Grubhub Review: How to Make More Than $12 Per Hour Delivering Food

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If you have a car and a desire to earn some extra money, you might think about giving Grubhub a go.

Almost 10 percent of Americans earn extra money from driving services, according to Finder. You could drive people around for Lyft, but if you’re not interested in making small talk with passengers, delivering food for Grubhub could be a much better fit.

Check out our review of Grubhub delivery services to find out whether this side hustle makes sense for you.

How Grubhub delivery service works

Grubhub, which merged with food delivery service Seamless in 2013, offers high-tech food ordering and delivery for customers. You could sign up as a driver to deliver food using your car, scooter, motorcycle, or bicycle.

Grubhub claims to partner with 75,000-plus takeout restaurants in more than 1,300 U.S. cities. It also lists many full-time positions on the Grubhub careers website.

Grubhub drivers are classified as independent contractors and sign up to work in multihour “blocks” or shifts. Using a mobile app on their smartphone, Grubhub drivers accept “offers” to pick up an order from a restaurant and deliver it to a customer’s address.

The driver’s work takes place within the borders of a zoned map provided by the app. You wouldn’t be asked to deliver to Los Angeles and San Diego during the same shift, for example.

Once a driver is in their zoned map, they can switch their status from “unavailable” to “active,” said Reggie Moore, who’s been working a Grubhub delivery job since October 2017.

How to apply for a Grubhub delivery job

Moore found out about Grubhub jobs while scanning Craigslist. The listing said it needed delivery drivers near where he lived in the Bronx borough of New York City. You can find out about the company’s geographical needs through its online application.

For example, I spent about five minutes completing a dummy application only to be told Grubhub currently wasn’t hiring drivers in Albany, New York. Since Albany residents ranked first among U.S. cities for picking up their own Grubhub orders, according to the company’s 2017 data, it’s no wonder drivers were not needed.

Before you start filling out the online application, ensure that you can deliver for Grubhub in your state. Here is the company’s general map of delivery locations.

grubhub careers

Image credit: Grubhub

Once you land on the application, you can choose which cities you might be interested in serving.

The form also contains multiple-choice and short-answer questions. For example, I was asked if I was comfortable dealing directly with restaurants and customers. I was also asked to describe why I wanted to deliver for Grubhub.

If a Grubhub delivery job is available in your area, you can expedite your application by having your state ID and car insurance handy. These items will confirm you’re legally able to drive (if a car is your preferred method of delivery).

Other requirements for drivers include:

  • Being at least 19 years old (21 in Chicago)
  • Having two or more years of driving experience
  • Having a data plan for an iPhone or Android smartphone
  • Providing a checking account for direct deposit
  • Passing a background check

If your application is successful, you’ll be asked to attend a training session.

“I started within a week of completing the required paperwork,” said Moore. “They were very quick with my background check, so I was able to get on the road right away.”

Pros and cons of a Grubhub delivery job

If you scroll through the reviews section of a website like Glassdoor, you’ll soon realize there are pros and cons to the Grubhub delivery job. From the 136 current and former drivers who left reviews on Glassdoor as of January 2018, the average overall company rating was 2.4 out of five.

Let’s examine how these pros and cons might affect your experience.

4 pros if you deliver for Grubhub

1. Work when you want

By selecting your shift at the beginning of the week, you can choose whether you’d like to deliver during the day or at night. You could also choose which days to take off.

2. You can ask for support

Each delivery person is matched with a driver specialist. They’re in charge of training you and addressing your on-the-job concerns.

3. Grubhub has the demand

The company claims to service 304,500 orders daily. So if food delivery is your preferred side hustle, you can expect to stay busy.

4. The app makes life easier

“All I need to do is pick up the order, quickly check to make sure everything’s there, and deliver it,” said Moore, who previously spent four months delivering for Domino’s Pizza. “It’s easier … than working as a delivery employee for a restaurant because the payments are online.”

4 cons if you deliver for Grubhub

1. You might be bored stiff

Although the job is easy and helps Moore earn some extra money, he used “monotonous” to describe his average day in the car. If you become sick of routines, it might not be the right side hustle for you.

2. There’s competition for shifts

Scheduling blocks of time to work is first come, first served.

“You need to make sure you are ready when the blocks for the week become available for scheduling,” said Moore, who signs up for two to three two-hour shifts per weekday. “Otherwise you can go into a week with hardly any hours.”

3. You’re not a full-time employee

As an independent contractor working for Grubhub, you won’t receive the same medical benefits or perks as a full-time Grubhub specialist.

One former San Francisco-based driver sued Grubhub over being labeled as an independent contractor. He sought overtime pay and reimbursement for expenses that an employee would have been eligible to receive, according to Bloomberg.

4. You’re responsible for your expenses

As your own boss, you’re also your own financial support system. If you use your car to deliver, for example, you’ll have to cover the cost of maintenance and find ways to save on auto insurance. As an independent contractor, you’ll also have to prepare for tax season.

How to make money working a Grubhub delivery job

When you deliver for Grubhub, you keep 100 percent of your tips. As for your standard pay, Moore said his Grubhub delivery job guarantees him $5 per delivery. If he makes less than $12 in an hour, Grubhub fills in the difference.

The minimum amount you can earn with Grubhub might vary depending on your city’s minimum wage requirements. In Chicago, for example, you could earn a minimum of $15 per hour, according to SuperMoney.

No matter your location, the more deliveries you make, the more money you can earn. The amount you earn is tracked in the pay summary section in the Grubhub app.

Aside from signing up for blocks of time, here are three more ways to increase your earnings:

  1. Stick to areas of your city that have a higher density of take-out restaurants. You could search on Grubhub’s app to make sure you’re near a good number of them.
  2. Deliver during dinner hours, when orders — and tips — are the largest.
  3. Sign up for days or nights that are popular for ordering, such as during big sporting events or in bad weather.

You’ll have to account for the money you spend on gas too. Grubhub reimburses Moore $0.50 per mile, based on the shortest distance between the restaurant and the customer. That leaves Moore paying for the gas he might use driving to restaurants and waiting around for offers.

For example, Moore might drive zero miles from his home to a restaurant. But he would only be reimbursed $0.50 per mile for the three miles he drives from the restaurant to the customer’s address.

Still, the $0.50 per mile is helpful. The average American driver spends $0.56 per mile when driving 15,000 miles per year, according to AAA. That cost includes fuel, maintenance, insurance, and other expenses.

You might incur other costs of the job, such as buying a car charger and dashboard mount for your smartphone.

“It’s not hard to get started, but make sure it is worth whatever it costs to make your deliveries,” said Moore, who spends 20 to 30 hours working for Grubhub each week. “Working just a few hours may not leave you with much net take-home [pay].”

Is Grubhub for you?

Like other options for side hustles, you’ll be at the mercy of demand. Lyft drivers require a certain volume of passengers, for example. You’ll need enough takeout orders to make the Grubhub delivery job worth your effort.

You’ll also have to rely on tips. Moore estimated that they represent close to half of his earnings. If he delivers a $50 order, for example, he receives his $5 delivery fee, plus what the customer adds. If they tip 15 percent of the $50 bill, that’s another $7.50 in Moore’s pocket.

Moore said he plans to continue to deliver for Grubhub. The money he earns from the side hustle helps him make extra student loan payments.

“It pays decently if you work enough hours,” said Moore, who has also considered applying for more permanent Grubhub careers. “But I would prefer a full-time job with benefits.”

Think about your situation before signing up to deliver for Grubhub. If you need some extra money to pay down debt or build an emergency fund, run the numbers to make sure Grubhub will help you earn enough to reach your goal.

Although having a car helps, consider your location and availability before making a decision. Grubhub might only be lucrative if you live near cities that place a lot of orders. You’ll also have to make yourself available at peak times to deliver orders.

Interested in refinancing student loans?

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1 Important Disclosures for Earnest.

Earnest Disclosures

To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.

Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 6.97% APR (with Auto Pay). Variable rate loan rates range from 2.47% APR (with Auto Pay) to 6.23% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of Month/Day/Year, and are subject to change based on market conditions and borrower eligibility.

Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.

The information provided on this page is updated as of 08/21/18. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit, email us at, or call 888-601-2801 for more information on ourstudent loan refinance product.

© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.

2 Important Disclosures for Laurel Road.

Laurel Road Disclosures

Savings example: average savings calculated based on single loans refinanced from 9/2013 to 12/2017 where borrowers’ previous rates were disclosed. Assumes same loan terms for previous and refinanced loans, and payments made to maturity with no prepayments. Actual savings for individual loans vary based on loan balance, interest rates, and other factors.

Application detail: 5 minutes indicates typical time it takes to complete application with applicant information readily available. It does not include time taken to provide underwriting decision or funding of the loan.

Instant rates mean a delivery of personalized rates for those individuals who provide sufficient information to return a rate. For instant rates a soft credit pull will be conducted, which will not affect your credit score. To proceed with an application, a hard credit pull will be required, which may affect your credit score.

Total savings calculated by aggregating individual average savings across total borrower population from 9/2013 to 12/2017. Individual average savings calculation based on single loans refinanced from 9/2013 to 12/2017 where borrowers’ previous rates were provided. Assumes same loan terms for previous and refinanced loans, and payments made to maturity with no prepayments. Actual savings for individual loans vary based on loan balance, interest rates, and other factors.

3 Important Disclosures for SoFi.

SoFi Disclosures

  1. Student loan Refinance:Fixed rates from 3.899% APR to 7.804% APR (with AutoPay). Variable rates from 2.470% APR to 6.990% APR (with AutoPay). Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan. See APR examples and terms. Lowest variable rate of 2.470% APR assumes the current index rate derived from the 1-month LIBOR of 2.08% plus 0.64% margin minus 0.25% ACH discount. Not all borrowers receive the lowest rate. If approved for a loan, the fixed or variable interest rate offered will depend on your creditworthiness, and the term of the loan and other factors, and will be within the ranges of rates listed above. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. *To check the rates and terms you qualify for, SoFi conducts a soft credit inquiry. Unlike hard credit inquiries, soft credit inquiries (or soft credit pulls) do not impact your credit score. Soft credit inquiries allow SoFi to show you what rates and terms SoFi can offer you up front. After seeing your rates, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit inquiry. Hard credit inquiries (or hard credit pulls) are required for SoFi to be able to issue you a loan. In addition to requiring your explicit permission, these credit pulls may impact your credit score.
  2. Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (

4 Important Disclosures for LendKey.

LendKey Disclosures

Refinancing via is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.

5 Important Disclosures for CommonBond.

CommonBond Disclosures

  1. Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). The following table displays the estimated monthly payment, total interest, and Annual Percentage Rates (APR) for a $10,000 loan. The Annual Percentage Rate (APR) shown for each in-school loan product reflects the accruing interest, the effect of one-time capitalization of interest at the end of a deferment period, a 2% origination fee, and the applicable Repayment Plan. All loans are eligible for a 0.25% reduction in interest rate by agreeing to automatic payment withdrawals once in repayment, which is reflected in the interest rates and APRs displayed. Variable rates may increase after consummation. All variable rates are based on a 1-month LIBOR assumption of 2.08% effective July 25, 2018.

6 Important Disclosures for Citizens Bank.

Citizens Bank Disclosures

  1. Education Refinance Loan Rate DisclosureVariable rate, based on the one-month London Interbank Offered Rate (“LIBOR”) published in The Wall Street Journal on the twenty-fifth day, or the next business day, of the preceding calendar month. As of October 1, 2018, the one-month LIBOR rate is 2.22%. Variable interest rates range from 2.72%-8.32% (2.72%-8.32% APR) and will fluctuate over the term of the borrower’s loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a cosigner. Fixed interest rates range from 3.75%-8.69% (3.75%-8.69% APR) based on applicable terms, level of degree earned and presence of a cosigner. Lowest rates shown require application with a cosigner, are for eligible, creditworthy applicants with a graduate level degree, require a 5-year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures. The maximum variable rate on the Education Refinance Loan is the greater of 21.00% or Prime Rate plus 9.00%. Subject to additional terms and conditions, and rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Citizens Bank is required to provide every potential borrower with disclosure information before they apply for a private student loan. The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of their loan.
  2. Federal Loan vs. Private Loan Benefits: Some federal student loans include unique benefits that the borrower may not receive with a private student loan, some of which we do not offer with the Education Refinance Loan. Borrowers should carefully review their current benefits, especially if they work in public service, are in the military, are currently on or considering income based repayment options or are concerned about a steady source of future income and would want to lower their payments at some time in the future. When the borrower refinances, they waive any current and potential future benefits of their federal loans and replace those with the benefits of the Education Refinance Loan. For more information about federal student loan benefits and federal loan consolidation, visit We also have several resources available to help the borrower make a decision at, including Should I Refinance My Student Loans? and our FAQs. Should I Refinance My Student Loans? includes a comparison of federal and private student loan benefits that we encourage the borrower to review.
  3. Citizens Bank Education Refinance Loan Eligibility: Eligible applicants may not be currently enrolled. Applicants with an Associate’s degree or with no degree must have made at least 12 qualifying payments after leaving school. Qualifying payments are the most recent on time and consecutive payments of principal and interest on the loans being refinanced. Primary borrowers must be a U.S. citizen, permanent resident or resident alien with a valid U.S. Social Security Number residing in the United States. Resident aliens must apply with a cosigner who is a U.S. citizen or permanent resident. The cosigner (if applicable) must be a U.S. citizen or permanent resident with a valid U.S. Social Security Number residing in the United States. For applicants who have not attained the age of majority in their state of residence, a cosigner will be required. Citizens Bank reserves the right to modify eligibility criteria at anytime. Interest rate ranges subject to change. Education Refinance Loans are subject to credit qualification, completion of a loan application/consumer credit agreement, verification of application information, certification of borrower’s student loan amount(s) and highest degree earned.
  4. Loyalty Discount Disclosure: The borrower will be eligible for a 0.25 percentage point interest rate reduction on their loan if the borrower or their co-signer (if applicable) has a qualifying account in existence with us at the time the borrower and their co-signer (if applicable) have submitted a completed application authorizing us to review their credit request for the loan. The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, or other student loans owned by Citizens Bank, N.A. Please note, our checking and savings account options are only available in the following states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT and some products may have an associated cost. This discount will be reflected in the interest rate disclosed in the Loan Approval Disclosure that will be provided to the borrower once the loan is approved. Limit of one Loyalty Discount per loan and discount will not be applied to prior loans. The Loyalty Discount will remain in effect for the life of the loan.
  5. Automatic Payment Discount Disclosure: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their student loans owned by Citizens Bank, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designates. Discount is not available when payments are not due, such as during forbearance. If our loan servicer is unable to successfully withdraw the automatic deductions from the designated account three or more times within any 12-month period, the borrower will no longer be eligible for this discount.
  6. Co-signer Release: Borrowers may apply for co-signer release after making 36 consecutive on-time payments of principal and interest. For the purpose of the application for co-signer release, on-time payments are defined as payments received within 15 days of the due date. Interest only payments do not qualify. The borrower must meet certain credit and eligibility guidelines when applying for the co-signer release. Borrowers must complete an application for release and provide income verification documents as part of the review. Borrowers who use deferment or forbearance will need to make 36 consecutive on-time payments after reentering repayment to qualify for release. The borrower applying for co-signer release must be a U.S. citizen or permanent resident. If an application for co-signer release is denied, the borrower may not reapply for co-signer release until at least one year from the date the application for co-signer release was received. Terms and conditions apply.
  7. Estimated average savings amount is based on 14,659 Education Refinance Loan customers who saved on loans between August 1, 2017 and July 31, 2018. The calculation is derived by averaging monthly savings across Education Refinance Loan customers whose payment amounts decreased after refinancing, calculated by taking the monthly payment prior to refinancing minus the monthly payment after refinancing. We excluded monthly savings from customers that exceeded $4,375 and were lower than $20 to minimize risk of data error skewing the savings amounts. Savings will vary based on interest rates, balances and remaining repayment term of loans to be refinanced. Borrower’s overall repayment amount may be higher than the loans they are refinancing even if monthly payments are lower.

2.47% – 6.99%3Undergrad
& Graduate
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2.47% – 6.23%1Undergrad
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2.47% – 8.03%4Undergrad
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2.95% – 6.37%2Undergrad
& Graduate
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2.48% – 6.25%5Undergrad
& Graduate
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2.72% – 8.32%6Undergrad
& Graduate
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Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.


Published in Review, Side Hustles