Are you ready to become a savvy personal finance expert? Sure, checking out a library book might teach you the basics, but when it comes to really understanding your money, subscribing to a finance podcast can help take your financial education to the next level.
Whether you’re constantly on the go or just don’t have time to root through a bunch of books, personal finance podcasts are perfect for time-strapped listeners.
They range from informative and educational to just plain entertaining. Plus, with literally hundreds of topics to choose from, you can brush up on news, budgeting, money management, growing your wealth, or even learning investing basics.
These are the eight best finance podcasts perfect for millennials, recent grads, and young professionals wanting to learn all they can about their money.
8 financial podcasts worth your playlist
1. So Money
Author and personal finance expert Farnoosh Torabi’s mission is to help finance podcast listeners “build a richer, happier life.” With a new short episode each day, you’ll get a range of digestible subjects discussed by some uber popular guests in the finance, business, and education world.
Each Friday, Torabi and So Money answer questions from listeners about life and money. They range from career moves and asking for a raise to how to survive a financial crisis or what moves to make with a sudden cash windfall.
2. Money Girl’s Quick and Dirty Tips for a Richer Life
You have real money questions. Laura Adams of Money Girl has real life answers that are beginner approved with advancing subject matter — exactly what you want from one of the best finance podcasts.
Money Girl’s episodes play more like blogs being read to you. With topics that are essential to your money, such as retirement and blending money together in relationships, you’ll love the to-the-point format. For example, “6 Options to Get a Loan With Bad Credit” runs down exactly what you need to know without much fluff or too much off-topic conversation.
3. The Dave Ramsey Show
Love him or hate him, you’ve most likely heard of money and debt guru Dave Ramsey. His financial podcast (which can also be watched via video or heard live on iHeartRadio and some local stations), The Dave Ramsey Show, takes all of his best lessons and combines them into an easily digestible short session.
If you’re facing repaying tons of student loans or are working on cutting down your debt, Ramsey focuses on tools and tricks that may work for you. With his popular advice as your guide, you may find yourself doing the “debt-free scream” in no time.
4. You Need a Budget
You Need a Budget is one of the most popular budgeting apps out there, with millions using the platform to manage their money. It’s no wonder why the site’s finance podcast does so well with those looking to become expert budgeters. With most episodes clocking in under 10 minutes, you’ll always be able to fit in a listen.
Perfect for those living paycheck to paycheck, you’ll get the best advice out there on how to make your money work for you as well as get out of debt as fast as possible. Host and YNAB expert Jesse Mecham also opens up with his own personal budgeting and debt stories anyone can relate to.
5. Stacking Benjamins
You’ll learn right away that Joe Saul-Sehy isn’t just your average personal finance podcast host. His Stacking Benjamins show covers what you would expect it to — smart earning, saving, and spending. But where his finance podcast succeeds is promising not to teach you anything about your money, but still having you walk away more knowledgeable than ever.
The show is very personal; Saul-Sehy often has quick, 15- to 20-minute conversations with experts, rather than lecturing or offering tips. There’s a little something for everyone — in recent episodes, there were discussions on Benjamin Franklin’s money management with a historian, saving a few cents on lunches, and listener calls to the hotline about retirement plans.
6. Listen, Money Matters
Brutally honest, personable, and fun, this podcast will make you feel like your best friends from college are sitting around a table discussing money. This finance podcast focuses in on the big topics all personal finance nerds and beginners need to know: paying off debt, budgeting, and growing income.
Hosted by Listen, Money Matters blog founders Andrew Fiebert and Thomas Frank (along with a ton of all-star guests), you’ll be surprised at how much you learn in under an hour. Recent topics include “How to Quit Your Job and Actually Start a Business” and “What the F***k is Dollar Cost Averaging?”
7. Side Hustle Nation
When paying off debt or supplementing an entry-level income, making more money is simply essential. Enter the Side Hustle Nation show. Each of the financial podcasts has a goal of bringing financial freedom and empowerment to its listeners.
Listening to these informative and fascinating entrepreneur-based financial podcasts, you’ll get plenty of ideas on how to earn extra cash and start a business outside your normal 9-to-5 job. Host Nick Loper’s guests are inspiring and the topics are potentially life-changing, especially if you aim for a life outside the cubicle.
Want to sound like the smartest person in the room? The Freakonomics finance podcast, from the writers of the best-selling book, has you covered on all things economy, money and spending, and psychology.
Interested in newsworthy subjects like guaranteed basic income or the economics of a winning soccer team? Want to know how to win at just about any game you play or how to be more productive? You’ll get it all with tons of golden nuggets you can apply to your life and money.
Finance podcasts for better money management
There are many reasons why so many millennials and young adults are subscribing to financial podcasts. Easy to listen to, perfect for on-the-go learning, and full of advice and conversations with top money experts, you’ll learn more than ever and be inspired to spend, save, and earn like the best of them.
Subscribing and downloading to one, or even all, of the best finance podcasts may just be one of the smartest things you do for your money.
Interested in refinancing student loans?Here are the top 6 lenders of 2019!
|Lender||Variable APR||Eligible Degrees|
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1 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.47% APR (with Auto Pay) to 7.59% APR (with Auto Pay). Variable rate loan rates range from 2.27% APR (with Auto Pay) to 6.89% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of August 15, 2019, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 08/15/2019. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at email@example.com, or call 888-601-2801 for more information on our student loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
2 Important Disclosures for SoFi.
3 Important Disclosures for Laurel Road.
Laurel Road Disclosures
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the fixed rate will decrease by 0.25%, and will increase back up to the regular fixed interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the variable rate will decrease by 0.25%, and will increase back up to the regular variable interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
All credit products are subject to credit approval.
Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $4 billion in federal and private school loans. Laurel Road also offers a suite of online graduate school loan products and personal loans that help simplify lending through customized technology and personalized service. In April 2019, Laurel Road was acquired by KeyBank, one of the nation’s largest bank-based financial services companies. Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. All loans are provided by KeyBank National Association, a nationally chartered bank. Member FDIC. For more information, visit www.laurelroad.com.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 2.37% effective July 10, 2019.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.27% – 6.89%1||Undergrad & Graduate|
|2.27% – 7.75%2||Undergrad & Graduate|
|2.43% – 6.65%3||Undergrad & Graduate|
|2.24% – 6.67%4||Undergrad & Graduate|
|2.37% – 7.95%5||Undergrad & Graduate|
|2.46% – 9.24%6||Undergrad & Graduate|