Last year, more than 39 million Americans traveled during the Memorial Day holiday weekend, according to information compiled by data website Statista.
If you’re looking for a getaway without breaking the bank, there are several options for a short break from your “real” life this Memorial Day. Here are eight affordable three-day weekend destinations.
1. Catalina Island, California
Catalina Island has something for everyone. According to the Catalina Island Chamber of Commerce, activities include golfing, hiking, museums, shopping, fishing, paddleboarding, and parasailing.
There also are plenty of family-friendly activities, including a glass-bottom boat tour, and, of course, beautiful beaches. Even though it can be pricey to spend time on Catalina Island, there are ways to save money.
Look ahead for deals and coupons on riding the ferry to get to the island. You can expect to pay more than $70 for a round-trip fare. You might be able to get a break if you get a package through one of the hotels on Catalina Island.
There are campgrounds and public beaches, as well. If you have your own snorkeling gear, you can plan your own side trip. Plus, there’s a nature center at Avalon Canyon with free admission.
The best prices on hotel rooms will be for those that aren’t on the island. You can stay in hotels in California towns near ferry terminals for less than $100 a night. A hotel room on Catalina Island, though, can cost you more than $300 a night. If you’re trying to save money, you might be better off getting a room in Wilmington or San Pedro and going to Catalina for a day trip.
If you’re bringing your family and want more space, an Airbnb can be the right solution. In fact, consider booking an Airbnb in San Pedro, for less than $200 a night. That way, you can spend one day on Catalina Island and one in the San Pedro area.
2. Honeyman Memorial State Park, Oregon
If you love the outdoors, the Jessie M. Honeyman Memorial State Park in Oregon can be a great choice for the Memorial Day weekend.
Year-round camping and day use are both available. Tent sites start at $21 each per night, or you can book a yurt starting at $46 per night. There also are group tent sites and full hookup spots for those with RVs. Other facilities, including picnic shelters and a meeting hall, are available for reasonable rates.
You can enjoy a range of activities from hiking and biking to swimming, fishing, and kayaking. There’s a boat ramp for larger watercraft along with hot showers and a playground. All this can make your Memorial Day weekend fun and frugal with no trouble.
3. New Orleans, Louisiana
Looking for something a little more upbeat? New Orleans might be just the place for you.
I’ve visited New Orleans a few times and have always been able to find low-cost and fun opportunities. One my favorite ways to enjoy the city is to walk around the French Quarter and the Garden District. It costs nothing to look at the architecture and all the beautiful homes. Plus, you can find a lot of low-cost places to eat, including the famous Cafe Du Monde with its famous beignets.
Other cheap things to do, according to the New Orleans Tourism Marketing Corp., include:
- The Old U.S. Mint, home to the New Orleans Jazz Museum, has free admission.
- Hop on the streetcar for $1.25 (exact change needed) per ride. You can get Jazzy Passes for streetcars and buses for one, three, five, and 31 days if you plan to use public transit a lot during your visit.
- Check out the cemeteries. I loved my visit to Lafayette Cemetery No. 1. You also can sign up for a haunted cemetery tour. It’s possible to book some tours for as little as $16 per person, although others cost almost $50 or more.
- Browse the New Orleans Botanical Garden. It costs $8 for an adult admission.
- If the weather is nice, you can enjoy the Lafitte Greenway, which has beautiful bike and walking paths connecting different neighborhoods.
You can stay in French Quarter hotels for a little more than $200 a night. If you’re more adventurous, the City House Hostel New Orleans can cost $165 per night. Save money by staying farther out. For example, some hotels in Slidell cost around $60 a night.
Don’t forget to check out Airbnb. You can get a whole place to yourself for around $100 per night. If you’re going solo or with one other person, you might be able to get a private room for under $50 per night.
No matter what you do, you’ll never be bored in New Orleans — even if you don’t spend much money.
4. Cape Cod, Massachusetts
Cape Cod is always beautiful. Along the National Seashore, you’ll find many sandy beaches, marshes, lighthouses, hiking trails, and ponds for a variety of activities. It’s possible to swim, fish, bike, paddle, and enjoy cultural experiences anywhere around the National Seashore and wider Cape Cod area.
If you plan to drive over beaches accessible to motor vehicles, you’ll need a permit, which can cost $50 or $75 for seven days. The number of permits is limited, so it’s a good idea to get yours early if you want it for Memorial Day.
Even if you don’t get into the water, there’s plenty to do in Cape Cod. Attractions that offer interesting experiences and good views include:
- Pilgrim Monument
- Highland Light and other lighthouses
- Cape Cod Rail Trail
- Whydah Pirate Museum
- Sandwich Glass Museum
- The Adventure Park at Heritage Museums & Gardens
Most of these activities are inexpensive, costing less than $20, and many are free. The Adventure Park is an exception, with a ticket costing around $60.
There are plenty of towns along Cape Cod, making it easy to find inexpensive places to eat and shop. Plus, it’s fun to wander around and feel like you’re entering the past.
You can find hotel rooms in the Cape Cod area for under $100 per night. If you want more space, you can find little cottages through Airbnb for between $100 and $150 per night.
5. Atlantic City, New Jersey
Pick up the pace a bit when you visit Atlantic City. It’s a fun combination of old architecture and new amusements, and you can get your fill of just about anything in one place. The Casino Reinvestment Development Authority says there are several activities for under $20 as well as free attractions, such as:
- Atlantic City beaches (free)
- Atlantic City Boardwalk (free)
- Crafters Village (free)
- Civil Rights Garden (free)
- Atlantic City Aquarium ($10)
- Haunted Tales (different services from $1 to $17.50 for two people)
- Ripley’s Believe It or Not ($16.99)
You can rent bicycles for a small fee and ride the boardwalk, or take reasonably priced tram rides. This allows you to pick and choose your experiences while in Atlantic City.
And, of course, there are lots of casinos and other opportunities to lose your money in games of chance.
Staying at one of the resort casinos can get pricey ($200 to $300 per night or more), but there are many low-cost hotels in the area for $70 to $80 a night.
Prices for entire homes or apartments in Atlantic City can cost between $100 and $300 per night. You can get a better deal for a private room. For less than $100 per night, an Airbnb private room might get you closer to the boardwalk or casinos.
6. Austin, Texas
Austin is a cool town with plenty to offer. Enjoy the nightlife on 6th Street over the weekend where live music spills out into the street and there’s plenty to see and do. Even spending money on a few drinks or some food won’t set you back too much. I was able to snag a late-night slice of pizza for less than $3.
If you’re looking for free or cheap things to do in Austin, TourTexas has suggestions:
- Butler Trail biking and walking (free)
- Barton Springs Pool swimming ($8 for adult nonresidents)
- Zilker Park picnic, walking, other activities (free, but some activities might have a small fee)
- HOPE Outdoor Gallery park for graffiti art (free)
Those with a little money to spare can rent a canoe, standup paddleboard, or kayak. Rentals at Lady Bird Lake run about $18 per hour or $54 for the whole day. It’s possible to use your watercraft to access Barton Springs from Lady Bird Lake on your self-powered watercraft, as I found out during my excursion.
You could pay between $125 and $150 per night if you stay at a hotel in downtown Austin. If you’re willing to stay further out, you can find hotel rooms for closer to $60 or $70 per night.
With Airbnb, you can find whole apartments for $50 to $100 per night. Adventurous types who don’t mind sharing can couch surf for as little as $19 per night.
7. Charleston, South Carolina
Looking for a little southern charm and hospitality? Charleston offers a great three-day weekend opportunity. A lot of history and interesting architecture provide ample opportunities to wander around to see the interesting sights — no charge for looking.
If you want more direction, here are a few fun ideas for affordable activities in the area:
- The Charleston City Market and King Street offer plenty of shopping opportunities to admire and buy at reasonable prices.
- The Citadel military campus has extensive grounds to wander, and if you’re lucky you might catch a dress parade.
- The Battery is a waterfront park with room for picnics, monument-visiting, and exploring. Kids can climb on the cannonballs. Plus, the Battery is surrounded by mansions that are a treat to look at.
- Angel Oak is a must-see. Estimated to be more than 400 years old (some people claim it’s 1,500 years old), the tree spreads its branches over beautiful scenery.
- Folly Beach offers chances to sit near the water and visit the nearby pier.
- Sign up for a free walking tour of Charleston, based on a theme of your choice. There are ghost tours, harbor tours, Civil War tours, and more. The tours are free, but you might want to give your guide a generous gratuity.
Charleston is an affordable city, with food and shopping ranging from cheap to expensive. There’s something for almost every taste and budget.
Staying in a Charleston hotel will set you back by around $90 per night. If you don’t mind spending more, you can stay at one of the many little inns and bed-and-breakfast establishments around the city. One of them, the Battery Carriage Inn, runs about $300 per night — and there’s a three-night minimum.
Airbnb offers a good chance to find homes or apartments for between $150 and $200 per night. Or get a private room and save money with prices closer to $70 to $80 per night.
8. Mackinac Island, Michigan
Looking for something quaint and fun in the upper Midwest for the Memorial Day weekend? Mackinac Island has you covered. You’ll have to make special arrangements to get there since the island is in Lake Huron. Round-trip ferry tickets can be as cheap as $24 for adults. Look for family deals and multiday passes to get better rates.
There’s plenty to do on Mackinac Island, much of it affordable, according to the Mackinac Island Tourism Bureau:
- Island tours (on foot, bike, or a rented drive-yourself buggy)
- Ste. Anne Catholic Church museum
- Surrey Hill Square Carriage Museum
- Straits of Mackinac (fishing)
- Fort Mackinac and Fort Holmes
Consider spending time at Mackinac state parks. There are several attractions, with many costing less than $15 for an adult admission. You can also buy combo packs. Depending on what you want to see and how many people are in your party, it might be worth getting a Family Heritage Pass for $85. It includes admission to all the historic sites for two adults and all dependent children.
Shops and eateries have reasonable prices, and there’s often something going on to provide visitors an interesting spectacle.
If you don’t mind camping on the mainland and taking the ferry over for a day, you can save quite a bit of money. Some campgrounds cost as low as $30 for two nights. You might pay more, depending on the size of your site and the availability of electricity.
Stay in a hotel on the mainland in a town like St. Ignace, and you’ll pay $70 to $80 a night. Want to stay on the island? You’d pay $200 or more in many cases.
Airbnb offers affordable stays on Mackinac Island, with accommodations ranging from a luxury tent ($60 per night) to an entire cottage ($136 per night).
Other ideas for an affordable Memorial Day weekend getaway
If you’re “on a budget, your destination should be somewhere you can drive to, not have to fly to,” said travel filmmaker and adventure expert JJ Yosh.
If you don’t live close enough to drive to one of the best Memorial Day weekend getaways, you can create your own trip. Here are three ideas for enjoying an affordable three-day weekend, even if you don’t go far out of town.
1. Stick to nature
“Research interesting geologic features in your state, or pick one nearby, and plan out your route to get there,” Yosh said. “Speaking of the route, this is part of your epic trip. Take the scenic way and stop as much as you want.”
Yosh also suggested checking out any wildlife refuges, hiking trails, and state or national parks. Being outside doesn’t cost much. Bring a picnic lunch and camp along the way (or stay in cheap local hotels) to have a road trip the entire family can enjoy.
2. Go as a group
Plan a trip with other families or couples, recommended Jeff Manheimer, the co-founder of travel aggregation website Tripping.com. That way, you can split costs, including the price of a vacation rental and groceries to prepare food.
“Unlike a hotel room, a vacation rental offers common areas where everyone can gather and enjoy cheap meals at home, rather than paying for expensive restaurants,” Manheimer said.
You often can get a vacation rental for $500 to $1,000 for the entire getaway, he said. Divide that cost among families, couples, or individuals to make your weekend more affordable.
If you have the stomach for it, consider looking for last-minute deals, although that can be harder during a busy time like Memorial Day.
3. Be a tourist in your own city
Often, you tend to take the place you live in for granted. Last year, my son and I took a day trip to a local state park (you can buy a two-year state park pass for $20 with vehicle registration in Idaho) and stopped for burgers and shakes on the way home. And we did a different cheap, local excursion on each of the next two days. That Memorial Day fun cost a total of less than $75.
“Go online and Google the top things to see and do in your city,” said Natalie Tanner, the founder of The Educational Tourist, a kid-friendly travel website. “You’ll be surprised to find new things, even if you’ve lived in a place for a long time.”
She suggested taking along snacks to cut down costs. If you decide to drive, create special activities or listen to an audiobook. Try to find ways to connect with your travel mates, especially if you’re traveling with kids. Part of the fun of a Memorial Day weekend is making memories, rather than spending time playing games on a smartphone.
You can use this strategy for the next town. Choose a place within a two- or three-hour drive and explore. Get up, drive, see the sights, and then stay a night in an inexpensive hotel. The next day, spend a few more hours sightseeing before you drive back home. After a quick trip, you can spend the third day of the holiday weekend relaxing at home.
Don’t break the bank on Memorial Day
Even if you have student loan debt, you can travel during the Memorial Day weekend. You have to plan ahead and be frugal. By choosing small- to mid-sized cities in different parts of the U.S., you can save money on everything from activities to lodging to food.
If you can’t swing a trip to a faraway city, consider staying close to home. Memorial Day weekend is a perfect time to explore your own city or state, go camping, or just goof around making memories at a family reunion.
Interested in refinancing student loans?Here are the top 8 lenders of 2020!
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1 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.20% APR (with Auto Pay) to 6.99% APR (with Auto Pay). Variable rate loan rates range from 1.99% APR (with Auto Pay) to 6.89% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of December 13, 2019, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 12/13/2019. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at email@example.com, or call 888-601-2801 for more information on our student loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
2 Important Disclosures for SoFi.
3 Important Disclosures for Figure.
Figure’s Student Refinance Loan is a private loan. If you refinance federal loans, you forfeit certain flexible repayment options associated with those loans. If you expect to incur financial hardship that would impact your ability to repay, you should consider federal consolidation alternatives.
4 Important Disclosures for College Ave.
College Ave Disclosures
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
1College Ave Refi Education loans are not currently available to residents of Maine.
2All rates shown include autopay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.
3$5,000 is the minimum requirement to refinance. The maximum loan amount is $300,000 for those with medical, dental, pharmacy or veterinary doctorate degrees, and $150,000 for all other undergraduate or graduate degrees.
4This informational repayment example uses typical loan terms for a refi borrower with a Full Principal & Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (“APR”): 120 monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
Information advertised valid as of 1/1/2020. Variable interest rates may increase after consummation.
5 Important Disclosures for Laurel Road.
Laurel Road Disclosures
Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. Mortgage lending is not offered in Puerto Rico. All loans are provided by KeyBank National Association.
ANNUAL PERCENTAGE RATE (“APR”)
There are no origination fees or prepayment penalties associated with the loan. Lender may assess a late fee if any part of a payment is not received within 15 days of the payment due date. Any late fee assessed shall not exceed 5% of the late payment or $28, whichever is less. A borrower may be charged $20 for any payment (including a check or an electronic payment) that is returned unpaid due to non-sufficient funds (NSF) or a closed account.
For bachelor’s degrees and higher, up to 100% of outstanding private and federal student loans (minimum $5,000) are eligible for refinancing. If you are refinancing greater than $300,000 in student loan debt, Lender may refinance the loans into 2 or more new loans.
ELIGIBILITY & ELIGIBLE LOANS
Borrower, and Co-signer if applicable, must be a U.S. Citizen or Permanent Resident with a valid I-551 card (which must show a minimum of 10 years between “Resident Since” date and “Card Expires” date or has no expiration date); state that they are of at least borrowing age in the state of residence at the time of application; and meet Lender underwriting criteria (including, for example, employment, debt-to-income, disposable income, and credit history requirements).
Graduates may refinance any unsubsidized or subsidized Federal or private student loan that was used exclusively for qualified higher education expenses (as defined in 26 USC Section 221) at an accredited U.S. undergraduate or graduate school. Any federal loans refinanced with Lender are private loans and do not have the same repayment options that federal loan program offers such as Income Based Repayment or Income Contingent Repayment.
All loans must be in grace or repayment status and cannot be in default. Borrower must have graduated or be enrolled in good standing in the final term preceding graduation from an accredited Title IV U.S. school and must be employed, or have an eligible offer of employment. Parents looking to refinance loans taken out on behalf of a child should refer to https://www.laurelroad.com/refinance-student-loans/refinance-parent-plus-loans/ for applicable terms and conditions.
For Associates Degrees: Only associates degrees earned in one of the following are eligible for refinancing: Cardiovascular Technologist (CVT); Dental Hygiene; Diagnostic Medical Sonography; EMT/Paramedics; Nuclear Technician; Nursing; Occupational Therapy Assistant; Pharmacy Technician; Physical Therapy Assistant; Radiation Therapy; Radiologic/MRI Technologist; Respiratory Therapy; or Surgical Technologist. To refinance an Associates degree, a borrower must also either be currently enrolled and in the final term of an associate degree program at a Title IV eligible school with an offer of employment in the same field in which they will receive an eligible associate degree OR have graduated from a school that is Title IV eligible with an eligible associate and have been employed, for a minimum of 12 months, in the same field of study of the associate degree earned.
The interest rate you are offered will depend on your credit profile, income, and total debt payments as well as your choice of fixed or variable and choice of term. For applicants who are currently medical or dental residents, your rate offer may also vary depending on whether you have secured employment for after residency.
The repayment of any refinanced student loan will commence (1) immediately after disbursement by us, or (2) after any grace or in-school deferment period, existing prior to refinancing and/or consolidation with us, has expired.
POSTPONING OR REDUCING PAYMENTS
After loan disbursement, if a borrower documents a qualifying economic hardship, we may agree in our discretion to allow for full or partial forbearance of payments for one or more 3-month time periods (not to exceed 12 months in the aggregate during the term of your loan), provided that we receive acceptable documentation (including updating documentation) of the nature and expected duration of the borrower’s economic hardship.
We may agree under certain circumstances to allow a borrower to make $100/month payments for a period of time immediately after loan disbursement if the borrower is employed full-time as an intern, resident, or similar postgraduate trainee at the time of loan disbursement. These payments may not be enough to cover all of the interest that accrues on the loan. Unpaid accrued interest will be added to your loan and monthly payments of principal and interest will begin when the post-graduate training program ends.
We may agree under certain circumstances to allow postponement (deferral) of monthly payments of principal and interest for a period of time immediately following loan disbursement (not to exceed 6 months after the borrower’s graduation with an eligible degree), if the borrower is an eligible student in the borrower’s final term at the time of loan disbursement or graduated less than 6 months before loan disbursement, and has accepted an offer of (or has already begun) full-time employment.
If Lender agrees (in its sole discretion) to postpone or reduce any monthly payment(s) for a period of time, interest on the loan will continue to accrue for each day principal is owed. Although the borrower might not be required to make payments during such a period, the borrower may continue to make payments during such a period. Making payments, or paying some of the interest, will reduce the total amount that will be required to be paid over the life of the loan. Interest not paid during any period when Lender has agreed to postpone or reduce any monthly payment will be added to the principal balance through capitalization (compounding) at the end of such a period, one month before the borrower is required to resume making regular monthly payments.
KEYBANK NATIONAL ASSOCIATION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.
This information is current as of November 8, 2019 and is subject to change.
6 Important Disclosures for Splash Financial.
Splash Financial Disclosures
Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers.
7 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 1.76% effective November 10, 2019.
8 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
Subject to floor rate and may require the automatic payments be made from a checking or savings account with the lender. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments. The lowest advertised variable APR is only available for loan terms of 5 years and is reserved for applicants with FICO scores of at least 810.
As of 12/019/2019 student loan refinancing rates range from 1.90% to 8.59% Variable APR with AutoPay and 3.49% to 7.75% Fixed APR with AutoPay.
|1.99% – 6.89%1||Undergrad & Graduate|
|2.31% – 7.36%2||Undergrad & Graduate|
|2.06% – 6.81%3||Undergrad & Graduate|
|2.62% – 6.12%4||Undergrad & Graduate|
|1.99% – 6.65%5||Undergrad & Graduate|
|1.99% – 7.06%6||Undergrad & Graduate|
|1.85% – 6.13%7||Undergrad & Graduate|
|1.90% – 8.59%8||Undergrad & Graduate|