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6 Best Banks to Refinance and Consolidate Student Loans in 2018 Save Money Now

Debt-to-Income (DTI) Calculator

Debt-to-income ratio, or “DTI,” is a financial measurement used by lenders when evaluating a loan application.

DTI is a comparison of a borrower’s monthly debt payments with monthly income. The calculation is simple: total monthly debt divided by total monthly income equals DTI. The lower the DTI, the better.

The DTI calculator below will calculate both common types of DTI: front-end and back-end. See the FAQ below to learn more about these DTI calculations and more.

Interested in refinancing student loans?

Here are the top 6 lenders of 2018!
LenderRates (APR)Eligible Degrees 
Get real rates from up to 4 Lenders at once


Check out the testimonials and our in-depth reviews!
2.63% – 7.75%Undergrad
& Graduate		Visit SoFi
2.57% – 6.32%Undergrad
& Graduate		Visit Earnest
2.80% – 7.02%Undergrad
& Graduate		Visit Laurel Road
2.68% – 8.79%Undergrad
& Graduate		Visit Lendkey
2.57% – 6.65%Undergrad
& Graduate		Visit CommonBond
2.62% – 8.69%Undergrad
& Graduate		Visit Citizens
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