite hardships, such as poverty, disability, homelessness, or the loss of a loved one.
Requirements: You’ll have to provide an essay, high school transcripts, financial information, and two letters of recommendation. You also will need to submit personal and demographic information with your application.
Award amount: You can get $2,500, which is renewable for up to four years.
How to apply: You can apply through Stand for Children, the organizer of the award.
2. Bertha P. Singer Nurses Scholarship
The Bertha P. Singer Nurses Scholarship is open only to students pursuing a nursing degree in Oregon. High school students do not qualify.
Requirements: You must have a 3.0 GPA. You’ll need to be enrolled in school full time and prove you’re at least in your second year of a nursing degree program. A FAFSA submission also is required.
Award amount: It varies.
How to apply: You can apply annually for this award through OSAC.
3. Beverley Swaim Staley Leadership Legacy Scholarship
The Beverley Swaim Staley Leadership Legacy Scholarship is open to young women pursuing a graduate degree in transportation or a related field. This scholarship is provided by the Women in Transportation (WTS) Portland chapter. WTS Portland provides several scholarships to young women studying in high school through graduate school (including trade school), so see if you qualify for other awards before applying for this one.
Requirements: To qualify for this scholarship, you must not have been awarded another WTS scholarship. When applying, you’ll need two letters of recommendation, a personal statement about your career goals, a 3.0 GPA, proof of enrollment, and official transcripts.
Award amount: This scholarship is $4,000.
How to apply: You can apply on the WTS site by clicking on the Leadership Legacy Scholarship link.
4. Ford ReStart Program scholarship
If you’re an adult student in Oregon, you might be able to get the need-based Ford ReStart Program scholarship to attend college. However, you can’t qualify if you’re halfway through your education or if you’ve received another Ford scholarship.
Requirements: You must be 25 years of age or older, a resident of the state, and be enrolled or planning to enroll full time in an Oregon college or university. You’ll need to submit a FAFSA along with your application and have at least a 3.0 GPA.
Award amount: It varies, but is limited to $25,000 a year. The award is renewable for up to four years of undergraduate study.
How to apply: Apply for this scholarship through the Ford Family Foundation program on the OSAC site.
5. Ida M. Crawford Scholarship
The Ida M. Crawford Scholarship is open to any high school graduate attending an accredited college or university in Oregon. There are some restrictions. Students majoring in law, medicine, music, teaching, or theology don’t qualify. And employees of U.S. Bank, their children, and close relatives aren’t eligible.
Requirements: You must have at least a 3.5 GPA, be enrolled in school full time, and complete a FAFSA to qualify. You might need an essay and a copy of your transcript when you apply.
Award amount: It varies.
How to apply: Search for the award on OSAC to apply for the award.
6. Oregon Society of Certified Public Accountants scholarship
If you’re a full-time Oregon undergraduate student, you might qualify for a scholarship from the Oregon Society of Certified Public Accountants (OSCPA) Educational Foundation. You’ll have a better chance of getting the award if you’re pursuing a career in accounting or working toward being a certified public accountant.
Requirements: A 3.2 GPA and enrollment in an Oregon college or university are required. Students who are enrolled full time in a community college are eligible but will get less money.
Award amount: You could receive between $500 and $3,000, depending on your situation.
How to apply: You can apply through the OSCPA foundation.
More ways to get money beyond Oregon scholarships
Scholarships provide some of the best funding opportunities, but you might not qualify or win every award. In that case, you’ll want to search elsewhere to cover the rest of your college costs.
Completing the FAFSA will ensure that you can qualify for federal and local college scholarships and grants. If you’ve taken advantage of all scholarship opportunities, you can explore Oregon grants.
The Student Aid Report you receive after filling out the FAFSA will detail your federal loans alongside your scholarships and grants. Once you’ve exhausted your free resources, you can apply for student loans.
If you need more money to cover college costs, consider private student loans. These loans are provided by private lenders, such as banks, instead of the federal government. They tend to have more stringent repayment terms when compared with federal loans. But private student loans can help you pay for school when there are gaps in funding.
Need a student loan?Here are our top student loan lenders of 2019!
|1 Important Disclosures for Ascent.
Before taking out private student loans, you should explore and compare all financial aid alternatives, including grants, scholarships, and federal student loans and consider your future monthly payments and income. Applying with a cosigner may improve your chance of getting approved and could help you qualify for a lower interest rate. Ascent Student Loans may be funded by Richland State Bank (RSB). Ascent Student Loan products are subject to credit qualification, completion of a loan application, verification of application information and certification of loan amount by a participating school. Loan products may not be available in certain jurisdictions, and certain restrictions, limitations; and terms and conditions may apply. Ascent is a federally registered trademark of Turnstile Capital Management (TCM) and may be used by RSB under limited license. Richland State Bank is a federally registered service mark of Richland State Bank.
* Application times vary depending on the applicants ability to supply the necessary information for submission.
2 Important Disclosures for CollegeAve.
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
Information advertised valid as of 2/1/2019. Variable interest rates may increase after consummation.
3 Important Disclosures for Discover.
* The Sallie Mae partner referenced is not the creditor for these loans and is compensated by Sallie Mae for the referral of Smart Option Student Loan customers.
4 = Sallie Mae Disclaimer: Click here for important information. Terms, conditions and limitations apply.
5 Important Disclosures for SunTrust.
Before applying for a private student loan, SunTrust recommends comparing all financial aid alternatives including grants, scholarships, and both federal and private student loans. To view and compare the available features of SunTrust private student loans, visit https://www.suntrust.com/loans/student-loans/private.
Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue this loan program without notice. Availability of all loan programs is subject to approval under the SunTrust credit policy and other criteria and may not be available in certain jurisdictions.
SunTrust Bank, Member FDIC. ©2019 SunTrust Banks, Inc. SUNTRUST, the SunTrust logo and Custom Choice Loan are trademarks of SunTrust Banks, Inc. All rights reserved.
6 Important Disclosures for LendKey.
Additional terms and conditions apply. For more details see LendKey
7 Important Disclosures for CommonBond.
A government loan is made according to rules set by the U.S. Department of Education. Government loans have fixed interest rates, meaning that the interest rate on a government loan will never go up or down.
Government loans also permit borrowers in financial trouble to use certain options, such as income-based repayment, which may help some borrowers. Depending on the type of loan that you have, the government may discharge your loan if you die or become permanently disabled.
Depending on what type of government loan that you have, you may be eligible for loan forgiveness in exchange for performing certain types of public service. If you are an active-duty service member and you obtained your government loan before you were called to active duty, you are entitled to interest rate and repayment benefits for your loan.
A private student loan is not a government loan and is not regulated by the Department of Education. A private student loan is instead regulated like other consumer loans under both state and federal law and by the terms of the promissory note with your lender.
If your private student loan has a fixed interest rate, then that rate will never go up or down. If your private student loan has a variable interest rate, then that rate will vary depending on an index rate disclosed in your application. If the interest rate on the new private student loan is less than the interest rate on your government loans, your payments will be less if you refinance.
If you don’t pay a private student loan as agreed, the lender can refer your loan to a collection agency or sue you for the unpaid amount.
Remember also that like government loans, most private loans cannot be discharged if you file bankruptcy unless you can demonstrate that repayment of the loan would cause you an undue hardship. In most bankruptcy courts, proving undue hardship is very difficult for most borrowers.
8 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|4.23% – 13.23%1||Undergraduate and Graduate|
|4.20% – 11.44%2||Undergraduate, Graduate, and Parents|
|4.84% – 13.49%3||Undergraduate and Graduate|
|4.50% – 10.11%*,4||Undergraduate and Graduate|
|4.25% – 13.25%5||Undergraduate and Graduate|
|5.85% – 6.99%6||Undergraduate and Graduate|
|3.95% – 9.81%7||Undergraduate, Graduate, and Parents|
|4.45% – 12.42%8||Undergraduate, Graduate, and Parents|