“School’s out for summer” — four words kids love but parents fear.
We’ve consulted with parenting experts to get their takes on cheap, entertaining summer activities and to get some suggestions for coming up with great ideas of your own. If you’re wondering how to keep your kids busy during the long summer days, check out the following nine tips.
1. Splash in the summer sun
When the temperature climbs, the time is right to play in the water. Fortunately, there are plenty of fun ways to cool down your kids and spend hours outdoors without spending much money.
“A sprinkler, a hose, water balloons — if you’re in the sun and wet, it’s fun,” said Jasmin Terrany, a psychotherapist and author of “Extraordinary Mommy: A Loving Guide to Mastering Life’s Most Important Job.”
2. Take a hike
Summer is an ideal time to help your kids develop an appreciation for the outdoors.
“A wonderful summertime for kids includes time in nature and time with friends,” said Faith Collins, a parenting coach and author of “Joyful Toddlers & Preschoolers: Create A Life that You and Your Child Both Love.” “Luckily, both of these can be done for free or cheap. Just go onto Meetup.com to find groups that meet in parks or that do simple hikes together.”
3. Hunt for treasure
What kid doesn’t love a scavenger hunt? Take it to the next level by giving geocaching a try.
“Think of this as old-school Pokemon Go,” said Jann Fujimoto, a speech language pathologist, parent educator, and owner of SpeechWorks. “By using a GPS system or a free app available at Geocaching.com, ‘cachers’ locate hidden caches and log their finds. Finding caches takes people to new places, and it’s like a treasure hunt.”
4. Head to the park
“Different parks have different offerings, so get out and explore,” said Fujimoto. “You and your child may be able to play disc golf, ride bikes, hike, throw a frisbee, play volleyball, have a picnic, shoot some hoops, or fly a kite for little to no cost.”
If you live near a national park and your child is a fourth-grader, Fujimoto also suggested taking advantage of the Every Kid in a Park program, which gives all kids in fourth grade free access to national parks across the United States.
5. Plant a garden
Starting a garden and putting your child in charge of upkeep is great way to give them some daily responsibilities. “Plant sunflowers, squash, or other easy-to-grow-from-seed plants and water them each day,” advised Collins. “Radishes will grow from seed and be ready to eat in only three weeks.”
An added bonus? Your kids may be more excited about eating vegetables they’ve grown themselves.
6. Set up camp
If it’s too hot to spend much time outside during the day, enjoy the outdoors in the evening. Your kids will have a blast if you plan a nighttime adventure.
“In the evening, you can set up a makeshift tent in the backyard with some sticks, rope, and a sheet,” suggested Raffi Bilek, a family therapist and director of the Baltimore Therapy Center. “Ghost stories are a camping favorite, especially if you toss in some s’mores. You can build a small fire pit in your yard, or if that’s not practical, just toss them in the toaster oven for an easy treat!”
7. Hit the library
In virtually every community, parents have a great resource to entertain their kids and expand their minds: the public library.
“Most [libraries] have summer reading programs and activities to keep readers engaged each summer,” said Fujimoto. Kids will enjoy spending time with other young people during group activities, and they can find fun books to keep them busy until their next visit.
8. Catch a flick
Going to the movies can be expensive, but you can bring the movie theater to your kids much more affordably.
“Play movie theater,” Terrany suggested. “Make popcorn and ticket stubs and stay up late to watch a flick with the family.” If you can find an inexpensive projector to hook up to your computer, project the movie onto the “big screen” using a blank wall or white sheet. It’ll make the experience even more special.
9. Give back to your community
Summer is the perfect time to teach kids about the importance of helping others by finding a volunteer project to do together. Terrany suggested focusing on volunteering with the elderly or children or helping your kids start their own philanthropic project based on their areas of interest.
Find other fun activities to do with your kids
More formal activities, such as summer camps for kids, are often expensive, but you can have plenty of fun by planning activities to do on your own.
While the list above is a good starting point, you have many summer days to fill. To find other fun and low-cost activities:
- Check for free events in your area. Many local newspapers and township websites publish event calendars.
- Ask your kids. Urge them to suggest activities they’d enjoy doing during their summer vacation and help them accomplish their bucket-list items.
- Look for special programs. Many museums and cultural centers offer discounted admission or have summer programs for kids.
Taking the time to brainstorm activities and make a plan for summer fun is worth it for parents. “It can be easy to just to give our kids a screen and call it a day, but interesting experiences make interesting people, so try to think outside the box,” said Terrany.
Interested in refinancing student loans?Here are the top 6 lenders of 2018!
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1 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 7.89% APR (with Auto Pay). Variable rate loan rates range from 2.47% APR (with Auto Pay) to 6.97% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of Month/Day/Year, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 08/21/18. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at firstname.lastname@example.org, or call 888-601-2801 for more information on ourstudent loan refinance product.
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2 Important Disclosures for Laurel Road.
Laurel Road Disclosures
APR stands for “Annual Percentage Rate.” Rates listed include a 0.25% EFT discount, for automatic payments made from a checking or savings account. Interest rates as of 11/8/2018. Rates subject to change.
Variable rate options consist of a range from 3.27% per year to 6.09% per year for a 5-year term, 4.64% per year to 6.14% per year for a 7-year term, 4.69% per year to 6.19% per year for a 10-year term, 4.94% per year to 6.44% per year for a 15-year term, or 5.19% per year to 6.69% per year for a 20-year term, with no origination fees. APR is subject to increase after consummation. The variable interest rate will change on the first day of every month (“Change Date”) if the Current Index changes. The variable interest rates are based on a Current Index, which is the 1-month London Interbank Offered Rate (LIBOR) (currency in US dollars), as published on The Wall Street Journal’s website. The variable interest rates and Annual Percentage Rate (APR) will increase or decrease when the 1-month LIBOR index changes. The variable interest rates are calculated by adding a margin ranging from 0.98% to 3.80% for the 5-year term loan, 2.35% to 3.85% for the 7-year term loan, 2.40% to 3.90% for the 10-year term loan, 2.65% to 4.15% for the 15-year term loan, and 2.90% to 4.40% for the 20-year term loan, respectively, to the 1-month LIBOR index published on the 25th day of each month immediately preceding each “Change Date,” as defined above, rounded to two decimal places, with no origination fees. If the 25th day of the month is not a business day or is a US federal holiday, the reference date will be the most recent date preceding the 25th day of the month that is a business day. The monthly payment for a sample $10,000 loan at a range of 3.27% per year to 6.09% per year for a 5-year term would be from $180.89 to $193.75. The monthly payment for a sample $10,000 loan at a range of 4.64% per year to 6.14% per year for a 7-year term would be from $139.65 to $146.76. The monthly payment for a sample $10,000 loan at a range of 4.69% per year to 6.19% per year for a 10-year term would be from $104.56 to $111.98. The monthly payment for a sample $10,000 loan at a range of 4.94% per year to 6.44% per year for a 15-year term would be from $78.77 to $86.78. The monthly payment for a sample $10,000 loan at a range of 5.19% per year to 6.69% per year for a 20-year term would be from $67.05 to $75.68.
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the variable rate will decrease by 0.25%, and will increase back up to the regular variable interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
3 Important Disclosures for SoFi.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.
All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 2.28% effective October 10, 2018.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.47% – 6.99%3||Undergrad & Graduate|
|2.46% – 6.97%1||Undergrad & Graduate|
|2.57% – 8.44%4||Undergrad & Graduate|
|3.05% – 6.47%2||Undergrad & Graduate|
|2.50% – 7.24%5||Undergrad & Graduate|
|2.79% – 8.39%6||Undergrad & Graduate|