You can find all of your student loan information, including servicers and balances 4 different ways.
1) Request a Free Credit Report
Under Federal Law, you are entitled to obtain one Free Annual Credit Report from each credit reporting bureau, once a year. The three credit reporting bureaus are Equifax, TransUnion, and Experian.
All of your debt obligations should be listed in your credit report, including both federal and private student loan information. Be cautious, as the accuracy of the data can be outdated and errors are common.
2) Obtain Federal Student Loan Data from the NSLDS
The NSLDS is short for National Student Loan Data System. This federally operated student loan data system requires federal student loan servicers to add and update your student loan information on a monthly basis.
Unfortunately, this data system does not include private student loans and the accuracy of the data can be outdated.
3) Create a Student Loan Hero Account
If you haven’t already done so, you can create your free Student Loan Hero account to aggregate both federal and private student loan information.
Once you aggregate your student loan data, you will receive analysis, calculations, and recommendations to payoff your debts. It’s a great way to keep your student loans organized and under control.
Interested in refinancing student loans?Here are the top 6 lenders of 2018!
|Lender||Rates (APR)||Eligible Degrees|
|Check out the testimonials and our in-depth reviews!|
|2.54% - 7.38%||Undergrad & Graduate||Visit SoFi|
|2.57% - 6.32%||Undergrad & Graduate||Visit Earnest|
|2.80% - 7.02%||Undergrad & Graduate||Visit Laurel Road|
|2.56% - 8.12%||Undergrad & Graduate||Visit Lendkey|
|2.72% - 6.49%||Undergrad & Graduate||Visit CommonBond|
|2.88% - 8.34%||Undergrad & Graduate||Visit Citizens|