You’ve heard the inspirational stories of people who have discovered how to work from home — everyone from successful bloggers to your neighbor’s daughter. They love the freedom and flexibility a work from home position offers and you want in on the action.
Sometimes it requires starting a business or even a streak of luck. But what people don’t often talk about is how to find a legitimate work from home job. After all, you still want the stability of a steady paycheck to put toward student loan payments and savings. You just want to find a reputable employer who lets you work from the comfort of your own home (preferably in your PJs).
The good news is more and more employers are warming up to the idea of hiring remote workers. The New York Times reports telecommuting rose 79 percent between 2005 and 2012, with more than 3.2 million Americans working from home in some capacity. And finding a well-paying, legitimate work from home job isn’t as hard as it might seem — here are seven tips to help you get started.
1. Make Sure a Work From Home Job Is Right For You
A word of warning before we dive in too deep: Working from home isn’t for everyone. Remote work is still work, and although it can afford you certain benefits you can’t get when you have to show up to an office every day, it also comes with its own unique challenges.
When you work from home, there is no one to look over your shoulder, so you need to be self-disciplined and motivated in order to stay on task. You have to learn to enforce boundaries that keep your work life separate from your home life, whether that’s having an office door you can close or prohibiting your family from interrupting you between certain hours unless there’s an emergency.
Working from home isn’t necessarily easier than working in an office, there is simply a different set of perks and challenges. Understand what they are and ensure you can truly adapt to this type of lifestyle.
2. Find the Best Work From Home Jobs
There are a ton of job postings on the web for telecommuting positions, so where do you begin your search? There are certain job search websites that cater specifically to work from home job seekers. Check out sites like FlexJobs, Working Nomads, We Work Remotely, and Staff.com to see listings posted by companies that are specifically interested in hiring remote employees.
3. Know How to Hone Your Search
That’s not to say you shouldn’t rely on traditional job search sites at all. Sites like Monster, Indeed, and CareerBuilder feature both traditional jobs and remote positions. You’ll need to do some advanced searching to find the jobs that match your preferences.
When browsing listings, check any filters that use terms like “telecommuting,” “telework,” “remote work,” “off-site,” and “flexible hours.” This will prevent you from wading through pages and pages of results that require you to be in office.
4. Seek Out Employers That Are Work From Home Friendly
Some companies are known for being especially welcoming to remote workers. In fact, FlexJobs publishes an annual list of the 100 Top Companies with Remote Jobs. Target your job search toward positions offered by these employers for higher chances of scoring a work from home position.
5. Read the Fine Print
“Work from home” means different things to different people. Some employers still expect their employees to be available during the standard business hours of 9 am to 5 pm, Monday through Friday. Others don’t have rules regarding when employees work, so long as they produce results and remain on deadline. Read every job description carefully so you understand what employers expect.
You also want to be clear on what sort of perks and benefits each employer offers. Positions that are considered “freelance,” for instance, often do not include benefits like health insurance or paid time off. You might also be liable for self-employment taxes. Other telecommuters can be considered full-time employees who work from home. Make sure you know whether you’d be considered salaried, an hourly employee, or an independent contractor.
6. Network, Network, Network
Who you know is often just as important as what you know when it comes to finding the best work from home jobs. So spread the word that you’re looking!
Mention your desire to find a work from home job to friends and family when you get together. Chat up your hairdresser, your neighbors, and go to that alumni reunion you were thinking of skipping.
You never know who might be aware of a position that’s recently opened up and isn’t yet on the job boards — or who can clue you in to companies that are open to flexible arrangements but don’t overtly advertise it.
Finally, consider sharing your search on Facebook, Twitter, and LinkedIn — but be very careful not let your boss or colleagues see this if you’re currently employed! (Set your Facebook privacy settings to only allow direct friends and family to see what you post). If your coworkers follow you on Twitter or other social platforms in which you can’t designate who sees the messages and who doesn’t, skip sharing your search on these websites out of caution.
7. Watch Out for Work From Home Job Scams
People who want to know how to work from home are, unfortunately, often targeted scammers. Protect yourself by knowing the red flags of a potential scam and steer clear of these so-called “opportunities:”
Some of the biggest warning signs of a work from home scam include:
- Jobs that seem to good to be true (they probably are)
- Employers that ask you to spend money for special training, equipment or other costs
- Descriptions that read more like an infomercial than a job listing (“easy money RIGHT AWAY!”)
- Job descriptions that are slim on specifics
- Website URLs and contact email addresses that don’t look professional. (If you’re asked to send your resume to firstname.lastname@example.org, it’s probably not a legit work from home job.)
When in doubt, do a Google search for the name of the company and check out the results that show up first. Top of the list should be a professional-looking website with a sleek domain name (“ABCCompany.com” is a good sign, “Work4ABC.net” probably isn’t). If anything looks or feels amiss to you, trust your gut and move on.
A work from home position can be the perfect way to live a more flexible lifestyle while earning steady income to reach financial goals. Be sure you do your due dilligence in researching the best work from home jobs available in your industry and protect yourself from any potential scams.
Interested in refinancing student loans?Here are the top 6 lenders of 2018!
|Lender||Variable APR||Eligible Degrees|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 6.97% APR (with Auto Pay). Variable rate loan rates range from 2.47% APR (with Auto Pay) to 6.23% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of Month/Day/Year, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 08/21/18. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at email@example.com, or call 888-601-2801 for more information on ourstudent loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
2 Important Disclosures for Laurel Road.
Laurel Road Disclosures
Savings example: average savings calculated based on single loans refinanced from 9/2013 to 12/2017 where borrowers’ previous rates were disclosed. Assumes same loan terms for previous and refinanced loans, and payments made to maturity with no prepayments. Actual savings for individual loans vary based on loan balance, interest rates, and other factors.
Application detail: 5 minutes indicates typical time it takes to complete application with applicant information readily available. It does not include time taken to provide underwriting decision or funding of the loan.
Instant rates mean a delivery of personalized rates for those individuals who provide sufficient information to return a rate. For instant rates a soft credit pull will be conducted, which will not affect your credit score. To proceed with an application, a hard credit pull will be required, which may affect your credit score.
Total savings calculated by aggregating individual average savings across total borrower population from 9/2013 to 12/2017. Individual average savings calculation based on single loans refinanced from 9/2013 to 12/2017 where borrowers’ previous rates were provided. Assumes same loan terms for previous and refinanced loans, and payments made to maturity with no prepayments. Actual savings for individual loans vary based on loan balance, interest rates, and other factors.
3 Important Disclosures for SoFi.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.47% – 6.99%3||Undergrad & Graduate||Visit SoFi|
|2.47% – 6.23%1||Undergrad & Graduate||Visit Earnest|
|2.47% – 8.03%4||Undergrad & Graduate||Visit Lendkey|
|2.95% – 6.37%2||Undergrad & Graduate||Visit Laurel Road|
|2.48% – 6.25%5||Undergrad & Graduate||Visit CommonBond|
|2.72% – 8.32%6||Undergrad & Graduate||Visit Citizens|