Personal finance podcasts are perfect for time-strapped listeners who want to manage their money better. With literally hundreds of financial topics to choose from, you can brush up on news, budgeting, growing your wealth or even learning the basics of investing.
Of course, there’s no single best personal finance podcast for everyone, but here are some great ones for millennials, recent grads and young professionals — or really for anyone who wants to learn all they can about their money:
1. So Money
2. Money Girl’s Quick and Dirty Tips for a Richer Life
3. The Dave Ramsey Show
4. You Need a Budget
5. Afford Anything
6. Stacking Benjamins
7. Listen Money Matters
8. Side Hustle Show
9 personal finance podcasts worth your time
The list below is by no means exhaustive, but these podcast options are a good place to start as you search for the best personal finance podcasts to match your situation and interests.
Author and personal finance expert Farnoosh Torabi’s mission is to help her personal finance podcast listeners “build a richer, happier life.” On her So Money podcast, listeners get a range of digestible subjects discussed by some uber popular guests in the finance, business and education world. In a new short episode each day, Torabi discusses such topics as changing careers, asking for a raise and surviving a financial crisis.
Do you have real money questions? Laura Adams of Money Girl has real life answers that are beginner-approved — exactly what you want from one of the best finance podcasts.
Money Girl’s episodes play more like having a blog read to you. With topics essential to your money, such as retirement and blending money together in relationships, you’ll love the to-the-point format. For example, “6 Options to Get a Loan With Bad Credit” runs down exactly what you need to know without too much fluff or off-topic conversation.
Love him or hate him, you’ve most likely heard of money and debt guru Dave Ramsey. His financial podcast, The Dave Ramsey Show, takes all of his best lessons and combines them into an easily digestible short session.
If you’re facing repaying tons of student loans or working on cutting down your debt, Ramsey focuses on tools and tricks that may work for you. With his popular advice as your guide, you may find yourself doing the “debt-free scream” in no time.
You Need a Budget is one of the most popular budgeting apps out there, with its iOS app garnering 4.8 stars out of 5 from over 25,000 reviews (it’s also available on Android). It’s no wonder the site’s finance podcast does so well with those looking to become expert budgeters. With most episodes clocking in under 10 minutes, you’ll always be able to fit in a listen.
On this personal finance podcast, you’ll get some of the best advice out there on how to get out of debt as fast as possible and make your money work for you, as well. Host and YNAB founder Jesse Mecham also opens up with his own personal budgeting and debt stories anyone can relate to.
After building a six-figure income as a personal finance writer, Paula Pant decided she wanted the freedom that comes with passive income streams. Over time, she was able to invest in real estate and support her and her partner with the income she makes as a property owner.
Now, she teaches her Afford Anything listeners how to set financial goals, prioritize their spending and achieve their financial dreams. Check out Pant’s podcast to learn how to “reach financial independence, retire early and live an awesome life.”
Joe Saul-Sehy and Josh Bannerman’s Stacking Benjamins show covers what you would expect it to: Smart earning, saving and spending. Saul-Sehy and Bannerman often engage in conversations with experts, and there’s a little something for everyone — including discussions on Benjamin Franklin’s money management with a historian, saving a few cents on lunches and saving for retirement.
Brutally honest, personable and fun, Listen Money Matters can make you feel like your best friends from college are sitting around a table discussing money. This finance podcast focuses on the big topics all personal finance nerds and beginners need to know, like paying off debt, budgeting and growing income.
Hosted by Andrew Fiebert and Thomas Frank (along with a ton of all-star guests), you’ll be surprised at how much you learn in under an hour.
Whether you’re paying off debt or supplementing an entry-level income, making more money is essential. Enter the Side Hustle Show — each podcast has a goal of bringing financial freedom and empowerment to its listeners.
Listening to these informative and fascinating entrepreneur-based financial podcasts, you’ll get plenty of ideas on how to earn extra cash and start a business outside your normal 9-to-5 job. Host Nick Loper’s guests are inspiring and the topics potentially life-changing, especially if you’re aiming for a life outside the cubicle.
Want to sound like the smartest person in the room? The Freakonomics finance podcast has you covered on all things economy, money and spending and psychology.
Interested in newsworthy subjects like guaranteed basic income or the economics of a winning soccer team? Want to know how to win at just about any game you play or how to be more productive? You’ll get it all with tons of golden nuggets you can apply to your life and money.
Personal finance podcasts teach better money management
There are many reasons why so many millennials and young adults are subscribing to financial podcasts. Easy to listen to, perfect for on-the-go learning and full of advice and conversations with top money experts, you’ll learn more than ever and be inspired to spend, save and earn like the best of them.
Subscribing and downloading to one, or even all, of these finance podcasts may be one of the smartest things you can do for your money. If you want to read about money management too, add these personal finance books to your reading list. And of course, check out our Student Loan Hero blog for hundreds of posts to help you own your finances.
Rebecca Safier contributed to this report.
Interested in refinancing student loans?Here are the top 9 lenders of 2022!
|Lender||Variable APR||Eligible Degrees|
|2.49% – 11.72%1||Undergrad & Graduate|
|2.50% – 6.30%2||Undergrad & Graduate|
|4.13% – 7.39%3||Undergrad & Graduate|
|2.49% – 7.99%4||Undergrad & Graduate|
|2.49% – 7.99%5||Undergrad & Graduate|
|3.24% – 8.24%6||Undergrad & Graduate|
|2.48% – 7.98%||Undergrad |
|1.74% – 7.99%7||Undergrad & Graduate|
|3.69% – 9.92%8||Undergrad & Graduate|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Splash Financial.
Splash Financial Disclosures
Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Federal loans carry special benefits not available for loans made through Splash Financial, for example, public service loan forgiveness and economic hardship programs, fee waivers and rebates on the principal, which may not be accessible to you after you refinance. The rates displayed may include a 0.25% autopay discount.
The information you provide to us is an inquiry to determine whether we or our lenders can make a loan offer that meets your needs. If we or any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. We do not guarantee that you will receive any loan offers or that your loan application will be approved. Offers are subject to credit approval and are available only to U.S. citizens or permanent residents who meet applicable underwriting requirements. Not all borrowers will receive the lowest rates, which are available to the most qualified borrowers. Participating lenders, rates and terms are subject to change at any time without notice.
To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
Splash Financial and our lending partners reserve the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen and meet our lending partner’s underwriting requirements. Lowest rates are reserved for the highest qualified borrowers. This information is current as of September 6, 2022.
2 Important Disclosures for Laurel Road.
Laurel Road Disclosures
All credit products are subject to credit approval.
Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $9 billion in federal and private school loans. Laurel Road also offers a suite of online graduate school loan products and personal loans that help simplify lending through customized technology and personalized service. In April 2019, Laurel Road was acquired by KeyBank, one of the nation’s largest bank-based financial services companies. Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. All loans are provided by KeyBank National Association, a nationally chartered bank. Member FDIC. For more information, visit www.laurelroad.com.
As used throughout these Terms & Conditions, the term “Lender” refers to KeyBank National Association and its affiliates, agents, guaranty insurers, investors, assigns, and successors in interest.
Assumptions: Repayment examples above assume a loan amount of $10,000 with repayment beginning immediately following disbursement. Repayment examples do not include the 0.25% AutoPay Discount.
Annual Percentage Rate (“APR”): This term represents the actual cost of financing to the borrower over the life of the loan expressed as a yearly rate.
Interest Rate: A simple annual rate that is applied to an unpaid balance.
Variable Rates: The current index for variable rate loans is derived from the one-month London Interbank Offered Rate (“LIBOR”) and changes in the LIBOR index may cause your monthly payment to increase. Borrowers who take out a term of 5, 7, or 10 years will have a maximum interest rate of 9%, those who take out a 15 or 20-year variable loan will have a maximum interest rate of 10%.
KEYBANK NATIONAL ASSOCIATION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.
This information is current as of April 29, 2021. Information and rates are subject to change without notice.
3 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
Subject to floor rate and may require the automatic payments be made from a checking or savings account with the lender. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments. The lowest advertised variable APR is only available for loan terms of 5 years and is reserved for applicants with FICO scores of at least 810.
As of 09/09/2022 student loan refinancing rates range from 4.13% APR – 7.39% Variable APR with AutoPay and 2.99% APR – 9.93% Fixed APR with AutoPay.
4 Rate range above includes optional 0.25% Auto Pay discount. Important Disclosures for Earnest.
You can choose between fixed and variable rates. Fixed interest rates are 3.99% – 8.74% APR (3.74% – 8.49% APR with Auto Pay discount). Starting variable interest rates are 2.74% APR to 8.24% APR (2.49% – 7.99% APR with Auto Pay discount). Variable rates are based on an index, the 30-day Average Secured Overnight Financing Rate (SOFR) plus a margin. Variable rates are reset monthly based on the fluctuation of the index. We do not currently offer variable rate loans in AK, CO, CT, HI, IL, KY, MA, MN, MS, NH, OH, OK, SC, TN, TX, and VA.
5 Important Disclosures for Navient.
6 Important Disclosures for SoFi.
Fixed rates range from 3.99% APR to 8.24% APR with a 0.25% autopay discount. Variable rates from 3.24% APR to 8.24% APR with a 0.25% autopay discount. Unless required to be lower to comply with applicable law, Variable Interest rates on 5-, 7-, and 10-year terms are capped at 8.95% APR; 15- and 20-year terms are capped at 9.95% APR. Your actual rate will be within the range of rates listed above and will depend on the term you select, evaluation of your creditworthiness, income, presence of a co-signer and a variety of other factors. Lowest rates reserved for the most creditworthy borrowers. For the SoFi variable-rate product, the variable interest rate for a given month is derived by adding a margin to the 30-day average SOFR index, published two business days preceding such calendar month, rounded up to the nearest one hundredth of one percent (0.01% or 0.0001). APRs for variable-rate loans may increase after origination if the SOFR index increases. The SoFi 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. This benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. The benefit lowers your interest rate but does not change the amount of your monthly payment. This benefit is suspended during periods of deferment and forbearance. Autopay is not required to receive a loan from SoFi.
7 Important Disclosures for Purefy.
Purefy Student Loan Refinancing Rate and Terms Disclosure: Annual Percentage Rates (APR) ranges and examples are based on information provided to Purefy by lenders participating in Purefy’s rate comparison platform. For student loan refinancing, the participating lenders offer fixed rates ranging from 2.73% – 7.99% APR, and variable rates ranging from 1.74% – 7.99% APR. The maximum variable rate is 25.00%. Your interest rate will be based on the lender’s requirements. In most cases, lenders determine the interest rates based on your credit score, degree type and other credit and financial criteria. Only borrowers with excellent credit and meeting other lender criteria will qualify for the lowest rate available. Rates and terms are subject to change at any time without notice. Terms and conditions apply.
8 Important Disclosures for Citizens.
Education Refinance Loan Rate Disclosure: Variable interest rates range from 3.69%-9.92% (3.69%-9.92% APR). Fixed interest rates range from 4.49%-10.11% (4.49%-10.11% APR).
Undergraduate Rate Disclosure: Variable interest rates range from 6.39%- 9.60% (6.39% – 9.60% APR). Fixed interest rates range from 6.58% – 9.79% (6.58% – 9.79% APR).
Graduate Rate Disclosure: Variable interest rates range from 3.69% – 9.16% (3.69% – 9.16% APR). Fixed interest rates range from 4.49% – 9.35% (4.49% – 9.35% APR).
Education Refinance Loan for Parents Rate Disclosure: Variable interest rates range from 3.69%- 9.09% (3.69%- 9.09% APR). Fixed interest rates range from 4.49% – 9.28% (4.49% – 9.28% APR).
Medical Residency Refinance Loan Rate Disclosure: Variable interest rates range from 3.69% – 9.16% (3.69% – 9.16% APR). Fixed interest rates range from 4.49% – 9.35% (4.49% – 9.35% APR).