When John Miller signed up for Instacart, he had no idea how lucrative the work would be.
“An Instacart shopper can earn up to $1,500 a week,” he said. “And you can set your own schedule.”
If you’re looking for a well-paying side gig, delivering groceries as an Instacart worker can be a great option. The work is easy, and the pay can be excellent.
Instacart is the perfect solution for those looking to earn extra cash outside of their full-time jobs. If you’re interested in signing up, this Instacart review has everything you need to know about the job.
What is Instacart?
Instacart is an on-demand grocery delivery service. Users place orders for food and household essentials, and an Instacart shopper handpicks the items before delivering them to the customer’s door.
For busy individuals who are short on time, using a grocery delivery service can help them get healthy, nutritious foods or snacks without spending hours at the store. It’s also a convenient option for those with disabilities, limited mobility, or who don’t own a car.
The service is available in 34 states and hundreds of metro areas and neighborhoods. As demand grows and the company continues to succeed, the company plans to expand to all 50 states.
What the Instacart shopper experience is like
Though wages vary, Instacart shoppers can make as much as $20 an hour and choose how many hours they want to work each week. For Miller, who’s based out of Illinois, that means he can work longer shifts just a few days a week and still make a good income.
If you’re a driver or shopper with Instacart, there’s no limit to the number of hours you can work each week. (Though other roles impose a 29-hour workweek limit.)
If you worked just 15 hours a week, taking orders on nights and weekends when you aren’t at your full-time job, you could make up to $300 a week. That extra $1,200 a month can go a long way in helping boost your savings fund or pay down debt faster.
If you decided to make this gig a full-time job, you could earn much more. You could make $800 a week if you worked a typical 40-hour workweek, giving you have an annual income of $38,400. If you needed extra money to cover an unexpected expense, you could work a few extra hours to increase your income even more.
Instacart shoppers can receive in-app or cash tips. And unlike Shipt, one of Instacart’s leading competitors, the company offers a wage guarantee.
“The tipping option goes hand-in-hand with how an Instacart shopper gets paid,” said Miller. “And Instacart offers an hourly guarantee. This guarantee means that if a shopper is available for their selected hours, there is a minimum amount that the worker will receive. This is especially lucrative on the slow days.”
How to accept Instacart jobs and get paid
Unlike Shipt, where shoppers can accept orders hours or even days ahead of schedule, Instacart workers have a much shorter window. Instacart workers can choose their desired shifts, but they won’t receive orders until their shift starts. There can sometimes be fierce competition for orders.
“One begins this job by going on the Instacart shopper app and check-marking every available hour one wants to work throughout the entire work week,” explained Miller. “A new or part-time shopper has access to future jobs starting at 9 a.m. on Wednesdays. You better hurry, because those orders are often grabbed within five minutes.”
As a long-time shopper who picks up plenty of hours, Miller is part of a group who has early access to orders, which gives them an earnings advantage.
“When you work enough hours, you get ‘early access,’” he says. “This means the shopper can grab hours earlier in the week. Early access shoppers get access at 9 a.m. on Sundays.”
Once you have claimed your time slots, walk or drive to the delivery zone when your shift starts.
“If I’m on a shift with Instacart, I often park in a centralized lot because I live about 1,000 feet from the delivery zone,” said Miller. “Once a shopper accepts an order with Instacart, they have 30 minutes to start shopping. Because I shop at the same store almost exclusively, I know where most items are and am quite speedy with picking up the order.”
That speed really helps improve Miller’s earnings.
“Shoppers should stay in a zone with the most business and where they know the store,” he said. “It’s all about speed. The faster you complete an order, the faster you can move on to the next.”
Instacart shoppers are issued a special credit card to pay for groceries at the store, and their earnings are based on a commission of the total order cost. The more orders you complete, the more you get paid.
Shoppers are paid weekly via direct deposit.
How to become an Instacart shopper
Most Instacart shoppers are independent contractors. To qualify for a role, you must be 21 or older (18 or older in Boston) and be able to lift at least 30 pounds. You must be eligible for employment within the U.S. and have a recent smartphone.
There are four positions you can choose from: shopper, cashier, driver, and driver-shopper.
If you are a base shopper or cashier, you do not need a vehicle. However, you can only work a maximum of 29 hours a week, and the positions pay less than the other roles. Drivers or driver-shoppers can work an unlimited number of hours.
Miller says the process to apply for Instacart jobs is quick and straightforward.
“The application process was simple and expedient,” he says. “[I went through a] background check, tutorial, and a quick meet-and-greet to get the shopper’s lanyard and T-shirt. I was hired and working within a week.”
To get started, visit the Instacart “Become a Shopper” page. The application process takes about five minutes to complete.
The site will ask you to enter your information, including your zip code and cellphone number. From there, you will be prompted to confirm that you meet the eligibility requirements. Then, it will ask you if you have access to a vehicle and have more than two years of driving experience.
Once your application is approved, you are asked to schedule an in-person meeting with a company representative at a local grocery store. You’ll learn how Instacart works and how to use the app to select orders. After your in-person session, Instacart will perform a background check.
Next steps for your side gig
The biggest perk of Instacart is the ability to control how much you work and what you earn; you can log in and select hours that fit your schedule when you need the cash.
In most cases, you can begin shopping and earning money within one week. This Instacart review can help you navigate the application process so that you can get started quickly.
If you want to become an Instacart shopper, check out the Instacart site.
Interested in refinancing student loans?Here are the top 6 lenders of 2018!
|Lender||Variable APR||Eligible Degrees|
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1 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 7.89% APR (with Auto Pay). Variable rate loan rates range from 2.47% APR (with Auto Pay) to 6.97% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of Month/Day/Year, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 08/21/18. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at firstname.lastname@example.org, or call 888-601-2801 for more information on ourstudent loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
2 Important Disclosures for Laurel Road.
Laurel Road Disclosures
APR stands for “Annual Percentage Rate.” Rates listed include a 0.25% EFT discount, for automatic payments made from a checking or savings account. Interest rates as of 11/8/2018. Rates subject to change.
Variable rate options consist of a range from 3.27% per year to 6.09% per year for a 5-year term, 4.64% per year to 6.14% per year for a 7-year term, 4.69% per year to 6.19% per year for a 10-year term, 4.94% per year to 6.44% per year for a 15-year term, or 5.19% per year to 6.69% per year for a 20-year term, with no origination fees. APR is subject to increase after consummation. The variable interest rate will change on the first day of every month (“Change Date”) if the Current Index changes. The variable interest rates are based on a Current Index, which is the 1-month London Interbank Offered Rate (LIBOR) (currency in US dollars), as published on The Wall Street Journal’s website. The variable interest rates and Annual Percentage Rate (APR) will increase or decrease when the 1-month LIBOR index changes. The variable interest rates are calculated by adding a margin ranging from 0.98% to 3.80% for the 5-year term loan, 2.35% to 3.85% for the 7-year term loan, 2.40% to 3.90% for the 10-year term loan, 2.65% to 4.15% for the 15-year term loan, and 2.90% to 4.40% for the 20-year term loan, respectively, to the 1-month LIBOR index published on the 25th day of each month immediately preceding each “Change Date,” as defined above, rounded to two decimal places, with no origination fees. If the 25th day of the month is not a business day or is a US federal holiday, the reference date will be the most recent date preceding the 25th day of the month that is a business day. The monthly payment for a sample $10,000 loan at a range of 3.27% per year to 6.09% per year for a 5-year term would be from $180.89 to $193.75. The monthly payment for a sample $10,000 loan at a range of 4.64% per year to 6.14% per year for a 7-year term would be from $139.65 to $146.76. The monthly payment for a sample $10,000 loan at a range of 4.69% per year to 6.19% per year for a 10-year term would be from $104.56 to $111.98. The monthly payment for a sample $10,000 loan at a range of 4.94% per year to 6.44% per year for a 15-year term would be from $78.77 to $86.78. The monthly payment for a sample $10,000 loan at a range of 5.19% per year to 6.69% per year for a 20-year term would be from $67.05 to $75.68.
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the variable rate will decrease by 0.25%, and will increase back up to the regular variable interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
3 Important Disclosures for SoFi.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.
All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 2.28% effective October 10, 2018.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.47% – 6.99%3||Undergrad & Graduate|
|2.57% – 6.97%1||Undergrad & Graduate|
|2.57% – 8.09%4||Undergrad & Graduate|
|3.02% – 6.44%2||Undergrad & Graduate|
|2.50% – 7.24%5||Undergrad & Graduate|
|2.79% – 8.39%6||Undergrad & Graduate|