Become a Hustler Queen Like Beyoncé With These 5 Money Tips


Earlier this year, Beyoncé broke the internet with the release of her visual album Lemonade.

Everywhere you looked people were losing their minds over her artistic creation. And I was one of them.

Like many fans, I was mesmerized. The visual album was unlike anything I’ve seen and people were talking about it for days.

Whether you like Beyoncé or not, there’s one thing you can’t deny: she’s a force to be reckoned with. What’s more, as a businesswoman, she is making it rain, hard.

We can all learn a thing or two from Beyoncé about money. Become a hustler queen like her by following these five money tips, courtesy of Bey.

1. Consistency is everything

Beyoncé started her career almost 20 years ago with the all-girl group Destiny’s Child. Throughout the past two decades, she has gone from teen queen to bonafide musical legend and pop culture sensation.

But what has made her so successful? For starters, her consistency.

Through consistently producing music and refining her craft, she has catapulted her success to another stratosphere. Every single one of her solo albums has sold more than a million copies. And, Forbes currently estimates her net worth at $265 million.

When it comes to your money and your career, you have to show up. Each and every day. Consistency is key.

2. Don’t depend on anyone else

Though Beyoncé is married to rap mogul Jay-Z, she has made it clear that you should never depend on anyone but yourself — especially when it comes to your finances.

It all started back in the day with Destiny’s Child female-empowered anthem “Independent Women, Pt. 1”.

The watch I’m wearing

I bought it

The house I live in

I’ve bought it

The car I’m driving

I’ve bought it

I depend on me

(I depend on me)

All the women, who are independent

Throw your hands up at me

Instead of talking about getting spoiled by a man or relying on someone else to get by, Beyoncé reminds all of us — especially women — that it’s cool to make your own money and take care of yourselves.

Even in “Bills, Bills, Bills,” another chart-topping hit for Destiny’s Child, the listener hears the story of a “trifling” boyfriend that is playing her financially. Eventually, he gets kicked to the curb.

And in Lemonade’s “Don’t Hurt Yourself” Beyonce talks about using money as a shield — a weapon even, stating, “And keep your money, I got my own.”

Throughout her lyrics, Beyonce encourages the listener to be financially independent of anyone else by taking care of yourself and not letting yourself be bankrupt by a mooch.

In the end, there is power in making your own money and taking care of yourself. So regardless of your relationship status, it’s time to save up, rock a budget and manage your money on your own terms.

3. It’s all about the (side) hustle

If you want anything in life, you have to work for it. Want to pay off debt? You need to hustle and work for it. Saving for a house? You need to put in the time and effort.

In Beyoncé’s song “Six Inch” (which refers to high heels) she tells the story of a hard working woman hustling to make money and live the life she wants.

She pushing herself day and night

She grinds from Monday to Friday

Works from Friday to Sunday

Oh, stars in her eyes

She fights and she sweats those sleepless nights

But she don’t mind, she loves the grind

This is the ultimate work-hard-and-hustle jam. When I was working to pay off debt, I was always hustling because at the end of the day.

Ultimately, I realized that cutting coupons and being frugal only got me so far. On the other hand, my earning potential was theoretically limitless through side hustling.

4. Diversification is key

If Beyoncé’s music and career can teach you anything about money, it’s that diversification is key. Beyoncé is not just a singer. She’s a brand.

She’s a music mogul, actress, and dancer. She’s created a sportswear line and has numerous endorsement deals. The lesson here? Diversifying your income streams is vital for rounding out your financial picture and build wealth.

When it comes to money, it’s never a good idea to have all your eggs in one basket. Creating numerous streams of income can lessen the financial blow if something happens to your employment situation.

5. Invest your money so it works for you

Beyoncé is a superstar. Let’s be real, she probably doesn’t have to work. And the reason she doesn’t have to work is because she is making her money work for her through investments.

“I have a lot of property. I’ve invested my money and I don’t have to make any more, thank God, because I’m set,” Beyoncé’s said in the past. “I’m now able really to be free and just do things that make me happy.”

Though you may not be making it rain in the money department like Beyoncé, you can still take this lesson to heart. You can work to pay off your debt and grow your investments.

At the end of the day, investing can help make your money work for you, without a lot of effort. It beats the cost of inflation and simultaneously grows your nest egg over time.

Get inspired by Queen Bey

Managing your money can seem tough, tedious, and dare I say boring. But gleaning these five financial lessons from Beyoncé can help your finances get in formation.

Regardless of where you are at in your financial journey or how much you make, you can always hustle, invest, and show up each and every day. That’s the only way you can ensure you are always the master of your own money.

Want to get started investing?

Here are the top investing options for 2018!
NameCommissionAccount Minimum 
$4 to $79 a month$0Visit Blooom
0.5%$0Visit Future Advisor
0.15% - 0.35%$0Visit Betterment
0.49% - 0.89%$25,000Visit Personal Capital
0.25%$500Visit Wealthfront
Advertiser Disclosure

Student Loan Hero Advertiser Disclosure

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print, understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.