Georgia Scholarships: How to Find Them and Win Them

Advertiser Disclosure

Student Loan Hero Advertiser Disclosure

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.

georgia state flag, georgia scholarships

Why do you need Georgia scholarships? The average Georgia college graduate ends up with $27,657 in student debt, according to the Institute for College Access & Success, and that can take a big bite out of your monthly income once you’re out of school. (Play around with our student loan payment calculator to see how much of a bite.)

Fortunately, there are many scholarships available exclusively for Peach State students, and we’ve listed some of the best ones below — along with tips for finding others.

Resources for finding scholarships in Georgia

There are numerous places to find free money for college if you know where to look. For students going to school in Georgia, resources include:

  • The school you’ll be attending: Academic institutions throughout Georgia help students find financial aid, including scholarships and grants. For example, an entire section of Georgia State University’s website is devoted to these awards. You can use the school’s searchable scholarship database to find options for entering students, returning undergrads, and grad students.
  • Community groups and organizations: If you or your family members are part of a union, community group, or church in Georgia, you might be eligible for scholarships for members or their children. One option is the Coleman, Chambers & Rogers LLP Scholarship Fund, which members of the Hall County Board of Realtors and their families can apply for. This scholarship, along with many others open to Georgia residents, is administered by the North Georgia Community Foundation.
  • Government programs: The Georgia Student Finance Commission provides details on scholarships and grants administered by the state for Georgia students. Options include the Georgia Military College State Service Scholarship Loan Program and the Scholarship for Engineering Education for Minorities, which is a service-cancelable loan. You receive a reduction in the loan balance if you work in Georgia in an engineering-related field for a designated period of time.
  • Online scholarship searches: You can use online sites to find scholarships for Georgia students. Some resources include the North Georgia Community Foundation, the Georgia Student Finance Commission, Scholarships.com, and Unigo.

The more Georgia scholarships you apply for, the more likely it is you’ll be able to get help paying for school. Don’t hesitate to apply for small scholarships, as there might be less competition, and any little bit helps.

Georgia scholarships you might want to apply for

Because there are so many Georgia scholarships available, you’ll want to research all your options. However, we also found a couple of great scholarships you’ll probably want to look at.

Helping Outstanding Pupils Educationally (HOPE) Scholarship

The HOPE Scholarship is a merit-based award open to Georgia students obtaining an undergraduate degree at an eligible institution. You could qualify for this scholarship if you:

  • Are a Georgia resident
  • Graduate from an eligible high school with a 3.0 GPA or higher (as calculated by GSFC)
  • Maintain a 3.0 postsecondary GPA or higher
  • Meet specific academic rigor requirements

To apply, complete the Georgia Student Finance Application (GSFAPPS) and the Free Application for Federal Student Aid (FAFSA). You must file a FAFSA each academic year to be considered for funding, but you need to complete the GSFAPPS only once.

The school you attend determines your eligibility and might request additional documentation. Funding awards vary. You can find out how your HOPE Scholarship award will be calculated by creating an account at GAfutures.

Zell Miller Scholarship

The merit-based Zell Miller Scholarship pays up to 100% of tuition at public postsecondary institutions in Georgia and provides tuition assistance at eligible private institutions. You could qualify for this scholarship if you:

  • Are a Georgia resident
  • Graduate from an eligible high school as valedictorian or salutatorian while meeting the HOPE Scholarship requirements or graduate from an eligible high school with a 3.7 GPA or higher (as calculated by GSFC) and a combined score of 1200 or higher on the math and reading portions of the SAT or a score of 26 or higher on the ACT
  • Meet specific academic rigor requirements

The award amount depends on your academic institution. To apply, you’ll need to complete a FAFSA each academic year and the GSFAPPS one time. Schools might request additional documentation for this scholarship, and you can find out more about eligibility at GAfutures.

Tips and tricks for paying for college in Georgia

It’s a good idea to rely on scholarship money first when paying for college since you don’t have to repay it. The same is true of grants, which are usually need-based rather than merit-based and which Georgia also has a lot of. Most people prefer to spend savings only after exhausting scholarship funding and then apply for federal and private student loans.

The more free money you can find, the less you need to borrow and the easier it will be to repay your student debt. Still, many students in Georgia do go into debt to fund their education, so you’re not alone if you need loans.

Just be sure to borrow as little as possible and to understand all your options for repayment, including taking advantage of income-driven repayment, loan forgiveness, or student loan refinancing.

By applying for as many scholarships as possible and understanding the student loans you take out, you’ll be in the best position to ensure getting your education is as affordable as possible.

Need a student loan?

Here are our top student loan lenders of 2018!
LenderRates (APR)Eligibility 

1 = Citizens Disclaimer.

2 = CollegeAve Autopay Disclaimer: All rates shown include the auto-pay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

* The Sallie Mae partner referenced is not the creditor for these loans and is compensated by Sallie Mae for the referral of Smart Option Student Loan customers.

3 = Sallie Mae Disclaimer: Click here for important information. Terms, conditions and limitations apply.
3.54%
12.07%
2
Undergraduate, Graduate, and ParentsVisit CollegeAve
3.95% – 12.10%Undergraduate and GraduateVisit Ascent
4.00% – 11.85%*3Undergraduate and GraduateVisit SallieMae
3.94%
12.19%
1
Undergraduate, Graduate, and ParentsVisit Citizens
4.63% – 9.71%Undergraduate and GraduateVisit LendKey
3.62%
9.79%
Undergraduate, Graduate, and ParentsVisit CommonBond
Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.