Grubhub Review: How to Make More Than $12 Per Hour Delivering Food

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Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print to help you understand what you are buying. Be sure to consult with a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time.

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If you have a car and a desire to earn some extra money, you might think about giving Grubhub a go.

Almost 10 percent of Americans earn extra money from driving services, according to Finder. You could drive people around for Lyft, but if you’re not interested in making small talk with passengers, delivering food for Grubhub could be a much better fit.

Check out our review of Grubhub delivery services to find out whether this side hustle makes sense for you.

How Grubhub delivery service works

Grubhub, which merged with food delivery service Seamless in 2013, offers high-tech food ordering and delivery for customers. You could sign up as a driver to deliver food using your car, scooter, motorcycle, or bicycle.

Grubhub claims to partner with 75,000-plus takeout restaurants in more than 1,300 U.S. cities. It also lists many full-time positions on the Grubhub careers website.

Grubhub drivers are classified as independent contractors and sign up to work in multihour “blocks” or shifts. Using a mobile app on their smartphone, Grubhub drivers accept “offers” to pick up an order from a restaurant and deliver it to a customer’s address.

The driver’s work takes place within the borders of a zoned map provided by the app. You wouldn’t be asked to deliver to Los Angeles and San Diego during the same shift, for example.

Once a driver is in their zoned map, they can switch their status from “unavailable” to “active,” said Reggie Moore, who’s been working a Grubhub delivery job since October 2017.

How to apply for a Grubhub delivery job

Moore found out about Grubhub jobs while scanning Craigslist. The listing said it needed delivery drivers near where he lived in the Bronx borough of New York City. You can find out about the company’s geographical needs through its online application.

For example, I spent about five minutes completing a dummy application only to be told Grubhub currently wasn’t hiring drivers in Albany, New York. Since Albany residents ranked first among U.S. cities for picking up their own Grubhub orders, according to the company’s 2017 data, it’s no wonder drivers were not needed.

Before you start filling out the online application, ensure that you can deliver for Grubhub in your state. Here is the company’s general map of delivery locations.

grubhub careers

Image credit: Grubhub

Once you land on the application, you can choose which cities you might be interested in serving.

The form also contains multiple-choice and short-answer questions. For example, I was asked if I was comfortable dealing directly with restaurants and customers. I was also asked to describe why I wanted to deliver for Grubhub.

If a Grubhub delivery job is available in your area, you can expedite your application by having your state ID and car insurance handy. These items will confirm you’re legally able to drive (if a car is your preferred method of delivery).

Other requirements for drivers include:

  • Being at least 19 years old (21 in Chicago)
  • Having two or more years of driving experience
  • Having a data plan for an iPhone or Android smartphone
  • Providing a checking account for direct deposit
  • Passing a background check

If your application is successful, you’ll be asked to attend a training session.

“I started within a week of completing the required paperwork,” said Moore. “They were very quick with my background check, so I was able to get on the road right away.”

Pros and cons of a Grubhub delivery job

If you scroll through the reviews section of a website like Glassdoor, you’ll soon realize there are pros and cons to the Grubhub delivery job. From the 136 current and former drivers who left reviews on Glassdoor as of January 2018, the average overall company rating was 2.4 out of five.

Let’s examine how these pros and cons might affect your experience.

4 pros if you deliver for Grubhub

1. Work when you want

By selecting your shift at the beginning of the week, you can choose whether you’d like to deliver during the day or at night. You could also choose which days to take off.

2. You can ask for support

Each delivery person is matched with a driver specialist. They’re in charge of training you and addressing your on-the-job concerns.

3. Grubhub has the demand

The company claims to service 304,500 orders daily. So if food delivery is your preferred side hustle, you can expect to stay busy.

4. The app makes life easier

“All I need to do is pick up the order, quickly check to make sure everything’s there, and deliver it,” said Moore, who previously spent four months delivering for Domino’s Pizza. “It’s easier … than working as a delivery employee for a restaurant because the payments are online.”

4 cons if you deliver for Grubhub

1. You might be bored stiff

Although the job is easy and helps Moore earn some extra money, he used “monotonous” to describe his average day in the car. If you become sick of routines, it might not be the right side hustle for you.

2. There’s competition for shifts

Scheduling blocks of time to work is first come, first served.

“You need to make sure you are ready when the blocks for the week become available for scheduling,” said Moore, who signs up for two to three two-hour shifts per weekday. “Otherwise you can go into a week with hardly any hours.”

3. You’re not a full-time employee

As an independent contractor working for Grubhub, you won’t receive the same medical benefits or perks as a full-time Grubhub specialist.

One former San Francisco-based driver sued Grubhub over being labeled as an independent contractor. He sought overtime pay and reimbursement for expenses that an employee would have been eligible to receive, according to Bloomberg.

4. You’re responsible for your expenses

As your own boss, you’re also your own financial support system. If you use your car to deliver, for example, you’ll have to cover the cost of maintenance and find ways to save on auto insurance. As an independent contractor, you’ll also have to prepare for tax season.

How to make money working a Grubhub delivery job

When you deliver for Grubhub, you keep 100 percent of your tips. As for your standard pay, Moore said his Grubhub delivery job guarantees him $5 per delivery. If he makes less than $12 in an hour, Grubhub fills in the difference.

The minimum amount you can earn with Grubhub might vary depending on your city’s minimum wage requirements. In Chicago, for example, you could earn a minimum of $15 per hour, according to SuperMoney.

No matter your location, the more deliveries you make, the more money you can earn. The amount you earn is tracked in the pay summary section in the Grubhub app.

Aside from signing up for blocks of time, here are three more ways to increase your earnings:

  1. Stick to areas of your city that have a higher density of take-out restaurants. You could search on Grubhub’s app to make sure you’re near a good number of them.
  2. Deliver during dinner hours, when orders — and tips — are the largest.
  3. Sign up for days or nights that are popular for ordering, such as during big sporting events or in bad weather.

You’ll have to account for the money you spend on gas too. Grubhub reimburses Moore $0.50 per mile, based on the shortest distance between the restaurant and the customer. That leaves Moore paying for the gas he might use driving to restaurants and waiting around for offers.

For example, Moore might drive zero miles from his home to a restaurant. But he would only be reimbursed $0.50 per mile for the three miles he drives from the restaurant to the customer’s address.

Still, the $0.50 per mile is helpful. The average American driver spends $0.56 per mile when driving 15,000 miles per year, according to AAA. That cost includes fuel, maintenance, insurance, and other expenses.

You might incur other costs of the job, such as buying a car charger and dashboard mount for your smartphone.

“It’s not hard to get started, but make sure it is worth whatever it costs to make your deliveries,” said Moore, who spends 20 to 30 hours working for Grubhub each week. “Working just a few hours may not leave you with much net take-home [pay].”

Is Grubhub for you?

Like other options for side hustles, you’ll be at the mercy of demand. Lyft drivers require a certain volume of passengers, for example. You’ll need enough takeout orders to make the Grubhub delivery job worth your effort.

You’ll also have to rely on tips. Moore estimated that they represent close to half of his earnings. If he delivers a $50 order, for example, he receives his $5 delivery fee, plus what the customer adds. If they tip 15 percent of the $50 bill, that’s another $7.50 in Moore’s pocket.

Moore said he plans to continue to deliver for Grubhub. The money he earns from the side hustle helps him make extra student loan payments.

“It pays decently if you work enough hours,” said Moore, who has also considered applying for more permanent Grubhub careers. “But I would prefer a full-time job with benefits.”

Think about your situation before signing up to deliver for Grubhub. If you need some extra money to pay down debt or build an emergency fund, run the numbers to make sure Grubhub will help you earn enough to reach your goal.

Although having a car helps, consider your location and availability before making a decision. Grubhub might only be lucrative if you live near cities that place a lot of orders. You’ll also have to make yourself available at peak times to deliver orders.

Interested in refinancing student loans?

Here are the top 8 lenders of 2020!
LenderVariable APREligible Degrees 
Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Earnest.

Earnest Disclosures

To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.

Earnest fixed rate loan rates range from 3.20% APR (with Auto Pay) to 6.99% APR (with Auto Pay). Variable rate loan rates range from 1.99% APR (with Auto Pay) to 6.89% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of December 13, 2019, and are subject to change based on market conditions and borrower eligibility.

Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.

The information provided on this page is updated as of 12/13/2019. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit, email us at, or call 888-601-2801 for more information on our student loan refinance product.

© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.

2 Important Disclosures for SoFi.

SoFi Disclosures

  1. Student loan Refinance: Fixed rates from 3.46% APR (with AutoPay) to 7.61% APR (without AutoPay). Variable rates currently from 2.31% APR (with AutoPay) to 7.61% (without AutoPay). Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan. See APR examples and terms. Lowest variable rate of 2.31% APR assumes current 1 month LIBOR rate of 2.31% plus 0.75% margin minus 0.25% for AutoPay. If approved for a loan, the fixed or variable interest rate offered will depend on your credit history and the term of the loan and will be within the ranges of rates listed above. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.

3 Important Disclosures for Figure.

Figure Disclosures

Figure’s Student Refinance Loan is a private loan. If you refinance federal loans, you forfeit certain flexible repayment options associated with those loans. If you expect to incur financial hardship that would impact your ability to repay, you should consider federal consolidation alternatives.

4 Important Disclosures for College Ave.

College Ave Disclosures

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

1College Ave Refi Education loans are not currently available to residents of Maine.

2All rates shown include autopay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

3$5,000 is the minimum requirement to refinance. The maximum loan amount is $300,000 for those with medical, dental, pharmacy or veterinary doctorate degrees, and $150,000 for all other undergraduate or graduate degrees.

4This informational repayment example uses typical loan terms for a refi borrower with a Full Principal & Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (“APR”): 120 monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

Information advertised valid as of 1/1/2020. Variable interest rates may increase after consummation.

5 Important Disclosures for Laurel Road.

Laurel Road Disclosures

Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. Mortgage lending is not offered in Puerto Rico. All loans are provided by KeyBank National Association.
As used throughout these Terms & Conditions, the term “Lender” refers to KeyBank National Association and its affiliates, agents, guaranty insurers, investors, assigns, and successors in interest.

This term represents the actual cost of financing to the borrower over the life of the loan expressed as a yearly rate.


There are no origination fees or prepayment penalties associated with the loan. Lender may assess a late fee if any part of a payment is not received within 15 days of the payment due date. Any late fee assessed shall not exceed 5% of the late payment or $28, whichever is less. A borrower may be charged $20 for any payment (including a check or an electronic payment) that is returned unpaid due to non-sufficient funds (NSF) or a closed account.


For bachelor’s degrees and higher, up to 100% of outstanding private and federal student loans (minimum $5,000) are eligible for refinancing. If you are refinancing greater than $300,000 in student loan debt, Lender may refinance the loans into 2 or more new loans.
For eligible Associates degrees in the healthcare field (see Eligibility & Eligible Loans section below), Lender will refinance up to $50,000 in loans for non-ParentPlus refinance loans. Note, parents who are refinancing loans taken out on behalf of a child who has obtained an associates degrees in an eligible healthcare field are not subject to the $50,000 loan maximum, refer to for more information about refinancing ParentPlus loans.


Borrower, and Co-signer if applicable, must be a U.S. Citizen or Permanent Resident with a valid I-551 card (which must show a minimum of 10 years between “Resident Since” date and “Card Expires” date or has no expiration date); state that they are of at least borrowing age in the state of residence at the time of application; and meet Lender underwriting criteria (including, for example, employment, debt-to-income, disposable income, and credit history requirements).

Graduates may refinance any unsubsidized or subsidized Federal or private student loan that was used exclusively for qualified higher education expenses (as defined in 26 USC Section 221) at an accredited U.S. undergraduate or graduate school. Any federal loans refinanced with Lender are private loans and do not have the same repayment options that federal loan program offers such as Income Based Repayment or Income Contingent Repayment.

All loans must be in grace or repayment status and cannot be in default. Borrower must have graduated or be enrolled in good standing in the final term preceding graduation from an accredited Title IV U.S. school and must be employed, or have an eligible offer of employment. Parents looking to refinance loans taken out on behalf of a child should refer to for applicable terms and conditions.

For Associates Degrees: Only associates degrees earned in one of the following are eligible for refinancing: Cardiovascular Technologist (CVT); Dental Hygiene; Diagnostic Medical Sonography; EMT/Paramedics; Nuclear Technician; Nursing; Occupational Therapy Assistant; Pharmacy Technician; Physical Therapy Assistant; Radiation Therapy; Radiologic/MRI Technologist; Respiratory Therapy; or Surgical Technologist. To refinance an Associates degree, a borrower must also either be currently enrolled and in the final term of an associate degree program at a Title IV eligible school with an offer of employment in the same field in which they will receive an eligible associate degree OR have graduated from a school that is Title IV eligible with an eligible associate and have been employed, for a minimum of 12 months, in the same field of study of the associate degree earned.


The interest rate you are offered will depend on your credit profile, income, and total debt payments as well as your choice of fixed or variable and choice of term. For applicants who are currently medical or dental residents, your rate offer may also vary depending on whether you have secured employment for after residency.


The repayment of any refinanced student loan will commence (1) immediately after disbursement by us, or (2) after any grace or in-school deferment period, existing prior to refinancing and/or consolidation with us, has expired.


After loan disbursement, if a borrower documents a qualifying economic hardship, we may agree in our discretion to allow for full or partial forbearance of payments for one or more 3-month time periods (not to exceed 12 months in the aggregate during the term of your loan), provided that we receive acceptable documentation (including updating documentation) of the nature and expected duration of the borrower’s economic hardship.

We may agree under certain circumstances to allow a borrower to make $100/month payments for a period of time immediately after loan disbursement if the borrower is employed full-time as an intern, resident, or similar postgraduate trainee at the time of loan disbursement. These payments may not be enough to cover all of the interest that accrues on the loan. Unpaid accrued interest will be added to your loan and monthly payments of principal and interest will begin when the post-graduate training program ends.

We may agree under certain circumstances to allow postponement (deferral) of monthly payments of principal and interest for a period of time immediately following loan disbursement (not to exceed 6 months after the borrower’s graduation with an eligible degree), if the borrower is an eligible student in the borrower’s final term at the time of loan disbursement or graduated less than 6 months before loan disbursement, and has accepted an offer of (or has already begun) full-time employment.

If Lender agrees (in its sole discretion) to postpone or reduce any monthly payment(s) for a period of time, interest on the loan will continue to accrue for each day principal is owed. Although the borrower might not be required to make payments during such a period, the borrower may continue to make payments during such a period. Making payments, or paying some of the interest, will reduce the total amount that will be required to be paid over the life of the loan. Interest not paid during any period when Lender has agreed to postpone or reduce any monthly payment will be added to the principal balance through capitalization (compounding) at the end of such a period, one month before the borrower is required to resume making regular monthly payments.


This information is current as of November 8, 2019 and is subject to change.

6 Important Disclosures for Splash Financial.

Splash Financial Disclosures

Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers.

7 Important Disclosures for CommonBond.

CommonBond Disclosures

Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 1.76% effective November 10, 2019.

8 Important Disclosures for LendKey.

LendKey Disclosures

Refinancing via is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it  endorse,  any educational institution.

Subject to floor rate and may require the automatic payments be made from a checking or savings account with the lender. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments. The lowest advertised variable APR is only available for loan terms of  5 years and is reserved for applicants with FICO scores of at least 810.

As of 12/019/2019 student loan refinancing rates range from 1.90% to 8.59% Variable APR with AutoPay and 3.49% to 7.75% Fixed APR with AutoPay.

1.99% – 6.89%1Undergrad
& Graduate

Visit Earnest

2.31% – 7.36%2Undergrad
& Graduate

Visit SoFi

2.06% – 6.81%3Undergrad
& Graduate

Visit Figure

2.62% – 6.12%4Undergrad
& Graduate

Visit College Ave

2.29% – 6.65%5Undergrad
& Graduate

Visit Laurel Road

1.99% – 7.06%6Undergrad
& Graduate

Visit Splash

1.81% – 6.29%7Undergrad
& Graduate

Visit CommonBond

1.90% – 8.59%8Undergrad
& Graduate

Visit Lendkey

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print to help you understand what you are buying. Be sure to consult with a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time.


Published in Review, Side Hustles