When writing a resume, some folks subscribe to a “spaghetti on the wall” philosophy — throw everything that you’ve got on it and see what sticks. But to recruiters and hiring managers, it’s all about quality, not quantity. After all, with only about seven seconds to capture their attention, you want to make sure you get to the good stuff right away. Because of this, it’s probably a good idea to pare down your skills section from time to time.
Consider an artist’s portfolio, for example.
“Any serious practitioner will tell you that your portfolio is only has strong as its weakest piece. The same can be said of the skills you list on your resume — less is more,” says Aurora Meneghello, career coach and founder of Repurpose Your Purpose.
Wondering what exactly you should strike from your resume? Start with these seven items.
1. A Language You Only Studied in High School
Sure, you took French in high school for a few years, but are you really at a level where you feel comfortable holding everyday conversations with native speakers, or reading in that language? If the answer is “no,” it doesn’t belong on your resume.
“It doesn’t matter that you have basic or intermediate understanding of a language. Unless you have mastery of it, and can actually use it for work, leave it out,” suggests Meneghello.
In a worst-case scenario, your recruiter or hiring manager could be fluent and try to engage you in conversation — if they call your bluff, you can bet that you won’t be invited to move forward in the hiring process.
2. Basic Computer Skills Like Email and Microsoft Word
At this point, listing “email” or “Microsoft Word” as skills is almost equivalent to listing “reading” or “basic math”. They’re not differentiators — they’re expected.
“By adding [these] as a skill, candidates may appear to be trying to add ‘fluff’ to their resume, i.e., that they are grasping for anything to include because they don’t have enough relevant skills to list out,” says Peter Riccio, Founding Partner of recruiting firm Atlas Search.
One exception to this would be if you’ve honed a very specific practice using these programs, such as “[creating] an access database from scratch and [importing] data from Excel and other databases,” says career coach Mary Warriner. “Now that is worth mentioning in your skills section.”
3. Social Media (If You Haven’t Used It as Part of Your Job)
You might have thousands of Twitter followers, tons of Facebook friends and countless Instagram likes, but managing your personal brand and managing a company’s professional brand are two completely different things. Working in social media in a professional setting often requires much more than just posting engaging content — it often involves data analysis, experience with paid media and more.
“You may be awesome at posting pics of your friends and even sharing news about your current company; however, if you are not applying for a Social Media Strategist position, you shouldn’t mention your Facebook skills,” Warriner says. “Instead, review the job posting for the required skills and be sure to list the significant skills that you do possess.”
4. Soft Skills
This one’s a little tricky, because recruiters do love to see soft skills on your resume. However, they need to be demonstrated through examples rather than stated flat-out — saying that you’re a good communicator, for example, is useless without concrete examples to support it.
“The single most common mistake job seekers make is to list out soft skills on their resume — for example communication, multitasking, leadership, problem solving, etc. The message that sends to anyone reading the resume is ‘I may not have made clear what my soft skills are, so I’m listing them out just to make sure you see them,’” Riccio says.
Instead, demonstrate those soft skills by showing rather than telling.
“It’s so important to make sure that your soft skills are very clearly communicated in the body of the resume. For example, instead of listing ‘multitasking’ or ‘leadership’ as a skill, candidates should write ‘led multiple concurrent projects through to completion leading to x% ROI’ under the relevant position,” Riccio advises.
5. Exaggerations or Flat-Out Lies
Job seekers are often told to pepper in keywords from the job description to their resume. But if you don’t have one of the skills listed in the description, you shouldn’t include it in your resume just for the sake of mirroring the language. While you might think you can get away with it now, it will eventually come to light.
“If you are not an excellent oral communicator, don’t put that on your resume… If the job requires you to stand up in front of a group of people and deliver a message on a daily basis, you will probably fail miserably in that job,” Warriner says.
But that doesn’t mean you need to have every single skill listed in the job description to apply for a job — a good rule of thumb is that you should be an 80 to 90 percent match.
6. Outdated Tech
The preferred software and technology used in the workplace can change rapidly, but it’s important to stay on top of it nonetheless. Otherwise, you risk looking like you’re unable to keep up in a dynamic workplace.
“Companies are looking for sophisticated, flexible professionals who understand technology. By including technology that’s outdated in the skills section of your resume, it gives employers the impression that you’re skill set is stale and that you will have a much steeper learning curve,” Riccio says. “In a competitive market, employers want to invest people who have demonstrated an ability to learn quickly.”
So leave off things like coding languages that are no longer widely in use, outdated versions of modern software programs and other irrelevant technology.
7. Irrelevant or Joke Skills
This may sound obvious, but there truly are people who still list things like “expert-level guacamole maker” or “certified ping-pong champ” on their resume.
“Do not include skills that are irrelevant to the job you are applying for. I know I am amazingly proud that I make the best ‘award-winning’ cookies, but I’m in HR — I do not put that on my resume!” Warriner says.
Sure, there probably are a few recruiters and hiring managers out there who will find it funny or charming. But when you’re applying to a job, you don’t know who will appreciate that and who won’t — so it’s better to err on the side of professionalism.
Interested in refinancing student loans?Here are the top 7 lenders of 2019!
|Lender||Variable APR||Eligible Degrees|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.45% APR (with Auto Pay) to 6.99% APR (with Auto Pay). Variable rate loan rates range from 1.81% APR (with Auto Pay) to 6.49% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of November 6, 2019, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 11/06/2019. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at firstname.lastname@example.org, or call 888-601-2801 for more information on our student loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
2 Important Disclosures for SoFi.
3 Important Disclosures for Laurel Road.
Laurel Road Disclosures
Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. Mortgage lending is not offered in Puerto Rico. All loans are provided by KeyBank National Association.
ANNUAL PERCENTAGE RATE (“APR”)
There are no origination fees or prepayment penalties associated with the loan. Lender may assess a late fee if any part of a payment is not received within 15 days of the payment due date. Any late fee assessed shall not exceed 5% of the late payment or $28, whichever is less. A borrower may be charged $20 for any payment (including a check or an electronic payment) that is returned unpaid due to non-sufficient funds (NSF) or a closed account.
For bachelor’s degrees and higher, up to 100% of outstanding private and federal student loans (minimum $5,000) are eligible for refinancing. If you are refinancing greater than $300,000 in student loan debt, Lender may refinance the loans into 2 or more new loans.
ELIGIBILITY & ELIGIBLE LOANS
Borrower, and Co-signer if applicable, must be a U.S. Citizen or Permanent Resident with a valid I-551 card (which must show a minimum of 10 years between “Resident Since” date and “Card Expires” date or has no expiration date); state that they are of at least borrowing age in the state of residence at the time of application; and meet Lender underwriting criteria (including, for example, employment, debt-to-income, disposable income, and credit history requirements).
Graduates may refinance any unsubsidized or subsidized Federal or private student loan that was used exclusively for qualified higher education expenses (as defined in 26 USC Section 221) at an accredited U.S. undergraduate or graduate school. Any federal loans refinanced with Lender are private loans and do not have the same repayment options that federal loan program offers such as Income Based Repayment or Income Contingent Repayment.
All loans must be in grace or repayment status and cannot be in default. Borrower must have graduated or be enrolled in good standing in the final term preceding graduation from an accredited Title IV U.S. school and must be employed, or have an eligible offer of employment. Parents looking to refinance loans taken out on behalf of a child should refer to https://www.laurelroad.com/refinance-student-loans/refinance-parent-plus-loans/ for applicable terms and conditions.
For Associates Degrees: Only associates degrees earned in one of the following are eligible for refinancing: Cardiovascular Technologist (CVT); Dental Hygiene; Diagnostic Medical Sonography; EMT/Paramedics; Nuclear Technician; Nursing; Occupational Therapy Assistant; Pharmacy Technician; Physical Therapy Assistant; Radiation Therapy; Radiologic/MRI Technologist; Respiratory Therapy; or Surgical Technologist. To refinance an Associates degree, a borrower must also either be currently enrolled and in the final term of an associate degree program at a Title IV eligible school with an offer of employment in the same field in which they will receive an eligible associate degree OR have graduated from a school that is Title IV eligible with an eligible associate and have been employed, for a minimum of 12 months, in the same field of study of the associate degree earned.
The interest rate you are offered will depend on your credit profile, income, and total debt payments as well as your choice of fixed or variable and choice of term. For applicants who are currently medical or dental residents, your rate offer may also vary depending on whether you have secured employment for after residency.
The repayment of any refinanced student loan will commence (1) immediately after disbursement by us, or (2) after any grace or in-school deferment period, existing prior to refinancing and/or consolidation with us, has expired.
POSTPONING OR REDUCING PAYMENTS
After loan disbursement, if a borrower documents a qualifying economic hardship, we may agree in our discretion to allow for full or partial forbearance of payments for one or more 3-month time periods (not to exceed 12 months in the aggregate during the term of your loan), provided that we receive acceptable documentation (including updating documentation) of the nature and expected duration of the borrower’s economic hardship.
We may agree under certain circumstances to allow a borrower to make $100/month payments for a period of time immediately after loan disbursement if the borrower is employed full-time as an intern, resident, or similar postgraduate trainee at the time of loan disbursement. These payments may not be enough to cover all of the interest that accrues on the loan. Unpaid accrued interest will be added to your loan and monthly payments of principal and interest will begin when the post-graduate training program ends.
We may agree under certain circumstances to allow postponement (deferral) of monthly payments of principal and interest for a period of time immediately following loan disbursement (not to exceed 6 months after the borrower’s graduation with an eligible degree), if the borrower is an eligible student in the borrower’s final term at the time of loan disbursement or graduated less than 6 months before loan disbursement, and has accepted an offer of (or has already begun) full-time employment.
If Lender agrees (in its sole discretion) to postpone or reduce any monthly payment(s) for a period of time, interest on the loan will continue to accrue for each day principal is owed. Although the borrower might not be required to make payments during such a period, the borrower may continue to make payments during such a period. Making payments, or paying some of the interest, will reduce the total amount that will be required to be paid over the life of the loan. Interest not paid during any period when Lender has agreed to postpone or reduce any monthly payment will be added to the principal balance through capitalization (compounding) at the end of such a period, one month before the borrower is required to resume making regular monthly payments.
KEYBANK NATIONAL ASSOCIATION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.
This information is current as of November 8, 2019 and is subject to change.
4 Important Disclosures for Splash Financial.
Splash Financial Disclosures
Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers.
5 Important Disclosures for CommonBond.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 1.9299999999999997% effective October 10, 2019.
6 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
Subject to floor rate and may require the automatic payments be made from a checking or savings account with the lender. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments. The lowest advertised variable APR is only available for loan terms of 5 years and is reserved for applicants with FICO scores of at least 810.
As of 11/07/2019 student loan refinancing rates range from 1.90% to 8.65% Variable APR with AutoPay and 3.49% to 7.75% Fixed APR with AutoPay.
7 Important Disclosures for College Ave.
College Ave Disclosures
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
1College Ave Refi Education loans are not currently available to residents of Maine.
2All rates shown include autopay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.
3$5,000 is the minimum requirement to refinance. The maximum loan amount is $300,000 for those with medical, dental, pharmacy or veterinary doctorate degrees, and $150,000 for all other undergraduate or graduate degrees.
4This informational repayment example uses typical loan terms for a refi borrower with a Full Principal & Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (“APR”): 120 monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
Information advertised valid as of 09/23/2019. Variable interest rates may increase after consummation.
|1.81% – 6.49%1||Undergrad & Graduate|
|1.81% – 7.36%2||Undergrad & Graduate|
|1.99% – 6.65%3||Undergrad & Graduate|
|2.43% – 7.60%4||Undergrad & Graduate|
|2.02% – 6.30%5||Undergrad & Graduate|
|1.90% – 8.65%6||Undergrad & Graduate|
|2.74% – 6.24%7||Undergrad & Graduate|