Chances are you have an Instagram account and log on at least once a day to scroll through fabulous photos of travel, food, and fashion – all the fun stuff.
But what about personal finance? Are you following any money gurus on the ‘gram? You should be.
To help you get started, I scoured the platform for the best financial Instagram accounts out there. While they might not be the most pleasing to the eye, they do offer plenty of tips and inspiration to help you be better with money.
Be better with money by following these 11 Instagram accounts
1. Clever Girl Finance
One of the most popular accounts on this list is @clevergirlfinance – and for good reason.
Bola Onada Sokunbi posts tons of actionable personal finance advice, with many posts linking to her blog for further information.
The beginning of everything you will ever accomplish will first start in your head. Your mindset is CRITICAL. Guard it closely. ________________________ Join an epic community of women plus access to free budgeting tools & my resource library! – http://CleverGirlFinance.com (LINK IN BIO) . . . . . . . . #clevergirlfinance #clevergirlsknow #payoffdebt #budgeting #liveyourdreams #bestself #becomedebtfree #chaseyourdreams #lifegoals #moneygoals #howtobudget #howtosave #howtoinvest #financialfreedom #debtfreedom #millionairemindset #moneytips #betterthanaverage #changeyourstory #dreambigger #thinkandgrowrich #circleofinfluence #itsallinyourhead #mindsetiskey
2. The Wealth Design Team
Based in Australia, Mary Barker calls herself a financial planner, world traveler, and coffee drinker. On her account, @thewealthdesignteam, she offers inspiring money quotes in attractive type.
3. One Big Happy Life
For bloggers, it’s tough to strike the right balance between personal posts and solid advice, but Joseph and Tasha of @onebighappylife do it perfectly.
A recent post, for example, told readers the following: “Do not save what is left over after spending. Spend what is left over after saving.” And it doesn’t hurt that their whole family is totally adorable.
I’ve been spending a lot of time lately thinking about the legacy that I want to leave for my children. I know that having to pay my own way through college and law school and taking on massive student loans impacted my career choices. And while I have been lucky enough to have found my way to a career that I absolutely love that still allows me to service my hundreds of thousands of dollars in student loans, I don’t want my children to have to traverse through that thicket if they don’t have to. So at the very least I plan to save enough for them to attend a state school debt free. Joseph and I will be talking more about how we plan to pay for college for our kids in a video later this week. And like most things OBH related, it’s not quite the straightforward path you would expect–in part because our eldest is just three years away from college and we currently have less than 3% of the required amount saved. So how are we going to make it work? Details in the video later this week. Meanwhile, tell me, are you saving for college for your kids? Are you planning to pay for college for them at all? Why or why not?
4. Budget Bytes
You didn’t think I could write an entire post about Instagram and not include a food blogger, did you?
The account @budgetbytes provides a healthy blend of personal finance and food. Beth includes a recipe for each dish as well as a breakdown of the ingredients’ cost. Smart for your body and your budget!
5. Stefanie O’Connell
On her account, millennial money expert @stefanieoconnell shares tips targeted at those of us who are young but want to afford our dreams.
I love that she includes videos too, making personal finance accessible to all types of learners.
The majority of US households don’t have enough money in savings to cover a $500 emergency.⠀ ⠀ In this special edition of ‘Money Minute’ w/ @cheddar I share 3 ways to boost your savings so you can reach your $ goals – whether it’s to take a vacay, buy a home or save for the future.⠀ ⠀ (To see the FULL video head to https://www.facebook.com/stefanieoconnell – Link in bio @stefanieoconnell 👈) ⠀ ⠀ #personalfinance #money #millennials #millennial #millennialmoney #budget #livingrich #financiallyfree #financiallysavvy #financialindependence #cashconfidence #femalefinance #femaleempowerment #financialfreedom #moneygoals #savemoney #savings #personalfinanceforwomen #video #moneytips ⠀ ⠀
6. The Finance Bar
Need advice on the go? Check out @thefinancebar, a rad converted school bus that travels the country to provide education and motivation.
If you can’t catch Marsha and the bar in person, jump on her feed. It’s filled with thought-provoking questions that will force you to take a hard look at your money habits.
7. Wise Woman Wallet
“Miss Wise” is an English teacher in China who’s trying to “live up to her name” with her financial decisions.
On her feed, @wisewomanwallet, she shares the hard numbers behind her income, spending, and student loans, making her a must-follow for Student Loan Hero readers.
Progress, people! PROGRESS! It’s so good to see all of this green. I originally had six parts in the undergrad loan group. Now, I’m down to two! I’m excited to roll over those minimum payments onto the next debt. . . #debtsnowball #debtfreecommunity #debtfreejourney #debtfreeAF #moneygoals
8. Careful Cents
If you’re itching to be your own boss, @carefulcents should definitely be on your radar.
A former accountant, Carrie Smith Nicholson is totally comfortable talking about the numbers behind running a business. Her Instagram feed is a good mix of personal insights, money tips, and fun memes about everyone’s favorite business tool: COFFEE.
9. The Pennies We Saved
Although she’s fairly new to Instagram, Danielle has been on a mission to pay off her debt for more than two years.
She started with more than $70,000 (including lots of student loans) and is already down to $25,000.
Impressive, right? See how she’s doing it by following @thepennieswesaved.
We are coming up on two years to the date since we started our journey toward debt freedom! At the beginning we had $73,000, and to date we only have $25,000 left to pay off! I am so excited to be nearing the end, I can hardly contain my excitement 😜 To think, our paychecks will literally be sitting in our bank account (with the exception of monthly expenses and mortgage, and giving faithfully to our church, of course). Having this new found financial freedom will open up many doors to experience life like we’ve never experienced before: traveling, more than one vacation a year, generosity, etc. It’ll all be worth it.
10. Go Curry Cracker
Becoming better with money is a long, hard journey. To stay motivated, you should envision how financial responsibility can pay off.
One way to do so? Follow @gocurrycracker. Jeremy and Winnie worked hard to become financially independent, and now they travel the world and share incredible photos.
11. The Financial Diet
This might be the best-looking account on the list – so you can see why it has more than 5,000 followers.
Offering a mix of career, financial, and life advice for millennials, @thefinancialdiet is exactly what we all need to read.
Although I wanted to shine a spotlight on individuals in this post, many big brands have excellent financial Instagram accounts.
Some of my favorites:
Between them, you’ll find a healthy mix of money quotes, business tips, videos, and other useful content.
What are you waiting for? If you’re ready to be better with money, hop over to Instagram and find the financial inspiration you need!
Interested in refinancing student loans?Here are the top 6 lenders of 2019!
|Lender||Variable APR||Eligible Degrees|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for SoFi.
2 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 7.89% APR (with Auto Pay). Variable rate loan rates range from 2.50% APR (with Auto Pay) to 7.27% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of April 17, 2019, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 04/17/2019. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at email@example.com, or call 888-601-2801 for more information on our student loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
3 Important Disclosures for Laurel Road.
Laurel Road Disclosures
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the fixed rate will decrease by 0.25%, and will increase back up to the regular fixed interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the variable rate will decrease by 0.25%, and will increase back up to the regular variable interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
All credit products are subject to credit approval.
Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $4 billion in federal and private school loans. Laurel Road also offers a suite of online graduate school loan products and personal loans that help simplify lending through customized technology and personalized service. In April 2019, Laurel Road was acquired by KeyBank, one of the nation’s largest bank-based financial services companies. Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. All loans are provided by KeyBank National Association, a nationally chartered bank. Member FDIC. For more information, visit www.laurelroad.com.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.
All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 2.49% effective March 10, 2019.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.50% – 7.27%1||Undergrad & Graduate|
|2.50% – 7.12%3||Undergrad & Graduate|
|2.81% – 8.79%4||Undergrad & Graduate|
|2.50% – 6.65%2||Undergrad & Graduate|
|2.55% – 7.12%5||Undergrad & Graduate|
|3.00% – 9.74%6||Undergrad & Graduate|