I’m a loyal member of Amazon Prime, but, to be honest, I’ve never given much thought to Amazon Subscribe and Save.
Since I live in a two-person household, it’s never seemed worth it. Do we go through enough stuff?
So I decided to do some research. I found some Amazon Subscribe and Save deals and tactics that might make it worthwhile for any consumer.
How does Amazon Subscribe and Save work?
Amazon Subscribe and Save allows you to sign up for regular deliveries — between once a month and once every six months — of certain items. You’ll receive 5 or 15 percent off the retail price on whatever you order.
The cool thing is the service is virtually obligation-free. You don’t have to order the same items every month, and you can cancel at any time, even after the first order. As long as you adjust your order before the lock-in date, you can switch the items you receive, skip a shipment, or cancel your subscription entirely.
You also don’t need Prime to get free shipping (although there are additional discounts for Prime members sometimes).
5 ways to take advantage of Amazon Subscribe and Save
Ready to subscribe and save? Follow these five tips.
1. Shop specific items
Based on advice from the deals blog Hip2Save, here are some of the best Amazon Subscribe and Save deals:
- Baby products: especially diapers and baby food, which are 20 percent off for members of Amazon Family
- Household goods: toilet paper, paper towels, cleaning supplies, trash bags, and batteries
- Toiletries: tampons, razors, toothbrushes, toothpaste, makeup, and contact solution
- Other: pet food and vitamins
You also can order oft-forgotten items — such as water and air filters — to arrive as frequently as you should replace them.
Josh Weinberger, who lives with his wife and 6-year-old twins in New York City, has used Amazon Subscribe and Save for a few years. He estimates it saves his family $50 per month.
“The items that save us the most are supplies for our kids — lunch snacks, yogurt ‘squeezy packs’ — and bathroom supplies like shampoo, toothpaste, etc.,” he said.
2. Order at least 5 items every month
If you remember nothing else, remember this: Always order at least five items in a month because the discount will jump from 5 to 15 percent.
Since you can save a significant amount of money this way, Weinberger said, “We often do some rejiggering right before our monthly lock-in date to make sure we’re getting exactly five items.”
If you need help meeting the threshold, look around online for Amazon Subscribe and Save deals that are under $2.
3. Clip coupons
The fact that you’re shopping virtually doesn’t mean you can’t use coupons.
“Just as at your local grocery or drugstore, the real savings come in when you combine that sale price with a coupon,” wrote Mashup Mom.
To find them, she recommended checking the product page — either under the price or above the description — as well as this page with all the available coupons. Although coupons apply only to the first delivery, she said the site often runs similar or repeat offers so you can get great deals again.
4. Consider the Amazon credit card
If you become an Amazon Subscribe and Save convert, you might want to consider signing up for the Amazon credit card (but only if you’ll pay the bill in full each month, of course).
By using this card to make purchases, Prime members can get 5 percent back. Combine that with the 15 percent discount you’re already getting, and you could have a sweet deal on your hands.
5. Be mindful of fluctuating prices
I probably don’t have to tell you that Amazon’s prices change all the time. But you might not know they can change even if you’re already subscribed to an item.
One New York Times reporter tracked prices for 50 Subscribe and Save items over several months — and found that prices were anything but static.
“As often as weekly, prices rose, dipped, and rose again like a roller coaster,” he wrote. “In extreme cases, prices for items like instant coffee and napkins jumped between 90 and 170 percent.”
Complain if you will, but this is how Amazon runs its business. The good thing is it sends an email several days before each shipment — so all you have to do is read it carefully to make sure you’re OK with the prices listed.
Although you should never purchase more than you need for the sake of a “good deal,” Amazon Subscribe and Save is worth exploring if it’ll save you money on items you’re already purchasing.
Interested in refinancing student loans?Here are the top 6 lenders of 2018!
|Lender||Variable APR||Eligible Degrees|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 7.89% APR (with Auto Pay). Variable rate loan rates range from 2.47% APR (with Auto Pay) to 6.97% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of Month/Day/Year, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 08/21/18. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at firstname.lastname@example.org, or call 888-601-2801 for more information on ourstudent loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
2 Important Disclosures for Laurel Road.
Laurel Road Disclosures
APR stands for “Annual Percentage Rate.” Rates listed include a 0.25% EFT discount, for automatic payments made from a checking or savings account. Interest rates as of 11/8/2018. Rates subject to change.
Variable rate options consist of a range from 3.27% per year to 6.09% per year for a 5-year term, 4.64% per year to 6.14% per year for a 7-year term, 4.69% per year to 6.19% per year for a 10-year term, 4.94% per year to 6.44% per year for a 15-year term, or 5.19% per year to 6.69% per year for a 20-year term, with no origination fees. APR is subject to increase after consummation. The variable interest rate will change on the first day of every month (“Change Date”) if the Current Index changes. The variable interest rates are based on a Current Index, which is the 1-month London Interbank Offered Rate (LIBOR) (currency in US dollars), as published on The Wall Street Journal’s website. The variable interest rates and Annual Percentage Rate (APR) will increase or decrease when the 1-month LIBOR index changes. The variable interest rates are calculated by adding a margin ranging from 0.98% to 3.80% for the 5-year term loan, 2.35% to 3.85% for the 7-year term loan, 2.40% to 3.90% for the 10-year term loan, 2.65% to 4.15% for the 15-year term loan, and 2.90% to 4.40% for the 20-year term loan, respectively, to the 1-month LIBOR index published on the 25th day of each month immediately preceding each “Change Date,” as defined above, rounded to two decimal places, with no origination fees. If the 25th day of the month is not a business day or is a US federal holiday, the reference date will be the most recent date preceding the 25th day of the month that is a business day. The monthly payment for a sample $10,000 loan at a range of 3.27% per year to 6.09% per year for a 5-year term would be from $180.89 to $193.75. The monthly payment for a sample $10,000 loan at a range of 4.64% per year to 6.14% per year for a 7-year term would be from $139.65 to $146.76. The monthly payment for a sample $10,000 loan at a range of 4.69% per year to 6.19% per year for a 10-year term would be from $104.56 to $111.98. The monthly payment for a sample $10,000 loan at a range of 4.94% per year to 6.44% per year for a 15-year term would be from $78.77 to $86.78. The monthly payment for a sample $10,000 loan at a range of 5.19% per year to 6.69% per year for a 20-year term would be from $67.05 to $75.68.
However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the variable rate will decrease by 0.25%, and will increase back up to the regular variable interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.
3 Important Disclosures for SoFi.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.
All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 2.28% effective October 10, 2018.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.47% – 6.99%3||Undergrad & Graduate|
|2.46% – 6.97%1||Undergrad & Graduate|
|2.57% – 8.44%4||Undergrad & Graduate|
|3.05% – 6.47%2||Undergrad & Graduate|
|2.50% – 7.24%5||Undergrad & Graduate|
|2.79% – 8.39%6||Undergrad & Graduate|