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Our Student Loan Term Comparison Calculator allows you to calculate and compare multiple student loan options with varying interest rates and terms. By comparing student loans, you can identify the total costs associated with each type of student loan.
| 5 year | 10 year | 15 year | 20 year | 25 year | |
|---|---|---|---|---|---|
| Loan balance | — | — | — | — | — |
| Interest rate | — | — | — | — | — |
| Monthly payment | — | — | — | — | — |
| Total interest | — | — | — | — | — |
| Total payment | — | — | — | — | — |
See our refinancing lending partners here for available rates and terms. Most of the lenders we’ve partnered with can check eligibility and provide a rate with just a “soft” credit pull in about two minutes.
If you’re currently a student and looking for private student loans, see options from our partners here.
Please see our post on selecting a loan with the right term length.
| Lender | Rates (APR) | Eligible Degrees | |
|---|---|---|---|
| Check out the testimonials and our in-depth reviews! | |||
 | 2.79% - 6.74% | Undergrad & Graduate | Visit SoFi |
 | 2.99% - 6.99% | Undergrad & Graduate | Visit Laurel Road |
 | 2.79% - 6.74% | Undergrad & Graduate | Visit CommonBond |
 | 2.67% - 7.26% | Undergrad & Graduate | Visit Lendkey |
 | 2.78% - 8.24% | Undergrad & Graduate | Visit Citizens |
 | 2.81% - 6.46% | Undergrad & Graduate | Visit Earnest |
Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print, understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.