Student Loan Hero’s Loan Dashboard is no longer available. If you want to find out what loans you have, you can view all of your federal loans by visiting the National Student Loan Data System and entering your federal student aid ID and password. You can see what private student loans you have, if any, by reviewing your free credit report at AnnualCreditReport.com.
Here are some resources that can help you manage your loans.
If you need help repaying your loans
Below are four different options available to you if you need help with your loans:
- Sign up for an income-driven repayment (IDR) plan: If you have federal loans, you might qualify for an IDR plan. Under these plans, your payment term is extended and your monthly bill is based on a percentage of your discretionary income. Depending on your income, loan balance, and family size, your payment could be dramatically reduced.
- Apply for a deferment or forbearance: In some cases, you may be able to temporarily postpone making payments, without going into default. Contact your loan servicer directly to see if you qualify for a deferment or forbearance.
- Consider refinancing: If you have good credit, steady income, or access to a cosigner, refinancing your student loans can help make your payments more affordable or can help you save money. By refinancing, you could qualify for a lower rate or a longer repayment period, reducing how much you owe each month.
- Research your forgiveness options: Depending on your career path, you may be able to get some or all of your loans forgiven. Check out our database of over 120 repayment assistance programs to see if you qualify.