While there are many Florida grants available for you to check out, you should also consider scholarships.
For most Florida scholarships, you’ll complete the Free Application for Federal Student Aid (FAFSA). For others, you’ll need to submit a Florida Financial Aid Application (FFAA). Here are some of the best Florida scholarships you can get.
1. Bright Futures Scholarship Program
The Bright Futures Scholarship Program awards residents who earned a high school diploma (or equivalent) in Florida and are enrolled in a postsecondary education in the state. Options for out-of-state and home-schooled students are also available.
Requirements: For the Florida Academic Scholars (FAS) award, you’ll need 100 service hours, a 3.5 GPA, and at least a 29 on your ACT or 1290 on your SAT. For the Florida Medallion Scholars (FMS) award, you’ll need 75 service hours, a 3.0 GPA, and at least a 26 on your ACT or 1170 on your SAT. You’ll also need to complete the FFAA.
Award amount: These vary by award level. For the FAS award, 100% of tuition and applicable fees are covered. For the FMS award, you receive $77 per credit hour each semester at a four-year institution.
2. Mary McLeod Bethune Scholarship Program
If you’re attending or planning to attend Bethune-Cookman University, Edward Waters College, Florida A&M University (FAMU), or Florida Memorial University, you might qualify for the Mary McLeod Bethune Scholarship Program.
Requirements: You’ll need to be a Florida resident who doesn’t have any loans in default. You’ll also need to be enrolled full time at a participating college or university with a GPA of at least 3.0.
Award amount: Each institution determines the award amount based on the requirements met and financial need of applicants.
How to apply: You can apply through each participating institution’s financial aid office. At FAMU, for example, the deadline is Aug. 12.
3. Minority Teacher Education Scholars Program
This scholarship, funded by the Florida Fund for Minority Teachers (FFMT), is available for black, Hispanic, Asian-American, and Native American students at more than 35 institutions in the state.
Requirements: You’ll need to reside in Florida and have less than 18 upper-division education courses completed at the time of applying. You’ll also need to belong to one of the previously mentioned racial groups. You must teach in a Florida public school for the same number of years you received funding. To continue receiving the award annually, you’ll need to attend Annual Teacher Recruitment and Retention Symposiums and maintain at least a 2.5 GPA.
Award amount: You’ll receive $4,000, or $2,000 for each semester.
How to apply: You can apply through the FFMT website.
4. Scholarships for Children and Spouses of Deceased or Disabled Veterans
Scholarships for Children and Spouses of Deceased or Disabled Veterans are available to children and spouses who are dependents of a qualified veteran.
Requirements: The award is available to children of veterans who are 16 to 22 years old. Spouses of deceased veterans must not have remarried, and have to apply within five years of the veteran’s death. All applicants must be Florida residents and not have any defaulted loans. Students must take at least six credit hours and have a 2.0 GPA for the award to be renewed.
Award amount: The exact amount varies depending on institution and enrollment status, but it’s 100% of tuition and registration fees wherever you go.
How to apply: Complete the FFAA.
5. Jose Marti Scholarship Challenge Grant Fund
The Jose Marti Scholarship Challenge Grant Fund is available to Hispanic students who will attend public or eligible private postsecondary institutions.
Make sure your institution is eligible. Applicants are ranked first by need as determined by the FAFSA, second by GPA, and then by submission date. The sooner you apply, the higher your chances of being considered.
Requirements: This award is available to students who are either Spanish or have parents that were born in Mexico, certain countries of the Caribbean, Central America, or South America. Brazil is excluded. You’ll need to have a 3.0 GPA and demonstrate financial need. You can’t have any loans in default and must be a Florida resident regardless of citizenship. If you’re an undergrad, you’ll need to apply your senior year of high school.
Award amount: You’ll receive $2,000, or $1,000 for each semester.
Beyond Florida scholarships
If you’re struggling to find Florida scholarships for which you qualify, you can still get money for school. Here are a few other places to look:
- Explore free money at the local level. Sometimes colleges give out scholarships and grants that you can apply for separately from other awards. Also look to see if local organizations provide scholarships. Usually, the ones that don’t get a lot of attention are the ones you’re more likely to get, so do your best to find the hidden gems.
- Get federal loans. When you complete your FAFSA, you’ll know how much federal aid you get alongside your grants and scholarships. Federal student loans have some of the lowest interest rates and friendliest repayment terms and are a good resource when you need to borrow money.
- Consider private student loans. If you’re short on cash and still need money to pay for school, check out the best private student loans to see if any can help you.
Even though affording college costs can seem expensive and stressful, there are plenty of ways you can get cash. Florida scholarships, grants, and anywhere you can get money you don’t have to give back should be your first stop. Free is best, so try your best to get as much as you can.
Need a student loan?Here are our top student loan lenders of 2018!
|1 Important Disclosures for CollegeAve.
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or Nationwide Bank, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
Information advertised valid as of 11/1/2018. Variable interest rates may increase after consummation.
2 Important Disclosures for Discover.
3 Important Disclosures for Ascent.
Before taking out private student loans, you should explore and compare all financial aid alternatives, including grants, scholarships, and federal student loans and consider your future monthly payments and income. Applying with a cosigner may improve your chance of getting approved and could help you qualify for a lower interest rate. Ascent Student Loans may be funded by Richland State Bank (RSB). Ascent Student Loan products are subject to credit qualification, completion of a loan application, verification of application information and certification of loan amount by a participating school. Loan products may not be available in certain jurisdictions, and certain restrictions, limitations; and terms and conditions may apply. Ascent is a federally registered trademark of Turnstile Capital Management (TCM) and may be used by RSB under limited license. Richland State Bank is a federally registered service mark of Richland State Bank.
* Application times vary depending on the applicants ability to supply the necessary information for submission.
* The Sallie Mae partner referenced is not the creditor for these loans and is compensated by Sallie Mae for the referral of Smart Option Student Loan customers.
4 = Sallie Mae Disclaimer: Click here for important information. Terms, conditions and limitations apply.
5 Important Disclosures for PNC.
PNC Bank is one of the nation’s largest education loan providers. For over 40 years, PNC has been committed to helping students and their families make possible the adventure of college.
6 Important Disclosures for SunTrust.
Before applying for a private student loan, SunTrust recommends comparing all financial aid alternatives including grants, scholarships, and both federal and private student loans. To view and compare the available features of SunTrust private student loans, visit https://www.suntrust.com/loans/student-loans/private.
Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue this loan program without notice. Availability of all loan programs is subject to approval under the SunTrust credit policy and other criteria and may not be available in certain jurisdictions.
SunTrust Bank, Member FDIC. ©2018 SunTrust Banks, Inc. SUNTRUST, the SunTrust logo and Custom Choice Loan are trademarks of SunTrust Banks, Inc. All rights reserved.
7 Important Disclosures for LendKey.
Additional terms and conditions apply. For more details see LendKey
8 Important Disclosures for CommonBond.
A government loan is made according to rules set by the U.S. Department of Education. Government loans have fixed interest rates, meaning that the interest rate on a government loan will never go up or down.
Government loans also permit borrowers in financial trouble to use certain options, such as income-based repayment, which may help some borrowers. Depending on the type of loan that you have, the government may discharge your loan if you die or become permanently disabled.
Depending on what type of government loan that you have, you may be eligible for loan forgiveness in exchange for performing certain types of public service. If you are an active-duty service member and you obtained your government loan before you were called to active duty, you are entitled to interest rate and repayment benefits for your loan.
A private student loan is not a government loan and is not regulated by the Department of Education. A private student loan is instead regulated like other consumer loans under both state and federal law and by the terms of the promissory note with your lender.
If your private student loan has a fixed interest rate, then that rate will never go up or down. If your private student loan has a variable interest rate, then that rate will vary depending on an index rate disclosed in your application. If the interest rate on the new private student loan is less than the interest rate on your government loans, your payments will be less if you refinance.
If you don’t pay a private student loan as agreed, the lender can refer your loan to a collection agency or sue you for the unpaid amount.
Remember also that like government loans, most private loans cannot be discharged if you file bankruptcy unless you can demonstrate that repayment of the loan would cause you an undue hardship. In most bankruptcy courts, proving undue hardship is very difficult for most borrowers.
9 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|3.94% – 12.78%1||Undergraduate, Graduate, and Parents|
|4.04% – 13.04%3||Undergraduate and Graduate|
|4.34% – 12.99%2||Undergraduate and Graduate|
|4.12% – 10.98%*,4||Undergraduate and Graduate|
|5.03% – 11.23%5||Undergraduate and Graduate|
|4.12% – 13.13%6||Undergraduate and Graduate|
|4.92% – 10.01%7||Undergraduate and Graduate|
|3.72% – 9.68%8||Undergraduate, Graduate, and Parents|
|4.26% – 12.13%9||Undergraduate, Graduate, and Parents|