12 Easy Ways to Earn Money While You Get Fit

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If you’re going to go through all the trouble to work out, you might as well make some money while you’re at it! When you’re paid to work out, you’ll have double the incentive. Although some ideas pay more money than others – from fitness apps that pay you money to side hustles – you’re still getting fit in the process.

Here are a few ways you can burn calories and earn some extra bucks at the same time.

Burn and earn with these 8 side gigs

Instead of spending hours on the treadmill every week, why not log your miles making money on a side hustle? Here’s a list of part-time jobs tailor-made to get you fit:

1. Dog walker

The more you love playing with dogs, the less it will feel like work (or working out). Search pet care jobs at Care.com.

2. Bike messenger

It’s a great cardio workout and a fun way to see the town. Search bike messenger jobs at Indeed.com.

3. Server

There may be food to resist, but back and forth on your feet and heavy trays in your hands should make up for any indulgence, and then some. Plus, the harder you work(out), the better the tips. Search server jobs at SnagaJob.com.

4. Housecleaner

Unless you’re Monica on Friends, this may not sound like much fun. But you know what a good workout you get cleaning your own house; it’s a major calorie burner. Search housekeeping jobs at Care.com.

5. Videographer

Covering an event means being in just the right place at just the right time. And that means being on your feet and hustling. Search videographer jobs at Indeed.com.

6. Landscaper

From digging and planting to raking and mowing, landscaping is a full-body workout. Search landscaper jobs at Indeed.com.

7. Tour guide

Many tour guide positions are volunteer, but you can find paid gigs. Check with local museums, tourist attractions, and your Chamber of Commerce.

8. Youth counselor or instructor

Working with kids will keep you on your toes. Check with your local parks and recreation department for part-time, after-school and summer positions. You can also check with local non-profits, such as the Boys and Girls Clubs of America.

If your side hustle isn’t through an employer, make sure you know your legal responsibilities as a sole proprietor or LLC. (And while you’re at it, read up on how to save money on side hustle expenses.)

4 apps that pay you while you exercise

1. DietBet (iOS and Android)

The DietBet app lets you make a bet on how much weight you can lose or keep off over a specified period of time. You can choose from three different DietBet programs:

  • Kickstarter: Bet you’ll lose four percent of your body weight in four weeks.
  • Transformer: Bet you’ll lose 10 percent of your body weight in six months.
  • Maintainer: Bet you’ll keep weight off for one year.

To prove weight loss amounts, you start with a weigh-in verified with the submission of two photos – one of you standing on a scale and another of your displayed weight on the scales readout. A similar weight-out process takes place at the end of the challenge period.

You can join a game that’s already been created or you can start your own. Whatever amount you bet is how much you stand to lose if you fail to reach your goal.

2. HealthyWage (iOS and Android)

With the HealthWage app, you bet on your ability to achieve a weight loss goal. How much money you stand to win (or lose) depends on a variety of factors that you to determine:

  • How many pounds you want to lose.
  • How many months you need to lose them.
  • How much you want to bet on yourself each month.

As with DietBet, HealthyWage requires verified weigh-ins and weigh-outs. In this case, HealthyWage requires either video verification of you stepping onto a scale or a weigh-in witnessed by a fitness or health professional.

3. Achievemint (iOS, Android coming soon)

Earn points for the completion of health-related activities through the Achievemint app. Once you reach a certain number of points, they’re converted into dollars.

Qualifying activities include:

  • Walking and other forms of exercise.
  • Keeping a food/calorie log.
  • Daily weigh-ins.
  • Sleeping (yes, sleeping!).
  • Sharing health-conscious posts on Twitter.
  • Taking surveys (presumably health-related).
  • Participating in research (again, presumably health-related).

As for accountability, Achievemint relies on other fitness apps that you connect to your Achievemint account. For every 10,000 points you earn, you get $10 cash.

Unlike DietBet and HealthyWager, your Achievemint money does not come from unsuccessful participants, as this is not a betting application. Achievemint’s reward money comes from “leading health companies.”

4. Charity Miles (iOS and Android)

Raise money for a charity of your choice every time you log physical activity through the Charity Miles app.

It works like this:

  • Choose from a list of 30+ charities.
  • The app tracks your miles.
  • Corporate sponsors donate to your chosen charity: $0.25 for every mile walked/run; $0.10 cents for every mile bikes (caps do apply).

Though Charity Miles won’t make you any money, it’s a contribution to your charitable giving budget that doesn’t have to come out of your bank account. You’re doing your charitable giving without spending a dime.

TIP: Be wary of any fitness app that pays you to work out in the form of shopping points instead of cash. They could entice you to buy things you otherwise wouldn’t. Best case scenario, you break even. Worst case scenario, the points don’t quite cover your purchases and you dip into your pocket for the rest.

Bottom line, focus on on apps that pay you money, not points.

Make working out worth your while

However you get paid to work out, it’s a win-win. When earning money and working out are tied together, both feel easier to do. Good luck!

Interested in refinancing student loans?

Here are the top 6 lenders of 2020!
LenderVariable APREligible Degrees 
1.99% – 5.64%1Undergrad
& Graduate

Visit Earnest

1.89% – 5.90%2Undergrad
& Graduate

Visit Laurel Road

2.25% – 6.09%3Undergrad
& Graduate

Visit SoFi

1.89% – 6.77%4Undergrad
& Graduate

Visit Splash

2.39% – 6.01%Undergrad
& Graduate

Visit Elfi

1.99% – 5.41%5Undergrad
& Graduate

Visit CommonBond

Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Earnest.

Earnest Disclosures

To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.

Earnest fixed rate loan rates range from 2.98% APR (with Auto Pay) to 5.79% APR (with Auto Pay). Variable rate loan rates range from 1.99% APR (with Auto Pay) to 5.64% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of July 31, 2020, and are subject to change based on market conditions and borrower eligibility.

Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.

The information provided on this page is updated as of 7/31/2020. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at [email protected], or call 888-601-2801 for more information on our student loan refinance product.

© 2020 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.


2 Important Disclosures for Laurel Road.

Laurel Road Disclosures

All credit products are subject to credit approval.

Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $4 billion in federal and private school loans. Laurel Road also offers a suite of online graduate school loan products and personal loans that help simplify lending through customized technology and personalized service. In April 2019, Laurel Road was acquired by KeyBank, one of the nation’s largest bank-based financial services companies. Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. All loans are provided by KeyBank National Association, a nationally chartered bank. Member FDIC. For more information, visit www.laurelroad.com.

As used throughout these Terms & Conditions, the term “Lender” refers to KeyBank National Association and its affiliates, agents, guaranty insurers, investors, assigns, and successors in interest.

  1. Checking your rate with Laurel Road only requires a soft credit pull, which will not affect your credit score. To proceed with an application, a hard credit pull will be required, which may affect your credit score.
  2. Savings vary based on rate and term of your existing and refinanced loan(s). Refinancing to a longer term may lower your monthly payments, but may also increase the total interest paid over the life of the loan. Refinancing to a shorter term may increase your monthly payments, but may lower the total interest paid over the life of the loan. Review your loan documentation for total cost of your refinanced loan.
  3. After loan disbursement, if a borrower documents a qualifying economic hardship, we may agree in our discretion to allow for full or partial forbearance of payments for one or more 3-month time periods (not to exceed 12 months in the aggregate during the term of your loan), provided that we receive acceptable documentation (including updating documentation) of the nature and expected duration of the borrower’s economic hardship. During any period of forbearance interest will continue to accrue. At the end of the forbearance period, any unpaid accrued interest will be capitalized and be added to the remaining principle amount of the loan.
  4. Automatic Payment (“AutoPay”) Discount: if the borrower chooses to make monthly payments automatically from a bank account, the interest rate will decrease by 0.25% and will increase back if the borrower stops making (or we stop accepting) monthly payments automatically from the borrower’s bank account. The 0.25% AutoPay discount will not reduce the monthly payment; instead, the discount is applied to the principal to help pay the loan down faster.

Assumptions: Repayment examples above assume a loan amount of $10,000 with repayment beginning immediately following disbursement. Repayment examples do not include the 0.25% AutoPay Discount.

Annual Percentage Rate (“APR”): This term represents the actual cost of financing to the borrower over the life of the loan expressed as a yearly rate.

Interest Rate: A simple annual rate that is applied to an unpaid balance.

Variable Rates: The current index for variable rate loans is derived from the one-month London Interbank Offered Rate (“LIBOR”) and changes in the LIBOR index may cause your monthly payment to increase. Borrowers who take out a term of 5, 7, or 10 years will have a maximum interest rate of 9%, those who take out a 15 or 20-year variable loan will have a maximum interest rate of 10%.

KEYBANK NATIONAL ASSOCIATION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.

This information is current as of September 9, 2020. Information and rates are subject to change without notice.
 


3 Important Disclosures for SoFi.

SoFi Disclosures

  1. Student loan Refinance: Fixed rates from 2.99% APR to 6.09% APR (with AutoPay). Variable rates from 2.25% APR to 6.09% APR (with AutoPay). Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan. See APR examples and terms. Lowest variable rate of 2.25% APR assumes current 1 month LIBOR rate of 0.18% plus 2.32% margin minus 0.25% ACH discount. Not all borrowers receive the lowest rate. If approved for a loan, the fixed or variable interest rate offered will depend on your creditworthiness, and the term of the loan and other factors, and will be within the ranges of rates listed above. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. See eligibility details. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. *To check the rates and terms you qualify for, SoFi conducts a soft credit inquiry. Unlike hard credit inquiries, soft credit inquiries (or soft credit pulls) do not impact your credit score. Soft credit inquiries allow SoFi to show you what rates and terms SoFi can offer you up front. After seeing your rates, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit inquiry. Hard credit inquiries (or hard credit pulls) are required for SoFi to be able to issue you a loan. In addition to requiring your explicit permission, these credit pulls may impact your credit score. Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. 

4 Important Disclosures for Splash Financial.

Splash Financial Disclosures

Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Federal loans carry special benefits not available for loans made through Splash Financial, for example, public service loan forgiveness and economic hardship programs, fee waivers and rebates on the principal, which may not be accessible to you after you refinance. The rates displayed may include a 0.25% autopay discount.

The information you provide to us is an inquiry to determine whether we or our lenders can make a loan offer that meets your needs. If we or any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. We do not guarantee that you will receive any loan offers or that your loan application will be approved. Offers are subject to credit approval and are available only to U.S. citizens or permanent residents who meet applicable underwriting requirements. Not all borrowers will receive the lowest rates, which are available to the most qualified borrowers. Participating lenders, rates and terms are subject to change at any time without notice.

To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Splash Financial and our lending partners reserve the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen and meet our lending partner’s underwriting requirements. Lowest rates are reserved for the highest qualified borrowers. This information is current as of September 10, 2020.


5 Important Disclosures for CommonBond.

CommonBond Disclosures

Offered terms are subject to change and state law restriction. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900), NMLS Consumer Access. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. ‍All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 0.16% effective August 10, 2020.

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print to help you understand what you are buying. Be sure to consult with a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time.