10 Ways to Make More Money When You Don’t Have a Ton of Time


You already work a full-time job and you don’t really care to take on a second. But you also need more cash. You work hard, but at the end of the month there just doesn’t seem to be much to show for it.

What can you do to make more money?

Don’t worry, this isn’t an invitation to a get-rich-quick scheme or a tutorial on creating a vision board that magically attracts wealth your way.

You might think you can’t make more money if you’re already working 40 hours a week, but there is a way to increase your bottom line without driving yourself nuts. It’s called the “gig economy,” and it involves working small gigs — like an mini-online project here or there — in order to make a little extra pocket change.

Here are 10 ideas you can put into practice right now, while still keeping your day job (and a decent amount of time for the rest of your life).

How to Make More Money

1. Turn your hobbies into cash. Love to knit? Open up an Etsy store and sell your creations. Love to bake? Let your friends and family know you’re available to make birthday, wedding, and graduation cakes. Talented at playing guitar? See if a local coffee shop will pay you a small stipend (or at least give you a credit for free coffee and lunches!) if you play once a week.

You don’t have to start a full-on small business to bring in some extra cash with your skills. Just start finding ways to make money from your hobbies.

2. Find odd jobs online. Fiverr, for instance, lets you complete random tasks for its users at $5 a pop. You can do everything from photographing your pet holding someone’s custom message to brainstorming baby names for soon-to-be parents.

3. Get paid to shop. Cash-back apps like Ebates, Nielsen Consumer Panel, and Ibotta will reward you for the things you were going to buy anyway. By signing up with these apps, you’ll get a rebate on some of the items you buy, which results in more money in your pocket.

4. Get paid to get fit. Whether you’re looking for motivation to work out more or you’re already a fitness freak, there’s an app that will pay you for it. Check out Healthy Wage and DietBet to win money for things like eating healthy, exercising, and losing weight.

But beware: these tools do hinge upon placing “bets” that you’ll reach your fitness goals, which means you also stand the risk of losing money.

5. Make money with your smart phone. Plenty of other apps reward you simply for installing them and letting them monitor your activity for statistical analysis. Check out Smart Panel, Nielsen Mobile Panel, Google Screenwise Panel and MobileExpressions.

6. Get paid for your opinion. If you’ve got some time to kill while waiting in line, waiting at the doctor’s office or on your lunch break, there are tons of survey sites out there.

Don’t pay a fee to any website that tries to sell you a list of survey providers. Try e-Rewards, which pays via gift cards once you reach a particular payout rate.

7. Sell your stuff. De-clutter your home and make some cash by selling your unwanted stuff at a garage sale or online through such as like Craigslist, eBay, and Amazon.

8. Rent your stuff. You can rent out your car on sites like RelayRides and Getaround, although this opportunity is only available in limited major cities. You can rent out your clothes and accessories on sites such as Tradesy, RentNotBuy and Loanables.

9. Rent your space. Don’t just make money from home — make money with your home. Sites like Airbnb and VRBO let you rent out anything from a spare bedroom to a finished basement to people who don’t want to pay for a pricey hotel. You can rent out your extra storage space on sites like Store At My House. You can even rent your driveway on sites like Parkzilla.

10. Share your knowledge. Create courses on sites like Udemy to teach people how to do the things you do well. From cooking and coding to gardening and makeup tutorials, there’s a good chance people are willing to pay to learn how to do it.

You don’t need to become a full-fledged entrepreneur in order to start a side hustle, nor do you need to commit to a second job that requires you to show up for the night shift. The “gig economy” allows you to make extra money in your spare time, without a rigorous schedule and without the commitment of a formal job. These gigs don’t require any upfront investment and most allow you to work from home.

That said, not all gigs are created equal. These gigs require different levels of commitment: renting your guest room on Airbnb, for example, is a fairly large commitment, while photographing your dog with a “happy birthday” sign dangling from his mouth is more straightforward and simple.

Try a few of these ideas and see which ones you enjoy the most. Don’t worry about which ideas pay the best. You’ll make the most by choosing the gig you’re excited to do often.

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