How to Find Your Student Loan Information

You can find all of your student loan information, including servicers and balances 4 different ways.

1) Request a Free Credit Report

Under Federal Law, you are entitled to obtain one Free Annual Credit Report from each credit reporting bureau, once a year. The three credit reporting bureaus are Equifax, TransUnion, and Experian.

All of your debt obligations should be listed in your credit report, including both federal and private student loan information. Be cautious, as the accuracy of the data can be outdated and errors are common.

2) Obtain Federal Student Loan Data from the NSLDS

The NSLDS is short for National Student Loan Data System. This federally operated student loan data system requires federal student loan servicers to add and update your student loan information on a monthly basis.

Unfortunately, this data system does not include private student loans and the accuracy of the data can be outdated.

3) Create a Student Loan Hero Account

If you haven’t already done so, you can create your free Student Loan Hero account to aggregate both federal and private student loan information.

Once you aggregate your student loan data, you will receive analysis, calculations, and recommendations to payoff your debts. It’s a great way to keep your student loans organized and under control.

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Student Loan Hero Advertiser Disclosure

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print, understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.