Bank of America vs. Chase Review: Choosing the Best Account for You

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Both Bank of America and Chase Bank are large financial institutions that offer a wide array of products including checking accounts, savings accounts, and certificates of deposit (CDs).

If you’re deciding between the two, it’s important to consider key features of accounts offered by each so that you can make the most informed choice about which bank is right for you.

Bank of America vs. Chase: Comparing basic accounts

Bank of America Chase

Checking Accounts

  • Bank of America Core Checking
    • $12 monthly fee unless you have at least one monthly $250 direct deposit or maintain at least a $1,500 minimum daily balance
    • Fee waiver for students or Preferred Rewards clients
    • Minimum $25 deposit to open
  • Bank of America Interest Checking
    • $25 monthly fee unless you maintain a combined balance of $10,000 or more in checking and linked accounts
    • Fee waiver for Preferred Rewards clients
    • Minimum $100 deposit to open
    • Earns between 0.01% and 0.02% interest depending on account balance

Checking Accounts

  • Chase Total Checking
    • $12 monthly fee unless you have at least one monthly $500 direct deposit, or maintain a $5,000 average daily balance or $1,500 beginning daily balance
    • Minimum $25 deposit to open
  • Chase Premier Plus Checking
    • $25 monthly fee unless you maintain a $15,000 average beginning day balance or have a linked Chase first mortgage
    • Minimum $25 deposit to open
    • Earns 0.01% interest no matter your balance
  • Chase Sapphire Checking
    • $25 monthly fee unless you maintain an average beginning day balance of $75,000 in checking and linked accounts
    • Minimum $100 deposit to open
    • Earns 0.01% interest no matter your balance

Savings Accounts

  • Rewards Savings Account
    • $8 monthly fee unless you maintain a minimum daily balance of $500, have a linked Interest Checking account, or are a Preferred Rewards clients
    • Tiered savings so you earn more interest with a higher balance
    • Keep the Change program, which rounds up purchases and transfers money into savings
    • Preferred Rewards clients earn higher interest

Savings Accounts

  • Chase Savings
    • $5 monthly fee unless you have a beginning balance of $300 or more, are younger than 18, link your eligible checking account, or have a repeating automated transfer from your Chase checking account for at least $25 monthly
    • Earns 0.01% interest no matter your balance
  • Chase Premier Savings
    • $25 monthly fee unless you have a beginning day balance of $15,00 or more, or you link your savings account with your Chase Premier Plus Checking or Chase Sapphire Checking account
    • Earns 0.01% interest unless you earn Premier relationship rates (between 0.04% and 0.09% depending on your balance)
Certificates of Deposit

  • Featured CD account
    • 12-month term
    • $10,000 minimum opening balance
    • 0.07% APR on all balances*
  • Standard Term CD account
    • 28-day to 10-year terms
    • $1,000 minimum opening balance
    • Rates of 0.03% to 1.00%*
Certificates of Deposit

  • Chase CDs
    • Terms ranging from 1 month to 120 months
    • $1,000 minimum deposit to open
    • Rates of 0.02% to 1.75%*
Rates & Fees accurate as of Sept. 18, 2018. Sources: Bank of America and Chase

Differences and similarities between Bank of America and Chase

Both Chase and Bank of America offer a wide array of financial products to meet the needs of most consumers. The two financial institutions share common traits, including:

  • Low initial deposits required to open accounts
  • Overdraft protection options
  • Online banking, a mobile app, and a large ATM network
  • The ability to avoid fees by linking your bank accounts, meeting a minimum balance, or having direct deposit
  • Bank branches where you can work with a banker one on one

But there are some important differences between the two financial institutions. For example:

  • It can be more difficult to avoid banking fees with Chase checking accounts, as the required direct deposit amount and minimum balance requirements are both higher than with Bank of America’s lowest-price checking option.
  • It’s easier to avoid account fees with Chase savings accounts because the required minimum balance requirements are lower than with Bank of America’s savings account.

Ultimately, both Chase and Bank of America provide similar features and fee structures. Pay close attention to smaller details to help you decide which bank is best for you.

Choose Bank of America for its Core Checking account

Bank of America and Chase offer different tiers of checking accounts, with the lowest tier paying no interest on money in your account but making it easier to avoid monthly account maintenance fees.

But Bank of America’s basic checking account has less stringent requirements than Chase’s basic account if you want monthly fees to be waived.

Bank of America makes it easier to waive monthly fees

Bank of America’s entry-level checking account — Core Checking — is comparable to Chase’s Total Checking account. Both require a $25 minimum deposit to open the account, and both offer standard features you’d expect from any a checking account, including access to a wide network of ATMs, mobile banking, the ability to send money through Zelle, debit cards with fraud protection, and mobile check deposit.

Both Chase and Bank of America charge a $12 monthly account maintenance fee for these entry-level checking accounts — unless you fulfill certain requirements. But Bank of America’s requirements are easier to meet. Bank of America requires you to either maintain a $1,500 minimum daily balance or make at least one qualifying direct deposit totaling at least $250.

Chase, on the other hand, requires $500 in direct deposits unless you’re able to meet their minimum balance requirements. Like Bank of America, Chase requires a $1,500 minimum daily balance if you don’t have direct deposit, unless you have an average balance of $5,000 across all your linked accounts.

Bank of America waives the minimum balance and direct deposit requirements for students younger than 24 who are enrolled in high school, college, or a vocational program. This means qualifying students don’t have to pay the $12 monthly fee, even with a low balance and no direct deposit. Comparatively, Chase’s College Checking account waives the monthly service fee for up to five years while you’re in college.

Bank of America also offers Keep the Change

Another reason to bank with Bank of America over Chase is BOA’s innovative Keep the Change program. This program aims to help facilitate savings by rounding up purchases you make to the nearest dollar. The “change” is transferred to a savings account to help you build a nest egg for the future. Chase has no comparable program.

Choose Chase for its basic savings account

While both Chase and Bank of America offer basic savings accounts, Bank of America charges higher fees than Chase, and you’ll need a higher minimum monthly balance to avoid those fees.

Chase has leaner monthly fees and requirements

Chase’s basic savings account, Chase Savings, charges a $5 monthly fee, compared with Bank of America’s $8 fee. This fee at Chase is waived if you fulfill one of the following requirements:

  • You have a beginning balance of $300 or more in the account
  • Are younger than 18
  • Have at least one automated transfer of $25 or more from a personal Chase checking account to your savings account
  • Link your Chase Premier Plus Checking, Chase Sapphire Checking, or Chase Private Client Checking accounts.

Bank of America requires a $100 opening deposit for a savings account. You’ll have to pay $8 monthly unless you maintain at least a $500 daily minimum balance, are a Preferred Rewards client, or link a Bank of America Interest Checking account (which comes with its own set of requirements to avoid a $25 monthly fee).

Bank of America has higher rates for lower balances

While Bank of America may have harder requirements to meet, its savings account does pay a slightly higher rate on lower balances. As you compare savings accounts, you’ll need to consider whether you can meet stricter requirements for a higher rate or whether you’d be better off with a simple savings account.

Bank of America pays a 0.03% APY to savings account clients who aren’t enrolled in Preferred Rewards. Those who are enrolled can earn between 0.04% and 0.06% based on their rewards tier.

Chase clients with a basic Chase Savings account earn 0.01% interest on their accounts. Those with a Premier Savings account who qualify for relationship rates can earn between 0.04% and 0.09% based on their balance.

So if you don’t have much to save and want to avoid fees, Chase can be a better deal. But if you want to earn slightly more on your balance and can avoid fees, Bank of America could be a better option.

Choose Bank of America for its Preferred Rewards program

One of the biggest selling points of Bank of America is the perks that the financial institution provides for Preferred Rewards customers.

You can become a Preferred Rewards customer by maintaining a balance of at least $20,000 across different Bank of America products, including checking accounts, savings accounts, and investments with Merrill Lynch.

There are three different tiers of Preferred Rewards, including:

  • Gold requires a three-month average combined balance of $20,000 to $49,999
  • Platinum requires a three-month average combined balance of $50,000 to $99,999
  • Platinum Honors requires a three-month average combined balance of $100,000 or more

Bank of America Preferred Rewards features

Preferred Rewards customers receive a variety of perks, from higher savings account rates to no-fee ATM transactions. The higher tier you’re in, the better the benefits.

  • Checking and savings: Monthly maintenance fees are waived on up to four linked checking and savings accounts. Further, your savings account rate will increase from 0.03% up to 0.06%.
  • ATM transactions: Platinum-level customers receive up to 12 no-fee ATM transactions at non-Bank of America ATMs annually. Platinum Honors customers can receive an unlimited number of no-fee ATM transactions.
  • Credit cards: If you have a Bank of America rewards card, you’ll receive a rewards bonus based on the tier to which you belong.
  • Auto loans: Get between a 0.25% and 0.50% interest rate reduction on an auto loan.
  • Mortgages: Between $200 and $600 will be shaved off the origination fee on your Bank of America mortgage.
  • Investing: Platinum customers can make up to 30 free stock and ETF trades using their Merrill Edge accounts. Platinum Honors members can make up to 100 trades fee-free.

If you have at least $20,000 to invest across your Bank of America and Merrill Lynch accounts, taking advantage of this program and maintaining a banking relationship with Bank of America can make sense.

Chase Sapphire Banking features

Chase offers similar perks for Sapphire Banking customers. Consider these key benefits to the program:

  • No ATM fees worldwide
  • Free trades on online stocks and ETFs with You Invest by J.P. Morgan
  • Fee waivers for bank accounts, including waived overdraft fees

But Chase Sapphire Banking requires a $75,000 combined average daily balance across eligible accounts. That amount is significantly higher than the $20,000 necessary to gain access to Bank of America’s Preferred Rewards program.

Questions to consider as you choose a bank

It’s important to compare all the terms and conditions of accounts offered by different financial institutions when deciding which is right for you. Before opening a bank account with Bank of America and Chase, consider:

  • Can you meet requirements to avoid fees for checking and savings accounts?
  • Does the financial institution offer easy access to your money with a wide network of ATMs or fee waivers for using ATMs from other institutions?
  • Do you have enough money to meet requirements for opening an account?
  • What interest will you earn and are you eligible for any rewards?

Finally, make sure to compare all fees, including foreign transaction fees, overdraft fees, fees for checks and other expenses you may need to pay.

Is Chase or Bank of America right for you?

Both Bank of America and Chase offer many options for checking accounts, savings accounts, and CDs.
But fees are required for checking and savings accounts with each financial institution unless you can meet minimum balance requirements or make monthly direct deposits. Neither pays a lot of interest on savings accounts, but both have many options for purchasing CDs.

You should compare both institutions carefully and also consider whether online-only banks or other financial institutions may offer you more flexibility in maintaining no-fee accounts without having to keep a certain balance. Shopping around to find the right bank is worth it, so research your options carefully.

Interested in refinancing student loans?

Here are the top 8 lenders of 2020!
LenderVariable APREligible Degrees 
Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Earnest.

Earnest Disclosures

To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.

Earnest fixed rate loan rates range from 3.03% APR (with Auto Pay) to 6.38% APR (with Auto Pay). Variable rate loan rates range from 1.89% APR (with Auto Pay) to 6.38% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of February 4, 2020, and are subject to change based on market conditions and borrower eligibility.

Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.

The information provided on this page is updated as of 2/04/2020. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at hello@earnest.com, or call 888-601-2801 for more information on our student loan refinance product.

© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.


2 Important Disclosures for SoFi.

SoFi Disclosures

  1. Student loan Refinance: Fixed rates from 3.20% APR to 6.48% APR (with AutoPay). Variable rates from 2.31% APR to 6.48% APR (with AutoPay). Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan. See APR examples and terms. Lowest variable rate of 2.31% APR assumes current 1 month LIBOR rate of 1.81% plus 0.75% margin minus 0.25% for AutoPay. If approved for a loan, the fixed or variable interest rate offered will depend on your credit history and the term of the loan and will be within the ranges of rates listed above. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. See eligibility details. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. *To check the rates and terms you qualify for, SoFi conducts a soft credit inquiry. Unlike hard credit inquiries, soft credit inquiries (or soft credit pulls) do not impact your credit score. Soft credit inquiries allow SoFi to show you what rates and terms SoFi can offer you up front. After seeing your rates, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit inquiry. Hard credit inquiries (or hard credit pulls) are required for SoFi to be able to issue you a loan. In addition to requiring your explicit permission, these credit pulls may impact your credit score. Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.

3 Important Disclosures for Figure.

Figure Disclosures

Figure’s Student Refinance Loan is a private loan. If you refinance federal loans, you forfeit certain flexible repayment options associated with those loans. If you expect to incur financial hardship that would impact your ability to repay, you should consider federal consolidation alternatives.


4 Important Disclosures for Laurel Road.

Laurel Road Disclosures

Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. Mortgage lending is not offered in Puerto Rico. All loans are provided by KeyBank National Association.
As used throughout these Terms & Conditions, the term “Lender” refers to KeyBank National Association and its affiliates, agents, guaranty insurers, investors, assigns, and successors in interest.

ANNUAL PERCENTAGE RATE (“APR”)
This term represents the actual cost of financing to the borrower over the life of the loan expressed as a yearly rate.

FEE INFORMATION

There are no origination fees or prepayment penalties associated with the loan. Lender may assess a late fee if any part of a payment is not received within 15 days of the payment due date. Any late fee assessed shall not exceed 5% of the late payment or $28, whichever is less. A borrower may be charged $20 for any payment (including a check or an electronic payment) that is returned unpaid due to non-sufficient funds (NSF) or a closed account.

LOAN AMOUNT

For bachelor’s degrees and higher, up to 100% of outstanding private and federal student loans (minimum $5,000) are eligible for refinancing. If you are refinancing greater than $300,000 in student loan debt, Lender may refinance the loans into 2 or more new loans.
For eligible Associates degrees in the healthcare field (see Eligibility & Eligible Loans section below), Lender will refinance up to $50,000 in loans for non-ParentPlus refinance loans. Note, parents who are refinancing loans taken out on behalf of a child who has obtained an associates degrees in an eligible healthcare field are not subject to the $50,000 loan maximum, refer to https://www.laurelroad.com/refinance-student-loans/refinance-parent-plus-loans/ for more information about refinancing ParentPlus loans.

ELIGIBILITY & ELIGIBLE LOANS

Borrower, and Co-signer if applicable, must be a U.S. Citizen or Permanent Resident with a valid I-551 card (which must show a minimum of 10 years between “Resident Since” date and “Card Expires” date or has no expiration date); state that they are of at least borrowing age in the state of residence at the time of application; and meet Lender underwriting criteria (including, for example, employment, debt-to-income, disposable income, and credit history requirements).

Graduates may refinance any unsubsidized or subsidized Federal or private student loan that was used exclusively for qualified higher education expenses (as defined in 26 USC Section 221) at an accredited U.S. undergraduate or graduate school. Any federal loans refinanced with Lender are private loans and do not have the same repayment options that federal loan program offers such as Income Based Repayment or Income Contingent Repayment.

All loans must be in grace or repayment status and cannot be in default. Borrower must have graduated or be enrolled in good standing in the final term preceding graduation from an accredited Title IV U.S. school and must be employed, or have an eligible offer of employment. Parents looking to refinance loans taken out on behalf of a child should refer to https://www.laurelroad.com/refinance-student-loans/refinance-parent-plus-loans/ for applicable terms and conditions.

For Associates Degrees: Only associates degrees earned in one of the following are eligible for refinancing: Cardiovascular Technologist (CVT); Dental Hygiene; Diagnostic Medical Sonography; EMT/Paramedics; Nuclear Technician; Nursing; Occupational Therapy Assistant; Pharmacy Technician; Physical Therapy Assistant; Radiation Therapy; Radiologic/MRI Technologist; Respiratory Therapy; or Surgical Technologist. To refinance an Associates degree, a borrower must also either be currently enrolled and in the final term of an associate degree program at a Title IV eligible school with an offer of employment in the same field in which they will receive an eligible associate degree OR have graduated from a school that is Title IV eligible with an eligible associate and have been employed, for a minimum of 12 months, in the same field of study of the associate degree earned.

INTEREST RATES

The interest rate you are offered will depend on your credit profile, income, and total debt payments as well as your choice of fixed or variable and choice of term. For applicants who are currently medical or dental residents, your rate offer may also vary depending on whether you have secured employment for after residency.

DISBURSEMENT OPTIONS

The repayment of any refinanced student loan will commence (1) immediately after disbursement by us, or (2) after any grace or in-school deferment period, existing prior to refinancing and/or consolidation with us, has expired.

POSTPONING OR REDUCING PAYMENTS

After loan disbursement, if a borrower documents a qualifying economic hardship, we may agree in our discretion to allow for full or partial forbearance of payments for one or more 3-month time periods (not to exceed 12 months in the aggregate during the term of your loan), provided that we receive acceptable documentation (including updating documentation) of the nature and expected duration of the borrower’s economic hardship.

We may agree under certain circumstances to allow a borrower to make $100/month payments for a period of time immediately after loan disbursement if the borrower is employed full-time as an intern, resident, or similar postgraduate trainee at the time of loan disbursement. These payments may not be enough to cover all of the interest that accrues on the loan. Unpaid accrued interest will be added to your loan and monthly payments of principal and interest will begin when the post-graduate training program ends.

We may agree under certain circumstances to allow postponement (deferral) of monthly payments of principal and interest for a period of time immediately following loan disbursement (not to exceed 6 months after the borrower’s graduation with an eligible degree), if the borrower is an eligible student in the borrower’s final term at the time of loan disbursement or graduated less than 6 months before loan disbursement, and has accepted an offer of (or has already begun) full-time employment.

If Lender agrees (in its sole discretion) to postpone or reduce any monthly payment(s) for a period of time, interest on the loan will continue to accrue for each day principal is owed. Although the borrower might not be required to make payments during such a period, the borrower may continue to make payments during such a period. Making payments, or paying some of the interest, will reduce the total amount that will be required to be paid over the life of the loan. Interest not paid during any period when Lender has agreed to postpone or reduce any monthly payment will be added to the principal balance through capitalization (compounding) at the end of such a period, one month before the borrower is required to resume making regular monthly payments.

KEYBANK NATIONAL ASSOCIATION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.

This information is current as of November 8, 2019 and is subject to change.


5 Important Disclosures for Splash Financial.

Splash Financial Disclosures

Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers.


6 Important Disclosures for College Ave.

College Ave Disclosures

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

1College Ave Refi Education loans are not currently available to residents of Maine.

2All rates shown include autopay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

3$5,000 is the minimum requirement to refinance. The maximum loan amount is $300,000 for those with medical, dental, pharmacy or veterinary doctorate degrees, and $150,000 for all other undergraduate or graduate degrees.

4This informational repayment example uses typical loan terms for a refi borrower with a Full Principal & Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (“APR”): 120 monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

Information advertised valid as of 1/1/2020. Variable interest rates may increase after consummation.


7 Important Disclosures for CommonBond.

CommonBond Disclosures

Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 1.68% effective January 10, 2020.


8 Important Disclosures for LendKey.

LendKey Disclosures

Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it  endorse,  any educational institution.

Subject to floor rate and may require the automatic payments be made from a checking or savings account with the lender. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments. The lowest advertised variable APR is only available for loan terms of  5 years and is reserved for applicants with FICO scores of at least 810.

As of 12/019/2019 student loan refinancing rates range from 1.90% to 8.59% Variable APR with AutoPay and 3.49% to 7.75% Fixed APR with AutoPay.

1.89% – 6.38%1Undergrad
& Graduate

Visit Earnest

2.31% – 6.48%2Undergrad
& Graduate

Visit SoFi

1.93% – 6.68%3Undergrad
& Graduate

Visit Figure

2.29% – 6.65%4Undergrad
& Graduate

Visit Laurel Road

1.99% – 7.06%5Undergrad
& Graduate

Visit Splash

2.62% – 6.12%6Undergrad
& Graduate

Visit College Ave

1.77% – 6.25%7Undergrad
& Graduate

Visit CommonBond

1.90% – 8.59%8Undergrad
& Graduate

Visit Lendkey

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print to help you understand what you are buying. Be sure to consult with a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time.

Published in Bank Accounts, Personal Finance