The 16 Can’t-Miss Student Loan Hero Posts of 2016


Refinancing, forgiveness, interest — oh my! Student loans are one of the scariest and hairiest parts of many people’s finances. But that’s what Student Loan Hero is all about: helping you untangle the mess of your student debt and find the best path for repayment.

We’ve rounded up the 16 articles that our readers visited and loved the most this year. These can’t-miss pieces include tips for everything from refinancing student debts to buying a home while repaying student loans.

The top articles of 2016 have plenty of helpful information that you can use to more effectively tackle your student loans in 2017. Check them out below!

1. The Ultimate Student Loan Repayment Guide for Doctors

With an average student loan balance of $183,000, medical school graduates need to be on top of their debt repayment game.

This article provides advice for physicians, doctors, and other medical professionals to tackle their giant student loans. It includes a complete list of programs that offer assistance and student loan forgiveness specifically to doctors.

2. Public Service Loan Forgiveness: Do You Qualify, And Is It Right For You?

Student loan forgiveness is the dream for borrowers who don’t see another way out of their debts. That makes the Public Service Loan Forgiveness (PSLF) program worth checking out.

PSLF promises loan forgiveness after 10 years of repayment for workers serving the public. This article will help you learn more about this program, what you have to do to qualify, and how it could affect your student debts.

3. Buying a House with Student Loan Debt: Here’s How to Do It

Student loans can be a huge financial burden, but they shouldn’t hold you back from big life steps you want to take. It’s definitely possible to buy a home even if you have student debt. This article outlines the steps you can follow to become a homeowner while repaying student loans.

4. How to Claim Student Loan Tax Credits

Tax season is just weeks away, so bookmark this guide to claiming student loan tax credits.

You can get a bigger refund by writing off education-related expenses for yourself or a dependent, or you can deduct the interest you paid on student loans. Either way, don’t miss this chance to use your student loan or college expenses to offset your tax costs.

5. Complete Guide to Student Loan Forgiveness for Nurses

Good news for nurses struggling with student loans: There are many programs that offer student loan assistance or forgiveness just for you.

It’s well worth the time to review this comprehensive list of repayment assistance programs offered by non-profits, employers, and federal, state, and local governments.

6. Everything You Need to Know About the “Obama Student Loan Forgiveness” Myth

President Obama’s student loan policies and programs include several valuable resources and protections. Unfortunately, Obama student loan forgiveness is not one of them.

Scammers have used this term to rip off student loan borrowers looking for relief. Get the real scoop on Obama loan forgiveness scams, and see how you can protect yourself.

7. What Donald Trump’s Radical Approach to Student Loans Means for Borrowers and Taxpayers

With President-Elect Donald Trump’s inauguration ceremony set for January 20, many borrowers are wondering what the next four years will mean for their debts. This article gives an overview of Trump’s student loan plan and what it could mean for student loan debtors and taxpayers.

8. Are There Really Grants to Pay Off Student Loans?

Recent graduates have seen that grants helped them cover college costs. Why not use grants to help repay student loans, too? Unfortunately, it’s not that simple.

Learn about whether you can use grants to repay student debt, and what your other options are for tackling these loans.

9. Can Your Debts Be Erased in Student Loan Bankruptcy?

When debts get out of control, bankruptcy is an important failsafe that helps borrowers cope and recover. But using bankruptcy to discharge student loans is a little more complicated. This article outlines when it’s possible to discharge student debts in bankruptcy and how to do it.

10. Should You Buy a House When You Have Student Loan Debt?

Buying a home while repaying student loans is possible, but it’s not always a smart move. This list gives you 10 things to consider if you have student debt and want to buy a home.

11. Should You Refinance Your Federal Student Loans?

Refinancing federal student loans can be a way to secure lower interest rates and cheaper monthly payments. It doesn’t always deliver these benefits, though, and you make some significant tradeoffs.

If you’re considering refinancing federal student loans with a private lender, this guide will help you decide if that’s the right move.

12. Here’s Exactly How Student Loan Interest Works

Do you know how much your student loans are costing you each month? This guide to student loan interest can help you figure it out. It explains how interest is calculated, applied, and how extra payments affect the interest you accrue.

13. What’s the Difference Between Subsidized and Unsubsidized Student Loans?

Student loan interest is key to the difference between subsidized and unsubsidized federal student loans. This post explains each type of loan to help you better manage your debt.

14. 10 Essential Things to Ask Before Refinancing Your Student Loans

Refinancing student loans is a big step, but this list of 10 questions will guide you through the process. Learn what your student loan goals are — and whether refinancing could help you achieve them.

15. 6 Best Reasons to Refinance Your Student Loans in 2016

Choosing to refinance your student loans can make them more affordable, but there are other reasons to do it, too. See the six ways refinancing your student loans now can make them cheaper, simpler, and better in the year to come.

16. Can You Pay Your Student Loans With a Credit Card?

If you swipe your credit card for almost everything, you might have wondered if you can use it to repay student debts, too. This article outlines whether it’s possible and what you should know before trying it.

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