Let’s face it: The U.S. isn’t known for having stellar maternity and paternity leave policies. In fact, 114 million people don’t get one day of paid family leave, according to advocacy group PL+US.
If you’re stuck deciding between staying home with your newborn or going back to work, don’t fret. There are ways you can bring in cash and be home with your new baby.
Here’s how to make money while on maternity leave.
How to make money while on maternity leave
Although you’ll have your hands full taking care of a baby, there are some side hustle options to consider that give you the flexibility to set your own hours while you’re on maternity leave. Yes, you can even make money during those middle-of-the-night feedings. Here’s how.
1. Sell your unwanted clothes
Perhaps you invested in tons of adorable baby clothes, only to find that your new son or daughter wore them for a total of one week. So, why not sell them?
It’s easy to sell clothes online through web-based consignment shops, and you can make some serious cash. Spend an hour during naptime going through your unworn items as well. You could be sitting on a mountain of money.
Companies like thredUp, Poshmark, and Tradesy let you sell your gently used or new clothing and then take a commission. Some even list your clothing for you and make it easy for you to send in your items by issuing a prepaid, preaddressed kit for shipping.
There are also options to sell your clothes directly to customers and keep a larger chunk of the profits, but they might require more work on your end. VarageSale, for example, lets you sell clothes to people in your area and arrange for pickup.
When you post your clothing online, be sure to take high-quality photos and include lots of details to ensure you get the most bites for the best price.
2. Let people rent your car
Having a newborn means you’re not going to be out and about as much. Sure, you’ll need to make the occasional store run or doctor’s visit, but your car likely will be sitting in your driveway most of the time. So, make some money off it.
Companies like Turo let you rent out your car by the day, week, or month to people who need a set of wheels. The company will set the price, or you can choose your own. Then, when someone rents it, you’ll get 65% to 85% of the trip price, “depending on the vehicle protection package you choose.” You also can set the mileage limit, and you’re protected with $1 million in liability insurance.
For example, if you rent your car out for just two days a week (eight days a month), you could make $206 a month. If you have a two-car household, you could rent one out more often and make more cash. Bumping it up to 15 days a month could make you almost $380 a month. That’s not too shabby if you’re staying home anyway.
3. Become a transcriptionist
There are only so many shows you can binge-watch during feedings and naps. Instead, you can make money during these quiet times by transcribing audio. Companies like TranscribeMe pay $20 per hour of audio, and you could get more if you have a medical or legal background.
There are no startup fees, but you’ll need to go through a quick onboarding process before you can start transcribing. Then, you can work as little or as much as you want and whenever you want.
“I can work at 8 a.m., or I can work at 11 p.m,” wrote one user. “Doesn’t matter. I can stop and start whenever I want to.”
Other companies to consider include Transcribe Anywhere, Quicktate, and Rev. All have different rates, with Rev stating you could average between $245 and $1,495 a month. Sign up for a few services, and you could make a nice chunk of money each month.
4. Be an online juror
Why not get paid to serve jury duty while you’re on baby duty? That’s what companies like eJury, OnlineVerdict, and Jury Talk allow you to do. They hire people like you to virtually sit on mock trials for lawyers and courts, and they pay up to $60 for 20 to 60 minutes of work.
All you have to do is review case information, fill out a questionnaire, and get paid for your time. Unfortunately, there’s no guarantee that you’ll get regular cases. But eJury members get about one case per week, depending on their location.
5. Test websites
If you’re going to be awake all day and night, you might as well make some money. How? An easy way to make extra cash from your couch is by testing websites.
Companies like Apple, Adobe, and Facebook want to know to know what users think of their homepages, and they’re willing to pay you for your thoughts.
Third-party services like UserTesting allow you to visit websites or apps, complete a set of assigned tasks, and give your opinion. Then, you get paid $10 for every 20-minute video you complete. That’s basically $30 an hour for browsing the internet, which you’d probably be doing anyway.
Create a money-making maternity leave
Raising kids is already expensive, so taking time off from work to raise a newborn can put a financial strain on your family.
But if you’re wondering how to make money while on maternity leave, know that you have some options. They might not be able to replace your full-time salary, but a few hundred dollars a month can help you cover the cost of groceries and diapers.
Interested in refinancing student loans?Here are the top 6 lenders of 2019!
|Lender||Variable APR||Eligible Degrees|
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1 Important Disclosures for SoFi.
2 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 7.89% APR (with Auto Pay). Variable rate loan rates range from 2.54% APR (with Auto Pay) to 7.27% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of March 18, 2019, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 0318/2019. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at firstname.lastname@example.org, or call 888-601-2801 for more information on ourstudent loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
3 Important Disclosures for Laurel Road.
Laurel Road Disclosures
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the fixed rate will decrease by 0.25%, and will increase back up to the regular fixed interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the variable rate will decrease by 0.25%, and will increase back up to the regular variable interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.
All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 2.5% effective February 10, 2019.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.54% – 7.12%3||Undergrad & Graduate|
|2.54% – 7.27%1||Undergrad & Graduate|
|2.67% – 8.96%4||Undergrad & Graduate|
|3.23% – 6.65%2||Undergrad & Graduate|
|2.69% – 7.43%5||Undergrad & Graduate|
|2.98% – 9.72%6||Undergrad & Graduate|