College application fees can add up quickly, with some schools charging as much as $90 simply to apply. If you can’t afford these fees, don’t worry — you might be able to get a college application fee waiver.
Application fee waivers allow you to apply to college for no-cost so that you can save your money for future school expenses. Here’s our list of what you need to know about what a college application fee waiver is and how to get fee waivers for your college applications.
College application fee waivers completely cover your application fees, so you can search for schools without worrying about the cost of applying to each one. Although not all colleges accept waivers, there are thousands of schools that do.
Carrie Warick, director of policy and advocacy at the National College Access Network, said that fee waivers can help remove the barrier to admission that many low-income students face.
“Lowering all fees would help students think more broadly about where they go to college, but our first target would be to expand the availability and use of fee waivers for low-income students,” Warick said.
Some college application fee waiver programs require proof of your household’s income, so it’s a good idea to track down pay stubs or tax returns ahead of time to streamline the process.
If you’re struggling to come up with the cash to apply to colleges, these programs might be able to help.
Income-eligible students can qualify for a waiver for the SAT or SAT subject tests and apply to as many colleges as they want at no-cost.
College Board’s SAT and college application fee waiver program is available to low-income students in their junior or senior year of high school. You are eligible for the waivers if you meet one of these college fee waiver requirements:
- You’re eligible for the National School Lunch Program (NSLP).
- Your household income is within the USDA’s Food and Nutrition Service’s Income Eligibility Guidelines.
- You’re enrolled in a federal, state, or local program that aids students from low-income families.
- Your family receives public assistance.
- You live in a foster home.
- You’re in a federally subsidized public housing program.
- You’re homeless.
- You’re a ward of the state or an orphan.
As for how to get fees waived for your college applications through College Board, contact your high school counselor. You’ll need to show proof of eligibility, such as your family’s tax returns or proof of your enrollment in a government program.
Nearly 900 schools allow students to use the Common Application to apply. By using the application, students can fill out just one application and submit it to all of the schools on their list.
The schools that use the Common Application try to ensure that fees won’t deter students from applying. If you’re in a precarious financial situation, the Common App fee waiver can help.
The Common App waiver has the same eligibility requirements as the College Board waiver. You can apply for it within the Common App, and your school counselor will be asked to confirm your information.
To help make college more accessible for all, the National Association for College Admission Counseling (NACAC) offers a college application fee waiver, as well.
The NACAC waiver has the same eligibility requirements as the waivers from College Board and Common App. However, NACAC requires you to send the application directly to your school of choice.
NACAC recommends using its fee waiver to apply to up to four schools.
If you are ineligible for the above programs, or you have used your waiver for four schools already, don’t worry — that’s still not the end of the story. You might be able to qualify for a fee waiver directly from the colleges you choose.
Many schools have their own waiver programs, including institutions like Dartmouth and the University of Colorado-Boulder.
School-specific waiver programs can have more flexible eligibility requirements. For example, Dartmouth offers pre-approved waivers to military veterans and students who participated in the Dartmouth Bound campus visitation programs.
If you need a waiver, contact the school’s financial aid office and explain your situation. You might be eligible for programs you didn’t know existed.
Choosing a college can be overwhelming and stressful. The last thing you need is to worry about the cost of applications.
If application fees are too expensive for you, check out college fee waiver programs so you can focus on getting your application (and the dreaded admissions essay) perfect.
Already accepted to your favorite school? If you’re worrying about how you’re going to pay for four years of college (or more), check out this article on scholarships that cover tuition and more.
Rebecca Safier contributed to this report.
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College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
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2 Sallie Mae Disclaimer: Click here for important information. Terms, conditions and limitations apply.
3 Important Disclosures for Discover.
Lowest APRs shown for Discover Student Loans are available for the most creditworthy applicants for undergraduate loans, and include an interest-only repayment discount and a 0.25% interest rate reduction while enrolled in automatic payments.
4 Important Disclosures for Earnest.
5 Important Disclosures for SoFi.
UNDERGRADUATE LOANS: Fixed rates from 4.23% to 11.26% annual percentage rate (“APR”) (with autopay), variable rates from 1.88% to 11.66% APR (with autopay). GRADUATE LOANS: Fixed rates from 4.13% to 11.37% APR (with autopay), variable rates from 1.78% to 11.73% APR (with autopay). MBA AND LAW SCHOOL LOANS: Fixed rates from 4.30% to 11.52% APR (with autopay), variable rates from 1.95% to 11.89% APR (with autopay). PARENT LOANS: Fixed rates from 4.60% to 10.76% APR (with autopay), variable rates from 1.88% to 11.16% APR (with autopay). For variable rate loans, the variable interest rate is derived from the one-month LIBOR rate plus a margin and your APR may increase after origination if the LIBOR increases. Changes in the one-month LIBOR rate may cause your monthly payment to increase or decrease. Interest rates for variable rate loans are capped at 13.95%, unless required to be lower to comply with applicable law. Lowest rates are reserved for the most creditworthy borrowers. If approved for a loan, the interest rate offered will depend on your creditworthiness, the repayment option you select, the term and amount of the loan and other factors, and will be within the ranges of rates listed above. The SoFi 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. Information current as of 11/04/2020. Enrolling in autopay is not required to receive a loan from SoFi. SoFi Lending Corp., licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. NMLS #1121636 (www.nmlsconsumeraccess.org).
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Before taking out private student loans, you should explore and compare all financial aid alternatives, including grants, scholarships, and federal student loans and consider your future monthly payments and income. Applying with a cosigner may improve your chance of getting approved and could help you qualify for a lower interest rate. Ascent Student Loans may be funded by Richland State Bank (RSB). Ascent Student Loan products are subject to credit qualification, completion of a loan application, verification of application information and certification of loan amount by a participating school. Loan products may not be available in certain jurisdictions, and certain restrictions, limitations; and terms and conditions may apply. Ascent is a federally registered trademark of Turnstile Capital Management (TCM) and may be used by RSB under limited license. Richland State Bank is a federally registered service mark of Richland State Bank.
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Offered terms are subject to change and state law restriction. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900), NMLS Consumer Access. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 0.17% effective Sep 1, 2020 and may increase after consummation.