Melanie Lockert

Student loans and marriage don’t have to be at odds. After all, nearly 70% of students graduate with loans, so it’s likely you or your spouse (or... Read more

Taxes on forgiven student loans have long been the norm, with the IRS treating canceled debt as income. But borrowers won’t have to worry about... Read more

Note that the government has paused all repayment on federally held student loans through the end of 2022, with no interest to be charged during that... Read more

After you graduate and your first payment approaches, you’ll need to answer some important questions: Who is my student loan servicer? How do I... Read more

Note that the government has paused all repayment on federally held student loans through the end of 2022, with no interest to be charged during that... Read more

Most borrowers often consider the question of whether they can negotiate a lower interest rate on federal student loans. This was rattling around my... Read more

What happens to student loans when you die depends primarily on the type of loans you have. Federal loans are more likely to be discharged than... Read more

Note that the government has paused all repayment on federally held student loans through the end of 2022, with no interest to be charged during that... Read more

Note that the government has paused all repayment on federally held student loans through the end of 2022, with no interest to be charged during that... Read more

Note that the government has paused all repayment on federally held student loans through the end of 2022, with no interest to be charged during that... Read more

Your credit score might seem like the be-all and end-all when applying for student loan refinancing, a car loan or a mortgage. But even with a solid... Read more

This story was originally published July 16, 2018. When it comes to managing your money, there’s a lot of talk about saving money by reducing... Read more