6 Useful Tips for Choosing Between 2 Job Offers

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If you’re choosing between two jobs, congratulations! All of the hard work from your job search has paid off.

But once the celebrating is over, you have a real dilemma on your hands. When it comes to deciding between two jobs, how can you make the right choice?

To help you make up your mind, here are six tips on comparing job offers so you can pick the one that offers you the most fulfilling future.

1. Consider how each job aligns with your long-term career goals

When you’re interviewing for a job, you want to prove you’re the best person for the role and that the organization can’t live without you. Once you have two job offers on the table, though, it’s time to consider how these job prospects align with your career goals.

Instead of focusing on what you can do for the company, consider what each company can do for you. Go over everything you learned about the job, organization, and culture during the interview process.

Then, ask yourself the following questions:

  • Which job still lines up with my career goals?
  • Does one job have more opportunities for growth than the other?
  • Which job will challenge me?
  • Which job offers me the chance to learn new skills?

If you’re having trouble deciding between two jobs, consider both through the lens of your long-term goals. Consider which position holds the most promise, and choose the one that will get you where you want to go.

2. Weigh salary with personal satisfaction

When choosing between two jobs, an easy question comes to mind: Which one pays more?

Of course, salary isn’t the only important factor. Personal satisfaction is also paramount. So what happens if the job you don’t really want pays a lot more than the one you do?

If this is the case, you’ll need to weigh whether a higher salary will make up for a job you don’t like. Sure, you’ll have more money to spend outside of work. But if you’re bored 40 or more hours per week, a higher salary might not boost your happiness much.

“My first job decision was between a financial consulting firm and an online education company,” said Augustin Kennady, media relations director for ShipMonk. “While it offered less money, the online education company was the right decision at the time. It also gave me the skills I needed to succeed in my next position.

“I strongly recommend that you decide on your job not necessarily for the money, but for how closely the offer aligns with your values,” he added.

You also might try negotiating for more money. Practice your salary negotiation tactics, and find out if you can increase your earnings or snag better benefits.

If one position’s pay is so low you won’t be able to support yourself, you should probably go with the other one. But if both salaries meet your needs, you might be better off choosing a more fulfilling job.

3. Assess the culture of each workplace

Many hiring managers assess cultural fit during an interview. They want to make sure you’ll fit in well with their organization. But cultural fit isn’t a one-way street. You also need to decide whether each company is a good fit for you.

If you’ve ever been in a toxic work environment, you know how tiring it can get day after day. Even if you’re passionate about the company’s mission, you’ll lose steam in an uncomfortable workplace. On the flip side, you might develop a passion for a company if its culture makes you feel valued and challenged.

When choosing between two jobs, learn more about the culture of each workplace. You might ask your interviewer about it or reach out to current employees. Or you could investigate employee reviews online.

“Utilizing the insights compiled by review sites is integral to seeing your work life before you live it,” said Sofia Koon, PR manager at kununu, a site that gathers employee reviews. “Just as people review everything online, why shouldn’t jobs be the same? The more research done, the more likely you are to find your champion in the working world.”

Figure out what you’re looking for — whether it’s a culture of collaboration, independence, flexibility, or new challenges. Then, opt for the company where you’d be the best cultural fit.

4. Compare your two prospective managers

Have you ever heard that people quit managers, not companies? Your direct manager has a big impact on your experience at work.

A bad manager could make you lose motivation or even want to quit, Jerry Maguire-style. But a good manager will motivate you, as well as help you learn and grow.

“One of my biggest career mistakes so far was to not assess my future manager’s skills beforehand,” said Jéssica Carmona of Guarana Technologies. “Making sure you have the right person above you is important, especially in your early years.”

Your manager might even serve as a mentor figure, guiding you on your professional development. When choosing between two jobs, learn about your potential new managers.

You might ask how they help new hires transition into the role or what promotional tracks are available. Or you could speak to current employees about their experiences with the manager.

“I make sure to ask the right questions to make sure they’ll be a good fit for me just as much as I’ll be for them,” said Carmona.”I make sure I only get placed in companies where I’ll be able to grow in a healthy environment, under managers with the right profile for my career moment.”

5. Write down a typical day in each role

If you’re wondering how to decide between two jobs, the decision probably isn’t clear-cut. Both roles have pros and cons, and neither is obviously superior to the other.

One way to cut through the confusion is to list out a typical day in each role. As you make your list, ask yourself these questions:

  • What will I be working on every day?
  • Who will I interact with?
  • Does the job involve travel?
  • What’s my commute like?
  • How’s the office building?
  • What are my options for lunch?

“Make a big comparison chart,” advised Valerie Streif, senior advisor at Mentat. “Having it all written out and in front of you can help you to understand what you’d be getting into with each job option.

“This can also be a way to get more information about each offer,” Streif added. “If there are pieces that you realize you are missing, you can take the steps to fill in the blanks.”

Consider all the details of a typical day in the job, and envision yourself going through the motions. If the two jobs are similar in all other respects, your choice could come to a small detail, like a shorter commute or more attractive workplace.

6. Trust your intuition

Once you’ve done your research and made your lists, step back and check in with your inner voice. Ask yourself:

  • Are my lists pushing me toward one job or the other?
  • Which job excites me?
  • What are my instincts telling me to do?

“Trust yourself,” said Streif. “You know you and your work preferences better than anyone. If friends or family are urging you to go against your gut because one option may seem more prestigious, but you know you’d be happier with the alternative, trust yourself. It’s you who will have to work there.”

Sometimes, you have to take a risk and leap into the job that excites you. If you’re still figuring out what that is, learn how to find the right career in 10 steps.

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1 Important Disclosures for Laurel Road.

Laurel Road Disclosures

  1. VARIABLE APR – APR is subject to increase after consummation. The variable interest rates are based on a Current Index, which is the 1-month London Interbank Offered Rate (LIBOR) (currency in US dollars), as published on The Wall Street Journal’s website. The variable interest rates and Annual Percentage Rate (APR) will increase or decrease when the 1-month LIBOR index changes.

2 Important Disclosures for SoFi.

SoFi Disclosures

  1. Student Loan RefinanceFixed rates from 3.999% APR to 7.804% APR (with AutoPay). Variable rates from 2.480% APR to 7.524% APR (with AutoPay). Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan. See APR examples and terms. Lowest variable rate of 2.480% APR assumes current 1 month LIBOR rate of 2.07% plus 0.91% margin minus 0.25% ACH discount. Not all borrowers receive the lowest rate. If approved for a loan, the fixed or variable interest rate offered will depend on your creditworthiness, and the term of the loan and other factors, and will be within the ranges of rates listed above. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. *To check the rates and terms you qualify for, SoFi conducts a soft credit inquiry. Unlike hard credit inquiries, soft credit inquiries (or soft credit pulls) do not impact your credit score. Soft credit inquiries allow SoFi to show you what rates and terms SoFi can offer you up front. After seeing your rates, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit inquiry. Hard credit inquiries (or hard credit pulls) are required for SoFi to be able to issue you a loan. In addition to requiring your explicit permission, these credit pulls may impact your credit score
  2. Terms and Conditions Apply: SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)

3 Important Disclosures for CommonBond.

CommonBond Disclosures

  1. Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). The following table displays the estimated monthly payment, total interest, and Annual Percentage Rates (APR) for a $10,000 loan. The Annual Percentage Rate (APR) shown for each in-school loan product reflects the accruing interest, the effect of one-time capitalization of interest at the end of a deferment period, a 2% origination fee, and the applicable Repayment Plan. All loans are eligible for a 0.25% reduction in interest rate by agreeing to automatic payment withdrawals once in repayment, which is reflected in the interest rates and APRs displayed. Variable rates may increase after consummation. All variable rates are based on a 1-month LIBOR assumption of 2.08% effective July 25, 2018.

4 Important Disclosures for Citizens Bank.

Citizens Bank Disclosures

  1. Education Refinance Loan Rate DisclosureVariable rate, based on the one-month London Interbank Offered Rate (“LIBOR”) published in The Wall Street Journal on the twenty-fifth day, or the next business day, of the preceding calendar month. As of August 1, 2018, the one-month LIBOR rate is 2.07%. Variable interest rates range from 2.72%-8.17% (2.72%-8.17% APR) and will fluctuate over the term of the borrower’s loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a cosigner. Fixed interest rates range from 3.50%-8.69% (3.50% – 8.69% APR) based on applicable terms, level of degree earned and presence of a cosigner. Lowest rates shown require application with a cosigner, are for eligible, creditworthy applicants with a graduate level degree, require a 5-year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures. The maximum variable rate on the Education Refinance Loan is the greater of 21.00% or Prime Rate plus 9.00%. Subject to additional terms and conditions, and rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Citizens Bank is required to provide every potential borrower with disclosure information before they apply for a private student loan. The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of their loan.
  2. Federal Loan vs. Private Loan Benefits: Some federal student loans include unique benefits that the borrower may not receive with a private student loan, some of which we do not offer with the Education Refinance Loan. Borrowers should carefully review their current benefits, especially if they work in public service, are in the military, are currently on or considering income based repayment options or are concerned about a steady source of future income and would want to lower their payments at some time in the future. When the borrower refinances, they waive any current and potential future benefits of their federal loans and replace those with the benefits of the Education Refinance Loan. For more information about federal student loan benefits and federal loan consolidation, visit http://studentaid.ed.gov/. We also have several resources available to help the borrower make a decision at http://www.citizensbank.com/EdRefinance, including Should I Refinance My Student Loans? and our FAQs. Should I Refinance My Student Loans? includes a comparison of federal and private student loan benefits that we encourage the borrower to review.
  3. Citizens Bank Education Refinance Loan Eligibility: Eligible applicants may not be currently enrolled, must be in repayment of their existing student loan(s) and must make the minimum number of payments after leaving school. Primary borrowers must be a U.S. citizen, permanent resident or resident alien with a valid U.S. Social Security Number residing in the United States. Resident aliens must apply with a co-signer who is a U.S. citizen or permanent resident. The co-signer (if applicable) must be a U.S. citizen or permanent resident with a valid U.S. Social Security Number residing in the United States. For applicants who have not attained the age of majority in their state of residence, a co-signer will be required. Citizens Bank reserves the right to modify eligibility criteria at anytime. Interest rate ranges subject to change. Education Refinance Loans are subject to credit qualification, completion of a loan application/consumer credit agreement, verification of application information, certification of borrower’s student loan amount(s) and highest degree earned.
  4. Loyalty Discount Disclosure: The borrower will be eligible for a 0.25 percentage point interest rate reduction on their loan if the borrower or their co-signer (if applicable) has a qualifying account in existence with us at the time the borrower and their co-signer (if applicable) have submitted a completed application authorizing us to review their credit request for the loan. The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, or other student loans owned by Citizens Bank, N.A. Please note, our checking and savings account options are only available in the following states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT and some products may have an associated cost. This discount will be reflected in the interest rate disclosed in the Loan Approval Disclosure that will be provided to the borrower once the loan is approved. Limit of one Loyalty Discount per loan and discount will not be applied to prior loans. The Loyalty Discount will remain in effect for the life of the loan.
  5. Automatic Payment Discount Disclosure: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their student loans owned by Citizens Bank, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designates. Discount is not available when payments are not due, such as during forbearance. If our loan servicer is unable to successfully withdraw the automatic deductions from the designated account three or more times within any 12-month period, the borrower will no longer be eligible for this discount.
  6. Co-signer Release: Borrowers may apply for co-signer release after making 36 consecutive on-time payments of principal and interest. For the purpose of the application for co-signer release, on-time payments are defined as payments received within 15 days of the due date. Interest only payments do not qualify. The borrower must meet certain credit and eligibility guidelines when applying for the co-signer release. Borrowers must complete an application for release and provide income verification documents as part of the review. Borrowers who use deferment or forbearance will need to make 36 consecutive on-time payments after reentering repayment to qualify for release. The borrower applying for co-signer release must be a U.S. citizen or permanent resident. If an application for co-signer release is denied, the borrower may not reapply for co-signer release until at least one year from the date the application for co-signer release was received. Terms and conditions apply.
  7. Average savings based on 18,113 actual customers who refinanced their federal and private student loans through our Education Refinance Loan between January 1, 2017 and December 31, 2017. The calculation is derived by averaging the monthly savings of Education Refinance Loan customers whose payments decreased after refinancing, which is calculated by taking the monthly student loan payments prior to refinancing minus the monthly student loan payments after refinancing. The borrower’s savings might vary based on the interest rates, balances and remaining repayment term of the loans they are seeking to refinance. The borrower’s overall repayment amount may be higher than the loans they are refinancing even if their monthly payments are lower.
2.57% – 5.87%Undergrad
& Graduate
Visit Earnest
2.80% – 6.38%1Undergrad
& Graduate
Visit Laurel Road
2.48% – 7.52%2Undergrad
& Graduate
Visit SoFi
2.47% – 7.99%Undergrad
& Graduate
Visit Lendkey
2.57% – 6.65%3Undergrad
& Graduate
Visit CommonBond
2.72% – 8.17%4Undergrad
& Graduate
Visit Citizens
Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.