Your Complete Guide to Using Student Loan Hero Resources

Advertiser Disclosure

Student Loan Hero Advertiser Disclosure

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.

student loan hero

Hopefully, the name Student Loan Hero tells you that we’re here to help with your student loan situation.

But since we offer so many different free resources, you might not know about everything that’s available to help you.

This guide will steer you toward the resources that can help you the most. Jump to the section that best describes you to get started:

Check out our other helpful resources at the bottom of this post.

You’re a future or current student paying for a degree

If you’ve landed on our homepage, you know we started out by helping ex-students who are struggling to repay their loans.

But many of our resources are made to ensure that you don’t follow in their footsteps. Many of our blog posts, for example, focus on applying for scholarships to help you avoid student loan debt altogether.

You also can look into side hustles and savings accounts if you’re planning to earn and sock away money for college. An undergraduate, graduate, or professional degree isn’t going to pay for itself.

If borrowing is the best choice for you, we make an effort to connect you with the best private student loan lenders. If you end up with one of our recommended partners, that’s partly how we make money. However, we only work with partners we believe to be high-quality and helpful to our users.

Here are two calculators that are helpful if you’re considering borrowing:

  1. Student loan payment calculator: for understanding that what you borrow is different than what you’ll repay
  2. Student loan comparison calculator: for choosing the best repayment term length for your loan

For an even fuller picture of how to pay for college without harming your financial future, we recommend you start with these six blog posts:

  1. Your Ultimate Guide to Federal Financial Aid, the FAFSA, and More
  2. The Ultimate Guide to State Financial Aid Grants
  3. 20 Ways to Get the Best Scholarships for Current College Students
  4. What’s the Difference Between Federal Student Loans and Private Student Loans?
  5. Everything You Need to Know About Student Loan Interest Rates
  6. Step-by-Step Guide: How to Apply for Private Student Loans

You’re a graduate with student loan debt

Fun fact: Student Loan Hero CEO Andy Josuweit borrowed $74,000 for college, watched his debt balloon to $107,000, and then paid it all back using the tools we now provide. So we know firsthand the kinds of journeys borrowers take to get out of student loan debt.

To work toward your own heroic ending, check out our secure app. Once you create or sign in to your account, you can:

  • Use the dashboard to sync all your federal and private loans in one place.
  • Take a brief quiz to help us determine the best repayment plan for you (pictured below).

Start by taking a brief quiz to help us advise you on your student loan situation.

You also can:

  • Use our calculators to figure out if refinancing, consolidation, or forgiveness is an options for you.
  • Check out our blog’s must-reads to answer your most pressing student loan repayment questions.
  • Visit our marketplace to consider student loan refinancing options, credit-building tools, and more.

Along the way, our FAQs, glossary, and customer support team can answer any questions you might have. And if you’re wondering how to find student loan repayment assistance programs, we can point you in the right direction.

If you prefer to get started on our blog, here are six comprehensive posts:

  1. Make Your Get Out of Debt Plan in 7 Simple Steps
  2. Student Loan Deferment and Forbearance: How to Pause Your Student Loan Payments
  3. Student Loan Default: Everything You Need to Know
  4. The Complete List of Student Loan Forgiveness Programs and Options
  5. Refinancing 101: Should You Refinance Your Student Loans?
  6. 6 Best Banks to Refinance and Consolidate Student Loans in 2018

You’re a parent managing student loans

Whether you or your student is learning how to pay for college or working on paying back student loans, we have free resources for you.

We even have content for parents struggling with student loans who don’t want their kids to meet the same fate. For you, we talk about strategies such as encouraging your kids to win scholarships.

But a loan still might be necessary. Peruse these blog posts if you’re planning to take out debt in your name.

You also might benefit from our Income-Contingent Repayment (ICR) calculator if you’re currently repaying at least one Parent PLUS Loan. ICR is the only income-driven repayment option for parents holding federal debt. We also have a tool to help you compare student loan consolidation and refinancing.

If you or your student is learning how to pay for college, check out these blog posts:

  1. 7 Ways Parents Can Help Pay for College (and Avoid Financial Ruin)
  2. Parents Guide: How to Help Your Child Get Student Loans
  3. The Ultimate Parent Student Loans Guide

If you or your student is already in repayment, consider these blog posts:

  1. Parent PLUS Loan Forgiveness Is Possible: Here’s How to Get It
  2. How to Rescue Your Retirement By Refinancing a Parent PLUS Loan

Other helpful resources we offer

There’s a strong possibility that if it’s a topic related to money — borrowing, spending, or saving it — we have a thoroughly researched post, calculator, or tool to share.

If your search results come up empty, contact our customer support team. We’re ready and able to field your questions.

Here are three more resources that could prove useful:

  1. Our news team ensures you’re up to speed on student loan news and other important financial topics.
  2. Our research center publishes surveys and studies related to student loan debt and other topics.
  3. Our Twitter and Facebook channels keep you informed on everything that we’re working on.

Hopefully, at least one of our initiatives will help you get a handle on your finances. Let us know which one. We like to hear that kind of feedback.

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Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.