The internet has singlehandedly revolutionized how we shop. You can order nearly anything you want online and have it delivered to your doorstep. According to a survey by UPS, millennials make an average of 54 percent of their purchases online.
Shopping online from the comfort of your own home can be the ultimate convenience, but you can save money when shopping online just as easily. Instead of clipping coupons, use a coupon code or get cash back when you make a purchase.
Here are five websites to help you save money on your online shopping.
Imagine that you could get cash back when you shop on sites like Amazon, Groupon, Orbitz, Ticketmaster, Etsy, and more. There’s no need to dream — you can put some money back in your pocket when shopping at select retailers using Ebates.
Shop through the Ebates portal, earn a percentage of cash back when you make a purchase at select retailers, and then get paid. To make it even easier, you can download their extension for Google Chrome, which notifies you when a site you’re on is eligible for cash back.
Here’s a real screenshot of the money I received from Ebates via PayPal, for purchases I was already planning on making.
It never makes sense to buy unnecessary items just to earn cash back, but if you’re planning to make a special purchase, this is a good way to recoup some of your cash.
Here’s a tip: Never buy anything online until you look for a coupon code. While that might sound as tedious as grabbing the scissors and cutting out a coupon to save twenty-five cents, there’s an easy way to do it.
Using CouponFollow, you can easily check out coupon codes for a variety of retailers. You can even submit a coupon code for others to use, too.
There’s also the Coupons at Checkout Google Chrome extension that can make the process even easier. Simply download the extension and press “Find Coupons” when you’re about to checkout — any relevant coupon codes will be automatically added. You can see the discount apply right in front of your eyes!
For another convenient option, check out RetailMeNot. They have an app (yes, there’s an app for that) that can be used online or when shopping in-person at a store. They also have international coupons available, too, which is useful if you’re shopping for people overseas.
Look on their site to check out any free shipping deals. Why pay pesky shipping fees when you can get it for free? Five minutes of research could save you some money on your next purchase.
“Coupon Sherpa offers printable, mobile, and online coupons for everything from apparel to electronics to groceries. You can either print coupons or redeem them through the site’s mobile app, plus search for coupon codes for online savings, like 15 percent off orders from Kohl’s,” she says.
Browse their vast selection of coupon codes before you shop and get some serious savings.
5. Goodshop Give
Think coupon codes for online shopping can only benefit you? Think again. Goodshop Give is an online platform that provides coupons to a variety of online retailers. Choose a cause to donate to and when you shop and save money, a percentage of your purchase will be donated to charity.
You can donate to the American Red Cross, ASPCA, Unicef, Girl Scouts, and more. It’s a win-win situation — you save money and a worthy cause gets some much-needed help.
According to the Goodshop Give website, “In the U.S. alone, Americans spend $300 billion in eCommerce per year. If even 3 percent of that revenue was funneled into the nonprofit sector, it would mean a bonus of $90,000,000 every single year — important money needed for these great organizations to be able to continue doing the work we all need them to do.”
There’s also the Goodshop Google Chrome extension that alerts you to any relevant coupon codes right in your browser.
Before you shop online, check out these five websites to see if there are coupon codes or cash back shopping for the retailer of your choice. Mix and match for best results; if you can’t can’t find a coupon code for your desired store on one site, check the others on this list to score a deal.
The best part is that these tools make it easy for you to effortlessly save or get cash back. Using that extra money, you can make progress on your student loans, put away some for savings or add to your vacation fund.
The important thing is to use these websites with a plan in mind. Saving money isn’t really saving if you’re buying something you don’t need!
Interested in refinancing student loans?Here are the top 6 lenders of 2018!
|Lender||Variable APR||Eligible Degrees|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 5.87% APR (with Auto Pay). Variable rate loan rates range from 2.47% APR (with Auto Pay) to 5.87% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of Month/Day/Year, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 08/21/18. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at email@example.com, or call 888-601-2801 for more information on ourstudent loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
2 Important Disclosures for Laurel Road.
Laurel Road Disclosures
Savings example: average savings calculated based on single loans refinanced from 9/2013 to 12/2017 where borrowers’ previous rates were disclosed. Assumes same loan terms for previous and refinanced loans, and payments made to maturity with no prepayments. Actual savings for individual loans vary based on loan balance, interest rates, and other factors.
Application detail: 5 minutes indicates typical time it takes to complete application with applicant information readily available. It does not include time taken to provide underwriting decision or funding of the loan.
Instant rates mean a delivery of personalized rates for those individuals who provide sufficient information to return a rate. For instant rates a soft credit pull will be conducted, which will not affect your credit score. To proceed with an application, a hard credit pull will be required, which may affect your credit score.
Total savings calculated by aggregating individual average savings across total borrower population from 9/2013 to 12/2017. Individual average savings calculation based on single loans refinanced from 9/2013 to 12/2017 where borrowers’ previous rates were provided. Assumes same loan terms for previous and refinanced loans, and payments made to maturity with no prepayments. Actual savings for individual loans vary based on loan balance, interest rates, and other factors.
3 Important Disclosures for SoFi.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.47% – 6.99%3||Undergrad & Graduate||Visit SoFi|
|2.47% – 5.87%1||Undergrad & Graduate||Visit Earnest|
|2.47% – 8.03%4||Undergrad & Graduate||Visit Lendkey|
|2.95% – 6.37%2||Undergrad & Graduate||Visit Laurel Road|
|2.48% – 6.25%5||Undergrad & Graduate||Visit CommonBond|
|2.72% – 8.32%6||Undergrad & Graduate||Visit Citizens|