7 Hot Travel Destinations for Summer 2018 That You Can Actually Afford

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hot travel destinations for summer 2018
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With winter finally coming to an end (knock on wood), you might be dreaming of summer travel.

In fact, 6 in 10 people last year were already researching their options in February, according to Google, but 46% had yet to pick a destination.

More and more travelers are looking for affordable places to visit. Searches such as “inexpensive weekend getaways” and “inexpensive family vacations” are on the rise.

I reached out to travel bloggers and experts for their favorite inexpensive travel destinations for summer 2018. Here are their top picks.

1. Gdansk, Poland

Located on the Baltic coast of Poland, Gdansk is a colorful city loaded with historic charm.

“Gdansk is becoming the trendiest destination in Poland now,” said Paulina Hinz, Gdansk native and co-founder of What To Do In Gdansk. “Often compared to Amsterdam or Copenhagen, it’s much more affordable and equally, if not more, beautiful and fairy tale-like.”

Hinz especially recommends Gdansk in the summer, when the warm weather brings out its free festivals and nightlife.

“The summer season boasts great free events like the FETA International Street Theatre Festival, the three-week-long St. Dominic’s Fair (the 758th this year, by the way), and many more, alongside cool night markets and a hip nightlife scene,” she said.

What’s more, Gdansk is affordable. According to Numbeo, consumer prices in Gdansk are 55.18% lower than those in New York City as of May 17, 2018. Restaurant prices are 61.50% lower, and a three-course meal at a midrange restaurant will only set you back $27.53 for two people.

If you’re looking for a European city with a history that spans 1,000 years, set your sights on Gdansk.

2. Charleston, South Carolina

Those looking to stay stateside should consider Charleston, South Carolina’s dignified port city lit by gas lanterns.

“Authentic historic charm, refreshing sea breeze, and annual award-winning festivals (such as Spoleto Festival USA) make summertime in [Charleston] a must for travelers looking for a relaxing yet sophisticated weekend getaway,” said Patrick Mitchell, Charleston native and marketing project specialist for Charlestowne Hotels.

Although temperatures can be high in the summer months, Mitchell said hotel prices are low. “Visitors can take advantage of affordable accommodations at the city’s best boutique hotels offering exclusive experiences for a fraction of the high-season prices,” he said.

You might enjoy that Charleston’s restaurant prices are 27.41% lower than those in New York City year-round. Thanks to your savings on food, you can spend more time enjoying the attractions in and around Charleston, such as the Magnolia Plantation or the boutiques of King Street.

3. Montreal

montreal travel destination

If the heat of South Carolina turns you off, head north to Montreal. Like Paris, Montreal is one of the largest French-speaking cities in the world, but its prices are a lot more manageable.

Consumer prices are 23.27% lower than those in the City of Lights. Restaurant prices are 26.83% less.

“Montreal is considered to have the flair of Europe without the high prices,” said Grainne Kelly, former travel agent and founder of BubbleBum car travel innovations. “It’s always high on energy and full of attractions.”

Kelly said the summer months are chock-full of festivals and outdoor entertainment. And Montreal’s Jazz Festival is the largest in the world, taking place from late June to early July.

Whether you’re looking for music, performing arts, or a weekly fireworks show, Montreal in the summer has you covered. With affordable prices and temperatures in the 60s and 70s, it could be the perfect summer escape.

4. Montego Bay, Jamaica

jamaica travel destination

A Caribbean island might not come to mind when you think of summer destinations, but it could be a budget-friendly option. According to WestJet Magazine in 2016, accommodations in Jamaica during the summer months can be discounted by as much as 50%.

“Jamaica has some of the Caribbean’s most beautiful white-sand beaches and clear blue waters,” said Kelly. “The island is full of culture, adventure, and residents who are ready to welcome visitors.”

If you enjoy an all-inclusive stay, you will find lots to choose from in Jamaica.

“For [a] one-room fee, you have access to several restaurants and bars, several pools, a business center, fitness facilities, and a full-service spa,” said Kelly.

And you can put the money you saved on hotels toward activities including snorkeling, kayaking, windsurfing, golf, or yoga.

5. Playa Samara and Tamarindo, Costa Rica

Costa Rica has become a popular destination in recent years thanks to its commitment to sustainability. Taryn White, founder of The Trip Wish List and a traveler who has visited more than 50 countries on six continents, recommends Costa Rica for your summer trip.

“Aside from its tropical climate and beautiful natural surroundings, what makes this place so great is its welcoming spirit, a variety of things to do, and its affordability,” said White. “The country is all about sustainable tourism, eco-friendly practices, and adventure. Here, you can hike, bike, zip line, surf, dive, raft, and more.”

For backpackers, surfers, and families, White especially recommends Playa Samara and Tamarindo. Playa Samara, she said, is one of the best beaches, while Tamarindo has hotels, restaurants, bars, and lots of activities.

Plus, there are accommodations and activities to fit any travel budget.

“During summer, rates are lower, so you can generally find three-star properties for $100 per night, four-star properties for $200 per night, and five-star properties for $300 per night,” said White.

6. Meteora, Greece

Amanda Plewes, the travel blogger behind Partway There, made her way around the world in 2017. One of the most breathtaking places she visited was Meteora, a UNESCO World Heritage site of rock formations and cliff-top monasteries in northern Greece.

“The cliff-top monasteries are in the heart of an area with incredible food and amazing scenery,” said Plewes. “[Meteora] has a lot of outdoor activities like rock climbing and hiking.”

She said it’s much cheaper than the much-visited islands of Santorini or Mykonos, and it’s an easy train ride from Athens. If you hang out in Athens for a day or two, you will enjoy restaurant prices that are 37.98% lower than those in New York City.

Need more persuading? Plewes has one more reason to visit: “The James Bond movies were filmed here,” she said.

7. Coron and El Nido, Philippines

Plewes has a second recommendation for those looking for something out of the way.

“Coron and El Nido are both in Palawan, Philippines, and have incredible scenery, amazing beaches, and are easily doable for $30 to $50 per day,” she said.

She adds that while lots of travelers visit Thailand or Bali, the Philippines aren’t as crowded. But they still have great food, beautiful beaches, and high-quality diving.

“If you want world-class scuba diving, especially on World War II shipwrecks, Coron is where it’s at,” said Plewes.

That said, the summer months fall into the Philippines’ rainy season, so you might experience rain showers throughout the day. But Plewes said not to let that stop you.

“Rainy season is a bit odd in the Philippines,” she said. “Certain areas get hit way worse than others. Generally, Coron [and] El Nido aren’t too terrible when it does rain. It’s a quick come-and-go kind of rain.”

She does recommend packing a poncho, just in case. She said the unpredictable weather is worth the low prices. Most of TripAdvisor’s hotel recommendations for Coron, for instance, are less than $100 a night. The Coron Guapos Guesthouse starts as low as $10 a night.

A few tips for saving money on travel

Travel might add some unusual expenses to your budget, but it doesn’t have to break the bank. If you’re concerned about costs, make sure to do some research on the prices in your target destination.

Check the average price for hotels, restaurants, train tickets, or whatever else you might be buying there. And look for ways to cut costs, such as:

  • Staying in an Airbnb or hostel instead of a hotel

  • Making the most of travel rewards points on a credit card

  • Looking for discounted tickets for students or children

  • Searching for flexible travel dates to find the lowest prices on flights

Finally, one of the best ways to save money while traveling might be to choose a destination that’s off the beaten path. Instead of sticking to the most popular places, choose the road less traveled — and save more of your hard-earned money.

Interested in a personal loan?

Here are the top personal loan lenders of 2018!
LenderAPR RangeLoan Amount 
1 Includes AutoPay discount. Important Disclosures for SoFi.

SoFi Disclosures

  1. Personal Loans: Fixed rates from 6.990% APR to 14.865% APR (with AutoPay). Variable rates from 6.255% APR to 12.555% APR (with AutoPay). SoFi rate ranges are current as of September 1, 2018 and are subject to change without notice. Not all rates and amounts available in all states. See Personal Loan eligibility details. Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, years of professional experience, income and other factors. See APR examples and terms. Interest rates on variable rate loans are capped at 14.95%. Lowest variable rate of 6.255% APR assumes current index rate derived from the 1-month LIBOR of 2.08% plus 4.425% margin minus 0.25% AutoPay discount. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.

    To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.See Consumer Licenses.
  2. Minimum Credit Score: Not all applicants who meet SoFi’s minimum credit score requirements are approved for a personal loan. In addition to meeting SoFi’s minimum eligibility criteria, applicants must also meet other credit and underwriting requirements to qualify.
  3. SoFi Personal Loans are not available to residents of MS. Maximum interest rate on loans for residents of AK and WY is 9.99% APR, for residents of IL with loans over $40,000 is 8.99% APR, for residents of TX is 9.99% APR on terms greater than 5 years, for residents of CO, CT, HI, VA, SC is 11.99% APR, and for residents of ME is 12.24% APR. Personal loans not available to residents of MI who already have a student loan with SoFi. Personal Loans minimum loan amount is $5,000. Residents of AZ, MA, and NH have a minimum loan amount of $10,001. Residents of KY have a minimum loan amount of $15,001. Residents of PA have a minimum loan amount of $25,001. Variable rates not available to residents of AK, TX, VA, WY, or for residents of IL for loans greater than $40,000.
  4. Terms and Conditions Apply: SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)

2 Includes AutoPay discount. Important Disclosures for Payoff.

Payoff Disclosures

  1. All loans are subject to credit review and approval. Your actual rate depends upon credit score, loan amount, loan term, credit usage and history. Currently loans are not offered in: MA, MS, NE, NV, OH, and WV.

3 Important Disclosures for FreedomPlus.

FreedomPlus Disclosures

  1. All loans available through FreedomPlus.com are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states – please call a FreedomPlus representative for further details. The following limitations, in addition to others, shall apply: FreedomPlus does not arrange loans in: (i) Arizona under $10,500; (ii) Massachusetts under $6,500, (iii) Ohio under $5,500, and (iv) Georgia under $3,500. Repayment periods range from 24 to 60 months. The range of APRs on loans made available through FreedomPlus is 4.99% to a maximum of 29.99%. APR. The APR calculation includes all applicable fees, including the loan origination fee. For Example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13. To qualify for a 4.99% APR loan, a borrower will need excellent credit on a loan of $15,000 with a term of 24 months, and qualify for at least two of the following discounts: (1) add a co-borrower who has sufficient income; (2) use at least fifty percent of the loan proceeds to directly pay off existing debt; or (3) show proof of having at least forty-thousand dollars in retirement savings – contact FreedomPlus for further details.

4 Important Disclosures for Citizens Bank.

Citizens Bank Disclosures

  1. Personal Loan Rate DisclosureFixed interest rates from 6.49% – 19.49% (6.49% – 19.49% APR) based on applicable terms. Lowest rates range from 5.99%-18.99% (5.99%-18.99% APR), are for eligible applicants, require a 3-year repayment term, and include our Loyalty and Automatic Payment Discounts of 0.25 percentage points each, as outlined in the Loyalty Discount and Automatic Payment Discount disclosures. Subject to additional terms and conditions, and rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change.
  2. Loyalty Discount: The borrower will be eligible for a 0.25 percentage point interest rate reduction on their loan if the borrower has a qualifying account in existence with us at the time the borrower has submitted a completed application authorizing us to review their credit request for the loan. The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, student loans or other personal loans owned by Citizens Bank, N.A. Please note, our checking and savings account options are only available in the following states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI and VT. This discount will be reflected in the interest rate and Annual Percentage Rate (APR) disclosed in the Truth-In-Lending Disclosure that will be provided to the borrower once the loan is approved. Limit of one Loyalty Discount per loan, and discount will not be applied to prior loans. The Loyalty Discount will remain in effect for the life of the loan.
  3. Automatic Payment Discount: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their Citizens Bank Personal Loan during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designates. If our loan servicer is unable to successfully withdraw the automatic deductions from the designated account two or more times within any 12-month period, the borrower will no longer be eligible for this discount.

5 Important Disclosures for LendingPoint.

LendingPoint Disclosures

  • Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates (“APR”) may vary based upon LendingPoint’s proprietary scoring and underwriting system’s review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 6% may apply depending upon your state of residence. Upon LendingPoint’s final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. LendingPoint makes loan offers from $2,000 to $25,000, at rates ranging from a low of 15.49% APR to a high of 34.49% APR, with terms from 24 to 48 months. The loan offer(s) shown reflect a 28 day payment cycle which is being offered as a courtesy as many of our customers are paid on a biweekly schedule and thus this may better align the loan payment dates with your actual income receipt schedule.

6 Important Disclosures for LendingClub.

LendingClub Disclosures

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.16% to 35.89%. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at time of application. The origination fee ranges from 1% to 6% and the average origination fee is 5.49% as of Q1 2017. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months or longer.


7 Important Disclosures for Earnest.

Earnest Disclosures

  1. Earnest does not lend in Alabama, Delaware, Kentucky, Nevada, or Rhode Island.

8 Important Disclosures for Avant.

Avant Disclosures

* The actual rate and loan amount that a customer qualifies for may vary based on credit determination and other factors. Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday. Avant branded credit products are issued by WebBank, member FDIC.

** Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33


* Important Disclosures for Upgrade Bank.

Upgrade Bank Disclosures

* Your loan terms are not guaranteed and are subject to our verification and review process. You may be asked to provide additional documents to enable us to verify your income and your identity. This rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay your payments will be automatically deducted from you bank account. Selecting Autopay is optional. Annual Percentage Rate is inclusive of a loan origination fee, which is deducted from the loan proceeds. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. All loans made by WebBank, member FDIC. Please refer to Upgrade’s Terms of Use and Borrower Agreement for all terms, conditions and requirements.

** Accept your loan offer and your funds will be sent to your bank via ACH within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes this transaction. From the time of approval, funds should be available within four (4) business days.

7.73% – 29.99%$1,000 - $50,000Visit Upstart
6.26% – 14.87%1$5,000 - $100,000Visit SoFi
6.99% – 35.97%*$1,000 - $50,000Visit Upgrade
8.00% – 25.00%2$5,000 - $35,000Visit Payoff
4.99% – 29.99%3$10,000 - $35,000Visit FreedomPlus
5.99% – 18.99%4$5,000 - $50,000Visit Citizens
15.49% – 34.49%5$2,000 - $25,000Visit LendingPoint
6.16% – 35.89%6$1,000 - $40,000Visit LendingClub
6.99% – 18.24%7$5,000 - $75,000Visit Earnest
9.95% – 35.99%8$2,000 - $35,000Visit Avant
Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.