It’s that time of year again, folks. College students are getting ready to head back to class and pay for another year of higher education.
We all know living that college life can be expensive. Especially when it feels like money is only going out of your bank account and nothing is coming in.
That’s why so man companies offer a variety of student discounts, to help their customers save money.
Here are the 10 of the best student discounts around for any college student looking to stay on budget this year.
1. Amazon Prime
This is a must-buy for any college student.
When you sign up for Amazon Prime Student, your first six months are free. Then, it’s only 50 percent off for students with a valid student email, which comes out to only $49 a year.
You get all the Amazon Prime perks too: video streaming, two-day shipping, prime discounts, and special student deals. Your Prime Student membership is valid for four years, or until you graduate.
Plus, when you refer a friend, you both get $5.
2. Apple student discounts
If you’re in college, you probably need a laptop.
And if you’ve had your eyes on a MacBook or iPad, definitely buy one from Apple when you’re a student.
Apple offers student pricing on almost all of its products. They offer even better student deals on new hardware and software, too.
Apple student discounts also apply towards Apple Music, thanks to their Apple Music Student Membership.
Spotify is perfect for listening to music during those long walks between classes or long hours put in at the library studying.
But $10 a month can be a little pricey if you’re on a limited budget.
Luckily, Spotify’s student discount gives you access to all of your favorite music for only $5 a month, without ads or limits. That extra $5 a month can go a long way for a college student. That’s like, 20 extra packs of ramen right there.
For any student looking to get into design, editing, or illustrating, Adobe Creative Suite is a necessity.
With their student discounts, you’ll get access to their full suite of Adobe products like Photoshop, Illustrator, and Premiere Pro through their Adobe Creative Cloud for only about $20 a month. That’s more than 60 percent off the normal price. Talk about a sweet deal.
5. Car insurance
This one isn’t as fun as the other student discounts on this list, but you can bet your parents will be excited.
Ask your auto insurance provider if they have any incentives for college students. Most do, and usually, the only requirement is that you have good grades. Just another reason to study extra hard this academic year.
6. Microsoft student discounts
Microsoft makes just about every type of electronic, so you can bet you’ll save some cash by flashing your student id with them.
You can get 10 percent or more off of new laptops and PCs and special software pricing. You’ll even get five percent off select Xbox games at Microsoft when you use your student discount.
Check out Microsoft’s site to see a variety of other student discounts you can get your hands on.
7. J. Crew
Students get 15% off when they shop in-store for J.Crew clothing and flash a valid student id.
J.Crew has classic, basic styles ranging from business professional to everyday casual, making it easy to mix and match.
Remember this discount when you need to buy a new outfit for those job interviews!
8. Sam’s Club
Stores like Sam’s Club don’t just offer substantial discounts on items when you buy in bulk. They also offer discounts on certain services like auto repair, cheap gas, and cell phone plans at special member rates.
You’ll score a $15 gift card when you sign up for Sam’s Club Collegiate Membership or renew your membership with a valid student id and .edu email. Just head into your nearest location to sign up.
Discounts on toilet paper and bulk shampoo will come in handy throughout the school year, trust me.
9. Joann’s Fabrics and Crafts
Do you love arts and crafts or following DIY project ideas off Pinterest? Then Joann’s is your one-stop shop for craft supplies and fabrics.
And, their student discount is pretty awesome. They’ll give you 10% off on top of any additional coupons and sales just for being a student and having a valid student id.
10. Pizza student discounts
If you’re a college student, you probably love pizza. It’s cheap, comes with delivery, and it’s breakfast the next morning.
So, if you can get pizza for even cheaper, why wouldn’t you? Check to see if your school has its own promo code, or ask if there’s a student discount offered with any pizza-seller. Chances are you won’t be disappointed.
Remember, student discounts = big savings
Since you’re working so hard (and paying so much) for college, it’s great that companies are offering student discounts like the ones listed above.
Need a student loan?Here are our top student loan lenders of 2018!
|1 Important Disclosures for CollegeAve.
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or Nationwide Bank, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
Information advertised valid as of 11/1/2018. Variable interest rates may increase after consummation.
2 Important Disclosures for Discover.
3 Important Disclosures for Ascent.
Before taking out private student loans, you should explore and compare all financial aid alternatives, including grants, scholarships, and federal student loans and consider your future monthly payments and income. Applying with a cosigner may improve your chance of getting approved and could help you qualify for a lower interest rate. Ascent Student Loans may be funded by Richland State Bank (RSB). Ascent Student Loan products are subject to credit qualification, completion of a loan application, verification of application information and certification of loan amount by a participating school. Loan products may not be available in certain jurisdictions, and certain restrictions, limitations; and terms and conditions may apply. Ascent is a federally registered trademark of Turnstile Capital Management (TCM) and may be used by RSB under limited license. Richland State Bank is a federally registered service mark of Richland State Bank.
* Application times vary depending on the applicants ability to supply the necessary information for submission.
* The Sallie Mae partner referenced is not the creditor for these loans and is compensated by Sallie Mae for the referral of Smart Option Student Loan customers.
4 = Sallie Mae Disclaimer: Click here for important information. Terms, conditions and limitations apply.
5 Important Disclosures for PNC.
PNC Bank is one of the nation’s largest education loan providers. For over 40 years, PNC has been committed to helping students and their families make possible the adventure of college.
6 Important Disclosures for SunTrust.
Before applying for a private student loan, SunTrust recommends comparing all financial aid alternatives including grants, scholarships, and both federal and private student loans. To view and compare the available features of SunTrust private student loans, visit https://www.suntrust.com/loans/student-loans/private.
Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue this loan program without notice. Availability of all loan programs is subject to approval under the SunTrust credit policy and other criteria and may not be available in certain jurisdictions.
SunTrust Bank, Member FDIC. ©2018 SunTrust Banks, Inc. SUNTRUST, the SunTrust logo and Custom Choice Loan are trademarks of SunTrust Banks, Inc. All rights reserved.
7 Important Disclosures for LendKey.
Additional terms and conditions apply. For more details see LendKey
8 Important Disclosures for CommonBond.
A government loan is made according to rules set by the U.S. Department of Education. Government loans have fixed interest rates, meaning that the interest rate on a government loan will never go up or down.
Government loans also permit borrowers in financial trouble to use certain options, such as income-based repayment, which may help some borrowers. Depending on the type of loan that you have, the government may discharge your loan if you die or become permanently disabled.
Depending on what type of government loan that you have, you may be eligible for loan forgiveness in exchange for performing certain types of public service. If you are an active-duty service member and you obtained your government loan before you were called to active duty, you are entitled to interest rate and repayment benefits for your loan.
A private student loan is not a government loan and is not regulated by the Department of Education. A private student loan is instead regulated like other consumer loans under both state and federal law and by the terms of the promissory note with your lender.
If your private student loan has a fixed interest rate, then that rate will never go up or down. If your private student loan has a variable interest rate, then that rate will vary depending on an index rate disclosed in your application. If the interest rate on the new private student loan is less than the interest rate on your government loans, your payments will be less if you refinance.
If you don’t pay a private student loan as agreed, the lender can refer your loan to a collection agency or sue you for the unpaid amount.
Remember also that like government loans, most private loans cannot be discharged if you file bankruptcy unless you can demonstrate that repayment of the loan would cause you an undue hardship. In most bankruptcy courts, proving undue hardship is very difficult for most borrowers.
9 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|3.94% – 12.78%1||Undergraduate, Graduate, and Parents|
|4.04% – 13.04%3||Undergraduate and Graduate|
|4.34% – 12.99%2||Undergraduate and Graduate|
|4.12% – 10.98%*,4||Undergraduate and Graduate|
|5.03% – 11.23%5||Undergraduate and Graduate|
|4.12% – 13.13%6||Undergraduate and Graduate|
|4.92% – 10.01%7||Undergraduate and Graduate|
|3.72% – 9.68%8||Undergraduate, Graduate, and Parents|
|4.26% – 12.13%9||Undergraduate, Graduate, and Parents|