When you want money management advice, you may be wondering where to turn. Many younger folks are priced out of traditional financial services, yet need financial advice like anyone else — especially when saddled with student loan debt.
We’ve compiled a list of the top 10 money gurus to follow if you want to get better with your finances. These money experts deliver financial advice in a way that won’t bore you to tears or leave you scratching your head.
1. Nicole Lapin
Do you want financial advice from someone who could be your BFF? Nicole Lapin is your girl.
Lapin is the author of “Rich Bitch: A Simple 12-Step Plan for Getting Your Financial Life Together…Finally.” If you want a guide on getting your finances straight, her book can help lead the way.
Lapin also often appears on TV shows breaking down financial concepts for the masses.
Perfect for: Women, millennials, #girbosses
Follow Nicole: @NicoleLapin
2. Ramit Sethi
Does the idea of clipping coupons make your skin crawl? If common sense frugality advice is not your thing, Ramit Sethi is your guy.
Sethi is known for his no-nonsense approach to finance and helps readers focus on earning more money and finding their dream jobs. He’s your go-to money guru if you’re looking to build a lucrative business rather than pinch pennies. His guide on salary negotiation is pure gold and can help you leverage your skills into a raise. Read it — you won’t regret it.
Perfect for: Side hustlers, business owners, those who want to build an income and career
Follow Ramit: @ramit
3. Tiffany “The Budgetnista” Aliche
Tiffany Aliche, A.K.A. “The Budgetnista,” delivers step-by-step financial advice through her (free!) Live Richer Challenge. Though geared toward women, anybody can find value in the easy, digestible steps.
Formerly a teacher, Aliche can break down ways to save and manage your money through easy, actionable tips that you can start implementing today.
She’s also a great public speaker with an inspiring story, so if she has a workshop or talk in your area, you won’t want to miss it.
Perfect for: Women and men looking for ways to save and manage their money
Follow Tiffany: @TheBudgetnista
4. Marsha Barnes
Do you feel turned off by personal finance because you imagine stuffy suits, big banks, and stale advice? If you’re looking for something different, look no further than The Finance Bar, a nonprofit which bridges the gap between communities and personal finance accessibility.
The founder, Marsha Barnes, teaches personal finance in a converted school bus. You may find the Finance Bar around town in Charlotte, N.C. or you can join her community online.
I’m personally a fan of her great financial tips on Instagram.
Perfect for: Women, couples, young adults looking to build wealth and change their money mindset
Follow Marsha: @thefinancebar
5. J. Money
If you want your personal finance advice with a side of fun and a dash of hilarity, J. Money is your man. He’s the brains behind Budgets Are Sexy, a personal finance blog that has been around since 2008, which is practically an eternity in internet years.
His advice and knack for storytelling has stood the test of time and has a cult following. Through his Challenge Everything series, he set out to lower one expense each month — and at the end of last year, saved over $5,000.
He also has the most in-depth side hustle series I’ve seen, which features everything from being a mystery shopper to more X-rated gigs like being a “phone actress” (ahem). J. Money is the guy you want to go grab a beer with and talk about money like it’s NBD.
Perfect for: Everyone! (well, maybe not children).
Follow J. Money: @BudgetsAreSexy
6. The Frugalwoods
If retirement seems like a pipe dream to you, take note from the Frugalwoods, a couple who is pursuing financial independence and plans to retire at the age of 33.
The Frugalwoods are self-declared “frugal weirdos” and resort to strategies like eating every meal at home and even cutting each other’s hair. Their money-saving tactics have helped them save 71 percent of their income, making their dreams of early retirement possible.
Bonus: their blog is full of their always adorable Frugal Hound and newborn baby pics.
Perfect for: “Frugal weirdos,” those pursuing financial independence, people looking for unique ways to save
Follow the Frugalwoods: @FrugalWoods
7. Heather Jarvis
The world of student loans can be as clear as mud. Luckily, Heather Jarvis is the go-to money expert for all things student loans.
Jarvis graduated from Duke University School of Law owing $125,000 in student debt. Now she helps others understand the ins and outs of student loans.
She is widely known as a student loan expert and advocate. Her website AskHeatherJarvis.com is chock-full of information about repayment plans, tools and resources, and even a forum to get your questions answered.
Perfect for: Student loan borrowers looking for expert advice.
Follow Heather: @Heather_Jarvis
8. Shannon Mclay
Investing can often seem confusing and full of jargon. How is anyone supposed to become a good investor when you hardly understand what it all means?
Shannon Mclay, financial trainer at The Financial Gym and founder of blog Financially Blonde, breaks down investing concepts into bite-size pieces that you can understand.
Mclay is a financial services veteran who started her own company to help people in their 20s and 30s get financially fit. She delivers personal finance advice from the perspective of a financial planner with a dash of class and sass.
Perfect for: Millennials, Gen X, young investors
Follow Shannon: @blonde_finance
9. Jim Wang
Looking for ways to save, pay down debt, and maximize returns with minimal effort? Then you should follow Jim Wang of personal finance blog Wallet Hacks.
Wang is a long-time financial writer who offers practical advice and hacks so you can build a financial foundation and avoid many of the money mistakes we tend to make.
His post on 70 Essential Money Skills Everyone Must Know? Epic. He’s the real deal and can help you gain clarity on financial money moves to make.
Perfect for: Everyone looking for useful money management advice and hacks
Follow Jim: @WalletHacks
10. Brittney Castro
If you want to consume financial advice through videos, look no further than Brittney Castro from Financially Wise Women. Her YouTube channel showcases various personal finance topics in a fun way that won’t leave you bored.
Castro is passionate about helping women live their best lives. She shares financial tips on how to manage your money and enhance your money mindset on her blog as well.
Perfect for: Women, couples, millennials
Follow Brittney: @Brittneycastro
By following these 10 money experts, you can get a dose of money management advice and rock your finances.
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